Donald H. Layton is chief executive officer of Freddie Mac, a publicly traded company that is one of the largest sources of mortgage financing in the United States, as well as a leader in building a more efficient and effective American housing finance system. As a government-sponsored enterprise chartered by the U.S. Congress, Freddie Mac is dedicated to providing responsible access to mortgage credit by purchasing single-family and multifamily loans from lenders of all types, benefiting millions of homeowners and renters nationwide.

Layton has more than 40 years of experience in financial services and as a corporate leader. He worked for nearly 30 years at JPMorgan Chase and its predecessors, starting as a trainee and rising to vice chairman and member of the three-person Office of the Chairman, retiring in 2004. More recently, from 2007 to 2009 he served as chairman and then CEO of E*TRADE Financial, which he shepherded through the financial crisis. Additionally, Layton has been a member of the boards of several financial services firms and was a senior advisor to an industry association.

In his career at JPMorgan Chase, Layton's responsibilities spanned capital markets and investment banking, consumer banking, and operating services. From 2002 to 2004, he was responsible for Chase Financial Services, the consumer and middle-market business, which included the fourth-largest mortgage firm in the United States. He was co-chief executive officer of J.P. Morgan, the investment bank of the company, from 2000 to 2002 and oversaw its entire range of global activities. Prior to the merger of Chase Manhattan and J.P. Morgan in 2000, Layton was responsible for Chase's worldwide capital markets and trading activities, including foreign exchange, risk management products, emerging markets, fixed income, and the bank’s investment portfolio and funding department. As well, he was responsible for Treasury & Securities Services, the operating services unit of the company, from 1999 through 2004.

He served as a senior advisor to the Securities Industry and Financial Markets Association from 2006 to 2008 and serves as chairman emeritus of the board of the Partnership for the Homeless, a nonprofit dedicated to reducing homelessness in New York City, after having been its chair for nearly a decade.

Layton received simultaneous Bachelor and Master of Science degrees in economics from the Massachusetts Institute of Technology and a Master of Business Administration from Harvard Business School.

Freddie Mac makes home possible for millions of families and individuals by providing mortgage capital to lenders. Since our creation by Congress in 1970, we've made housing more accessible and affordable for homebuyers and renters in communities nationwide. We are building a better housing finance system for homebuyers, renters, lenders and taxpayers. Learn more at FreddieMac.com, Twitter @FreddieMac and Freddie Mac's blog FreddieMac.com/blog.

David Brickman is executive vice president and head of the Multifamily Business. He leads all aspects of Freddie Mac's Multifamily business - one of the largest capital providers to the US multifamily rental housing market. He is a member of the company's senior operating committee and reports directly to CEO Don Layton.

Brickman has presided over significant growth in the Multifamily business - raising annual production from $16 billion in 2010 to almost $50 billion in 2015 and increasing the organization from approximately 300 staff members in four offices to more than 800 in a dozen locations across the country. He has also firmly established Freddie Mac Multifamily's flagship K-Deal securitization program as one of the leading securitized products in the structured finance markets.

Before becoming the head of Multifamily, Brickman served as senior vice president and, prior to that, vice president in charge of our Multifamily Capital Markets business area. In this position, Brickman oversaw all functions relating to Freddie Mac's multifamily and CMBS investment and capital market activities. He is also the key architect behind several of Freddie Mac's innovative multifamily financing products, including the Capital Markets Execution and K-Deal securitization program, Reference Bill ARM, fixed-to-float suite of products, and Performance-Based PC, for which he holds a US patent.

Prior to joining Freddie Mac in 1999, Brickman co-led the Mortgage Finance and Credit Analysis consulting group at PricewaterhouseCoopers.

Brickman has completed all doctoral coursework for his Ph.D. in economics and real estate at the Massachusetts Institute of Technology. He holds a master's degree in public policy from Harvard University and a bachelor's degree from the University of Pennsylvania. He has held appointments as a professorial lecturer in finance at George Washington University and an adjunct professor of finance at Johns Hopkins University.

Freddie Mac makes home possible for millions of families and individuals by providing mortgage capital to lenders. Since our creation by Congress in 1970, we've made housing more accessible and affordable for homebuyers and renters in communities nationwide. We are building a better housing finance system for homebuyers, renters, lenders and taxpayers. Learn more at FreddieMac.com, Twitter @FreddieMac and Freddie Mac's blog FreddieMac.com/blog.

Anil Hinduja joined Freddie Mac as executive vice president and chief enterprise risk officer in July 2015. He is a member of the senior operating committee and reports directly to CEO Don Layton. In his role, Hinduja is responsible for providing the overall leadership and direction for the company's Enterprise Risk Management division, and for leading an integrated risk management framework for all aspects of risk across the entire company.

Hinduja's decades-long career has been mostly spent at Citigroup. Over the years he has acquired in-depth experience managing risk in global consumer businesses, especially mortgages, both as a credit risk manager and as the head of a mortgage business. He joined Freddie Mac from Barclays PLC, where he served in increasingly broader risk management roles beginning in 2009. He held the position of chief risk officer for Barclays Africa Group Limited, which is majority owned by Barclays Bank PLC. Prior to assuming that role in 2013, Hinduja was group credit director for retail credit risk after serving as chief risk officer for Barclays' retail bank in the U.K.

Prior to joining Barclays, Hinduja spent 19 years at Citigroup in diverse roles with increasing responsibility across finance, operations, sales and distribution, business and risk management in global consumer businesses. In risk, he was director for global consumer credit risk and then chief risk officer for the consumer lending group, where he was responsible for managing risk in the mortgage, auto and student loan businesses. His tenure at Citigroup culminated in his term as president and CEO of Citi Home Equity.

Hinduja holds a Bachelor of Commerce degree from Sydenham College in India and an M.B.A. in Accounting from the University of Cincinnati.

Freddie Mac makes home possible for millions of families and individuals by providing mortgage capital to lenders. Since our creation by Congress in 1970, we've made housing more accessible and affordable for homebuyers and renters in communities nationwide. We are building a better housing finance system for homebuyers, renters, lenders and taxpayers. Learn more at FreddieMac.com, Twitter @FreddieMac and Freddie Mac's blog FreddieMac.com/blog.

Michael Hutchins is the executive vice president of Freddie Mac’s Investments & Capital Markets division. In this position, Hutchins is responsible for managing all of Freddie Mac's liquidity, financing, and interest rate hedging activities as well as managing Freddie Mac's portfolio of single family investments. He is a member of the company's senior operating committee and reports directly to CEO Don Layton.

Hutchins has worked in the financial services industry for over 25 years. Most recently, he was co-founder and CEO of PrinceRidge. Prior to founding PrinceRidge, he was with UBS from 1996 - 2007, holding a variety of positions, including the Global Head of the Fixed Income, Rates & Currencies Group. Prior to UBS, Hutchins worked at Salomon Brothers from 1986 - 1996, and held a number of management positions, including Co-Head of Fixed Income Capital Markets.

Freddie Mac makes home possible for millions of families and individuals by providing mortgage capital to lenders. Since our creation by Congress in 1970, we've made housing more accessible and affordable for homebuyers and renters in communities nationwide. We are building a better housing finance system for homebuyers, renters, lenders and taxpayers. Learn more at FreddieMac.com, Twitter @FreddieMac and Freddie Mac's blog FreddieMac.com/blog.

Timothy F. Kenny became Freddie Mac's senior vice president and general auditor in July 2008. He reports directly to the audit committee of Freddie Mac's board of directors and administratively to CEO Donald Layton.

In this position, Kenny supervises the Internal Audit Department, which is responsible for all internal audit activities and coordinating audit practices and procedures with Freddie Mac's external auditor and regulator, the Federal Housing Finance Agency. Prior to this, Kenny served as the company's vice president and interim general auditor. He joined Freddie Mac in September 2007.

From 2001 to 2007, Kenny was a managing director with BearingPoint (formerly KPMG Consulting), where he directed a large team of financial professionals on a variety of financial risk management projects with private sector mortgage bankers, Ginnie Mae, the Federal Housing Administration, the Treasury Department, and other federal credit agencies. He joined KPMG, the predecessor organization to KPMG Consulting, in 1986, was promoted to a KPMG audit partner in 1997, and served in that position until the separation of KPMG Consulting from KPMG in 2001.

Kenny holds a B.S. in accounting from the University of Utah. He completed the Leadership and Strategic Impact program offered by Freddie Mac, in conjunction with Dartmouth's Tuck School of Business, in June 2011.

Kenny is a Certified Public Accountant and a member of the American Institute of Certified Public Accountants. He holds a Certification in Risk Management Assurance from the Institute of Internal Auditors and is a Chartered Global Management Accountant.

Kenny currently serves on the Board of Directors, Northern Virginia Family Service, and The University of Utah School of Accounting Advisory Board. From 2004 to 2008, he was a member of the board of directors of Farmer Mac, a government-sponsored enterprise that has established a secondary market for agricultural loans, serving on its audit and corporate governance committees. He also served on the Board of Directors of the Mortgage Bankers Association of Metropolitan Washington.

Freddie Mac makes home possible for millions of families and individuals by providing mortgage capital to lenders. Since our creation by Congress in 1970, we've made housing more accessible and affordable for homebuyers and renters in communities nationwide. We are building a better housing finance system for homebuyers, renters, lenders and taxpayers. Learn more at FreddieMac.com, Twitter @FreddieMac and Freddie Mac's blog FreddieMac.com/blog.

David Lowman was named executive vice president for the Single-Family Business in May 2013. He is a member of the company's senior operating committee and reports directly to CEO Don Layton.

As head of Single-Family, Lowman has broad responsibility for the line of business, including managing the company's relationships with its Seller/Servicers, the performance of Freddie Mac's guarantee book of business, securitization of new business, and all sourcing, servicing and business operations.

Lowman has worked in the mortgage and consumer finance business for over 30 years, serving at some of the nation's largest mortgage operations. Lowman served as CEO of Chase Home Lending from 2006 to 2011, overseeing $150 billion in annual production and a $1.2 trillion servicing portfolio at what was then the country's third largest mortgage originator and servicer. Prior to that, he spent a decade in senior leadership roles in various lending businesses of Citigroup, including head of CitiMortgage and Citicorp Trust Bank, FSB.

Before joining Citigroup, Lowman spent 11 years at The Prudential Home Mortgage Company, Inc. in progressively senior leadership roles. He started his career in the Washington, D.C. office of KPMG where his clients included banks, thrifts and mortgage bankers.

Lowman holds a Bachelor of Science degree in Business Management and Accounting from the University of Maryland's College of Business and Management.

Freddie Mac makes home possible for millions of families and individuals by providing mortgage capital to lenders. Since our creation by Congress in 1970, we've made housing more accessible and affordable for homebuyers and renters in communities nationwide. We are building a better housing finance system for homebuyers, renters, lenders and taxpayers. Learn more at FreddieMac.com, Twitter @FreddieMac and Freddie Mac's blog FreddieMac.com/blog.

James Mackey was named executive vice president and chief financial officer of Freddie Mac in November 2013. In this position, he is responsible for the company's financial controls, accounting, investor relations, financial planning and reporting, tax, capital oversight, and compliance with the requirements of Sarbanes-Oxley. Mackey is a member of the company's senior operating committee and reports directly to Chief Executive Officer Don Layton.

Prior to joining Freddie Mac, Mackey served as the executive vice president and chief financial officer of Ally Financial, an auto finance and direct banking financial services company. In this role, he oversaw the company’s financial analysis, controls and reporting, accounting, business planning, and investor relations. Before joining Ally in 2009, Mackey served as the chief financial officer for the Corporate Investments, Corporate Treasury and Private Equity divisions at Bank of America. Earlier in his tenure at Bank of America, he held a variety of roles, including serving as managing director within the Global Structured Products Group.

Mackey holds a bachelor's degree in business administration and a master's degree in accounting from the University of North Carolina at Chapel Hill.

Freddie Mac makes home possible for millions of families and individuals by providing mortgage capital to lenders. Since our creation by Congress in 1970, we've made housing more accessible and affordable for homebuyers and renters in communities nationwide. We are building a better housing finance system for homebuyers, renters, lenders and taxpayers. Learn more at FreddieMac.com, Twitter @FreddieMac and Freddie Mac's blog FreddieMac.com/blog.

William McDavid was named executive vice president, general counsel and corporate secretary in July 2012. McDavid is a member of the company's management committee and reports directly to CEO Don Layton.

In his role as principal legal counsel to Freddie Mac, McDavid has oversight and management responsibility for all legal and regulatory strategies, services, and resources and corporate governance matters.

McDavid’s legal career spans over 35 years, the majority being served in the banking and financial sector. Over the course of his career, he has overseen a full range of legal activities, including mergers and acquisitions, intellectual property matters, securities and disclosure issues, as well as bank regulatory matters.

McDavid was General Counsel for JP Morgan Chase, prior to its merger in 2004 with BankOne, and its predecessors going back to Chemical Bank starting in 1988. From 2004 to 2006 he was Co-General Counsel for JP Morgan Chase & Co.

He began his career as an associate at Debevoise & Plimpton in New York, practicing corporate law from 1972 to 1981. And from 1981 to 1988 he practiced banking and financial law at Bankers Trust Company in New York and London, including two years in London as head of its European legal division.

McDavid holds an A.B. degree from Columbia College and a J.D. degree from Yale Law School. He is a member of the Executive Committee of Yale Law School Association and served for many years as a trustee, and as Chair of the board of trustees, of the French-American School of New York.

Freddie Mac makes home possible for millions of families and individuals by providing mortgage capital to lenders. Since our creation by Congress in 1970, we've made housing more accessible and affordable for homebuyers and renters in communities nationwide. We are building a better housing finance system for homebuyers, renters, lenders and taxpayers. Learn more at FreddieMac.com, Twitter @FreddieMac and Freddie Mac's blog FreddieMac.com/blog.

Dwight P. Robinson is senior vice president of the Human Resources, Diversity & Inclusion division and chief diversity officer of Freddie Mac. He is a member of the company's senior operating committee and reports directly to CEO Don Layton.

As the head of Human Resources, Robinson oversees talent management, compensation and benefits, performance management, measurement and analytics, organizational development, training and leadership development, succession planning, employee engagement/ retention, HR Information Systems and Payroll, and HR strategy, policies and practices.

In his role as chief diversity officer, Robinson leads Freddie Mac's efforts to recruit and retain a diverse employee base and ensure Freddie Mac has a diverse range of vendors and suppliers. He is also responsible for the compliance of the diversity reporting requirements required by law and directed by Freddie Mac's regulator and conservator, the Federal Housing Finance Agency (FHFA). Robinson oversees our eight Employee Resource Groups as well as our community engagement program.

Previously, Robinson served as the senior vice president of Corporate Relations & Housing Outreach, where he was responsible for engaging strategic partners and developing and executing initiatives to achieve corporate policy, business and reputation goals.

Prior to joining Freddie Mac in 1998, Robinson was deputy secretary of the Department of Housing and Urban Development (HUD), functioning as COO. Before assuming the position at HUD, Robinson was president of Ginnie Mae, where he was responsible for all major policy decisions affecting GNMA issuers and purchasers worldwide.

Robinson has more than 30 years experience in the housing industry. He holds a B.S. in urban planning and community development from Michigan State University.

Freddie Mac makes home possible for millions of families and individuals by providing mortgage capital to lenders. Since our creation by Congress in 1970, we've made housing more accessible and affordable for homebuyers and renters in communities nationwide. We are building a better housing finance system for homebuyers, renters, lenders and taxpayers. Learn more at FreddieMac.com, Twitter @FreddieMac and Freddie Mac's blog FreddieMac.com/blog.

Dave Stadler is senior vice president and acting chief information officer at Freddie Mac. He has spent most of his 35 years of experience with financial services companies – about evenly split between consulting and various operational roles. In his current role, he is responsible for the company’s information technology assets and services. He oversees end-to-end technology solutions that ensure delivery of strong operational platforms and integrated services throughout Freddie Mac’s businesses. Stadler is a member of the company’s senior operating committee and reports directly to CEO Don Layton.

For five years before becoming acting CIO, he served in various business technology officer roles, most notably for the Single-Family Business. There, he had overall responsibility for customer management and several extremely large custom application system implementations.

Before joining Freddie Mac, Stadler was CIO at GMAC Mortgage, where he oversaw retail, wholesale, and correspondent lending (GMAC and ditech brands) and mortgage servicing and banking (GMAC Bank). As CIO during the financial crisis, he helped the company manage many of the related challenges.

Stadler began his career at Accenture’s predecessor, Arthur Andersen and Company, ultimately becoming a partner with the Accenture’s Financial Services Industry practice, specializing in mortgage banking. Stadler has acted as a consultant to large financial institutions, including Chase, BankOne, MasterCard, and Edward Jones, among many others.

Stadler earned a Bachelor of Science in Finance and Banking from the University of Missouri.

Freddie Mac makes home possible for millions of families and individuals by providing mortgage capital to lenders. Since our creation by Congress in 1970, we've made housing more accessible and affordable for homebuyers and renters in communities nationwide. We are building a better housing finance system for homebuyers, renters, lenders and taxpayers. Learn more at FreddieMac.com, Twitter @FreddieMac and Freddie Mac's blog FreddieMac.com/blog.

Carol Wambeke was named senior vice president and chief compliance officer in June 2011. Wambeke oversees and manages Freddie Mac’s compliance with legal and regulatory requirements and related controls that govern the company’s business activities. She is a member of Freddie Mac’s senior operating committee and reports to CEO Don Layton.

Previously, Wambeke served as vice president of Compliance – Regulatory Affairs. In this role, she was accountable for coordinating regulatory-related activities across the company and advising management on regulatory concerns and initiatives.

Prior to transferring to the Compliance Division in June 2008, she was vice president of Regulatory Capital Policy and Operations within Finance. In this capacity, she was responsible for regulatory capital policy and strategy and ensuring compliance with regulatory capital standards and regulatory reporting requirements. She joined Freddie Mac in 1997 as a senior economist in the Financial Research Department.

Prior to joining Freddie Mac, Wambeke was a consultant and researcher in Ecuador (1993-1997) and Venezuela (1991-1992) analyzing financial institutions, financial sector reforms and international capital market developments. Before working in South America, Wambeke was a financial economist and program manager for Capital Policy for the Office of Thrift Supervision (1987-1991) and a financial economist for the Commodities Futures Trading Commission (1986-1987).

She holds a Ph.D. and M.A. in Economics from the University of Notre Dame and a B.S. in Business from the University of St. Mary.

Freddie Mac makes home possible for millions of families and individuals by providing mortgage capital to lenders. Since our creation by Congress in 1970, we've made housing more accessible and affordable for homebuyers and renters in communities nationwide. We are building a better housing finance system for homebuyers, renters, lenders and taxpayers. Learn more at FreddieMac.com, Twitter @FreddieMac and Freddie Mac's blog FreddieMac.com/blog.

Jerry Weiss has served as executive vice president and chief administrative officer since August 2010. In this role, he serves as the company’s senior executive liaison to the Federal Housing Finance Agency and the U.S. Department of the Treasury. He oversees Government and Industry Relations and Public Policy, Public Relations and Corporate Marketing, Internal Communications, Conservatorship and Corporate Strategic Initiatives, Enterprise Program Management, Making Home Affordable – Compliance, Economic and Housing Research, Corporate Services, and Strategic Sourcing and Procurement organizations. He is a member of the company’s senior operating committee and reports directly to CEO Don Layton.

In addition, Weiss serves as the chairman of the board of managers of Common Securitization Solutions (CSS), a joint venture owned by the government-sponsored enterprises to establish a universal platform for the issuance and management of agency mortgage-backed securities.

Previously, Weiss served as Freddie Mac’s chief compliance officer and in other senior management roles since joining the company in October 2003.

Weiss has more than 30 years’ experience in the financial services industry. Before joining Freddie Mac, he worked at Merrill Lynch Investment Managers for 13 years, most recently as first vice president and global head of Compliance. From 1982 to 1990, he practiced with a national law firm in Washington, D.C., where he specialized in securities regulation and corporate finance matters.

Weiss graduated Phi Beta Kappa from the State University of New York at Binghamton with a Bachelor of Arts in political science. He earned a law degree from The George Washington University.

Freddie Mac makes home possible for millions of families and individuals by providing mortgage capital to lenders. Since our creation by Congress in 1970, we've made housing more accessible and affordable for homebuyers and renters in communities nationwide. We are building a better housing finance system for homebuyers, renters, lenders and taxpayers. Learn more at FreddieMac.com, Twitter @FreddieMac and Freddie Mac's blog FreddieMac.com/blog.