Donald H. Layton joined Freddie Mac as chief executive officer in 2012. A publicly traded company, Freddie Mac is one of the largest sources of mortgage financing in the United States, as well as a leader in building a more efficient and effective American housing finance system. As a government-sponsored enterprise chartered by the U.S. Congress, Freddie Mac is dedicated to providing responsible access to mortgage credit by purchasing single-family and multifamily loans from lenders of all types, benefiting millions of homeowners and renters nationwide.

Layton has more than 40 years of experience in financial services and as a corporate leader. He worked for nearly 30 years at JPMorgan Chase and its predecessors, starting as a trainee and rising to vice chairman and member of the three-person Office of the Chairman, retiring in 2004. More recently, from 2007 to 2009 he served as chairman and then CEO of E*TRADE Financial, which he shepherded through the financial crisis. Additionally, Layton has been a member of the boards of several financial services firms and was a senior advisor to an industry association.

In his career at JPMorgan Chase, Layton's responsibilities spanned capital markets and investment banking, consumer banking, and operating services. From 2002 to 2004, he was responsible for Chase Financial Services, the consumer and middle-market business, which included the fourth-largest mortgage firm in the United States. He was co-chief executive officer of J.P. Morgan, the investment bank of the company, from 2000 to 2002 and oversaw its entire range of global activities. Prior to the merger of Chase Manhattan and J.P. Morgan in 2000, Layton was responsible for Chase's worldwide capital markets and trading activities, including foreign exchange, risk management products, emerging markets, fixed income, and the bank’s investment portfolio and funding department. As well, he was responsible for Treasury & Securities Services, the operating services unit of the company, from 1999 through 2004.

He served as a senior advisor to the Securities Industry and Financial Markets Association from 2006 to 2008 and serves as chairman emeritus of the board of the Partnership for the Homeless, a nonprofit dedicated to reducing homelessness in New York City, after having been its chair for nearly a decade. 

Layton received simultaneous Bachelor and Master of Science degrees in economics from the Massachusetts Institute of Technology and a Master of Business Administration from Harvard Business School.

Freddie Mac makes home possible for millions of families and individuals by providing mortgage capital to lenders. Since our creation by Congress in 1970, we've made housing more accessible and affordable for homebuyers and renters in communities nationwide. We are building a better housing finance system for homebuyers, renters, lenders and taxpayers. Learn more at FreddieMac.com, Twitter @FreddieMac and Freddie Mac's blog FreddieMac.com/blog.

David Brickman is executive vice president and head of the Multifamily business. He leads all aspects of Freddie Mac Multifamily – the largest capital provider to the U.S. multifamily rental housing market. He is a member of the company's senior operating committee and reports directly to CEO Don Layton.

Brickman has presided over significant growth in the Multifamily business – raising annual production from $16 billion in 2010 to approximately $70 billion in 2017 and increasing the organization from 300 staff members in four offices to more than 900 employees in a dozen locations across the country. He also has firmly established the company’s flagship K-Deal securitization program as one of the leading securitized products in the structured finance markets. Moreover, Brickman has driven significant innovation and an expansion in Freddie Mac’s products and offerings – particularly those that serve the growing need for affordable and workforce housing.

Before becoming the head of Multifamily, Brickman served as senior vice president and, prior to that, vice president in charge of the Multifamily Capital Markets business area. In this position, he oversaw all functions relating to Freddie Mac's multifamily and CMBS investment and capital markets activities. He is the key architect behind several of Freddie Mac's innovative multifamily financing products, including the Capital Markets Execution and K-Deal program, Reference Bill ARM, fixed-to-float suite of products, and Performance-Based PC, for which he holds a U.S. patent.

Prior to joining Freddie Mac in 1999, Brickman co-led the Mortgage Finance and Credit Analysis consulting group at PricewaterhouseCoopers.

Brickman has completed all doctoral coursework for his Ph.D. in economics and real estate at the Massachusetts Institute of Technology. He holds a master's degree in public policy from Harvard University and a bachelor's degree from the University of Pennsylvania. He has held appointments as a professorial lecturer of finance at George Washington University and as an adjunct professor of finance at Johns Hopkins University.

Freddie Mac makes home possible for millions of families and individuals by providing mortgage capital to lenders. Since our creation by Congress in 1970, we've made housing more accessible and affordable for homebuyers and renters in communities nationwide. We are building a better housing finance system for homebuyers, renters, lenders and taxpayers. Learn more at FreddieMac.com, Twitter @FreddieMac and Freddie Mac's blog FreddieMac.com/blog.

Stacey Goodman was named executive vice president and chief information officer of Freddie Mac in September 2017. She leads the Information Technology (IT) division and provides corporate wide leadership for the company’s technology activities. An accomplished senior technology executive in the financial services industry, she has the in-depth knowledge, the experience in transforming IT activities, and the strong leadership capabilities needed to advance the company’s evolution and continued transformation. She is a member of the senior operating committee and reports directly to CEO Don Layton.

Previously, Goodman was the EVP and chief information and operations officer for CIT, where she led technology and operations globally. During her time there, she built out and led multiple divestitures and acquisitions of U.S. and non-U.S. entities as well as revitalized and modernized core platforms to support business growth, productivity, mobility and
regulatory goals.

Before that, she held roles of increasing responsibility at Bank of America, last serving as managing director and divisional CIO of global technology and operations, which involved overseeing the support for enterprise control and business functions. She also served as managing director of IT at UBS and held other senior-level positions within the financial services industry.

Goodman holds a bachelor’s degree from Syracuse University.

Freddie Mac makes home possible for millions of families and individuals by providing mortgage capital to lenders. Since our creation by Congress in 1970, we've made housing more accessible and affordable for homebuyers and renters in communities nationwide. We are building a better housing finance system for homebuyers, renters, lenders and taxpayers. Learn more at FreddieMac.com, Twitter @FreddieMac and Freddie Mac's blog FreddieMac.com/blog.

Anil Hinduja joined Freddie Mac as executive vice president and chief enterprise risk officer in July 2015. He is a member of the senior operating committee and reports directly to CEO Don Layton. In his role, Hinduja is responsible for providing the overall leadership and direction for the company's Enterprise Risk Management division, and for leading an integrated risk management framework for all aspects of risk across the entire company.

Hinduja's decades-long career has been mostly spent at Citigroup. Over the years he has acquired in-depth experience managing risk in global consumer businesses, especially mortgages, both as a credit risk manager and as the head of a mortgage business. He joined Freddie Mac from Barclays PLC, where he served in increasingly broader risk management roles beginning in 2009. He held the position of chief risk officer for Barclays Africa Group Limited, which is majority owned by Barclays Bank PLC. Prior to assuming that role in 2013, Hinduja was group credit director for retail credit risk after serving as chief risk officer for Barclays' retail bank in the U.K.

Prior to joining Barclays, Hinduja spent 19 years at Citigroup in diverse roles with increasing responsibility across finance, operations, sales and distribution, business and risk management in global consumer businesses. In risk, he was director for global consumer credit risk and then chief risk officer for the consumer lending group, where he was responsible for managing risk in the mortgage, auto and student loan businesses. His tenure at Citigroup culminated in his term as president and CEO of Citi Home Equity.

Hinduja holds a Bachelor of Commerce degree from Sydenham College in India and an M.B.A. in Accounting from the University of Cincinnati.

Freddie Mac makes home possible for millions of families and individuals by providing mortgage capital to lenders. Since our creation by Congress in 1970, we've made housing more accessible and affordable for homebuyers and renters in communities nationwide. We are building a better housing finance system for homebuyers, renters, lenders and taxpayers. Learn more at FreddieMac.com, Twitter @FreddieMac and Freddie Mac's blog FreddieMac.com/blog.

Michael Hutchins is the executive vice president of Freddie Mac’s Investments & Capital Markets division. In this position, Hutchins is responsible for managing all of Freddie Mac's liquidity, financing, and interest rate hedging activities as well as managing Freddie Mac's portfolio of single family investments. He is a member of the company's senior operating committee and reports directly to CEO Don Layton.

Hutchins has worked in the financial services industry for over 25 years. Most recently, he was co-founder and CEO of PrinceRidge. Prior to founding PrinceRidge, he was with UBS from 1996 - 2007, holding a variety of positions, including the Global Head of the Fixed Income, Rates & Currencies Group. Prior to UBS, Hutchins worked at Salomon Brothers from 1986 - 1996, and held a number of management positions, including Co-Head of Fixed Income Capital Markets.

Freddie Mac makes home possible for millions of families and individuals by providing mortgage capital to lenders. Since our creation by Congress in 1970, we've made housing more accessible and affordable for homebuyers and renters in communities nationwide. We are building a better housing finance system for homebuyers, renters, lenders and taxpayers. Learn more at FreddieMac.com, Twitter @FreddieMac and Freddie Mac's blog FreddieMac.com/blog.

David Lowman was named executive vice president for the Single-Family Business in May 2013. He is a member of the company's senior operating committee and reports directly to CEO Don Layton.

As head of Single-Family, Lowman has broad responsibility for the line of business, including managing the company's relationships with its Seller/Servicers, the performance of Freddie Mac's guarantee book of business, securitization of new business, and all sourcing, servicing and business operations.

Lowman has worked in the mortgage and consumer finance business for over 30 years, serving at some of the nation's largest mortgage operations. Lowman served as CEO of Chase Home Lending from 2006 to 2011, overseeing $150 billion in annual production and a $1.2 trillion servicing portfolio at what was then the country's third largest mortgage originator and servicer. Prior to that, he spent a decade in senior leadership roles in various lending businesses of Citigroup, including head of CitiMortgage and Citicorp Trust Bank, FSB.

Before joining Citigroup, Lowman spent 11 years at The Prudential Home Mortgage Company, Inc. in progressively senior leadership roles. He started his career in the Washington, D.C. office of KPMG where his clients included banks, thrifts and mortgage bankers.

Lowman holds a Bachelor of Science degree in Business Management and Accounting from the University of Maryland's College of Business and Management.

Freddie Mac makes home possible for millions of families and individuals by providing mortgage capital to lenders. Since our creation by Congress in 1970, we've made housing more accessible and affordable for homebuyers and renters in communities nationwide. We are building a better housing finance system for homebuyers, renters, lenders and taxpayers. Learn more at FreddieMac.com, Twitter @FreddieMac and Freddie Mac's blog FreddieMac.com/blog.

William McDavid was named executive vice president, general counsel and corporate secretary in July 2012. McDavid is a member of the company's management committee and reports directly to CEO Don Layton.

In his role as principal legal counsel to Freddie Mac, McDavid has oversight and management responsibility for all legal and regulatory strategies, services, and resources and corporate governance matters.

McDavid’s legal career spans over 35 years, the majority being served in the banking and financial sector. Over the course of his career, he has overseen a full range of legal activities, including mergers and acquisitions, intellectual property matters, securities and disclosure issues, as well as bank regulatory matters.

McDavid was General Counsel for JP Morgan Chase, prior to its merger in 2004 with BankOne, and its predecessors going back to Chemical Bank starting in 1988. From 2004 to 2006 he was Co-General Counsel for JP Morgan Chase & Co.

He began his career as an associate at Debevoise & Plimpton in New York, practicing corporate law from 1972 to 1981. And from 1981 to 1988 he practiced banking and financial law at Bankers Trust Company in New York and London, including two years in London as head of its European legal division.

McDavid holds an A.B. degree from Columbia College and a J.D. degree from Yale Law School. He is a member of the Executive Committee of Yale Law School Association and served for many years as a trustee, and as Chair of the board of trustees, of the French-American School of New York.

Freddie Mac makes home possible for millions of families and individuals by providing mortgage capital to lenders. Since our creation by Congress in 1970, we've made housing more accessible and affordable for homebuyers and renters in communities nationwide. We are building a better housing finance system for homebuyers, renters, lenders and taxpayers. Learn more at FreddieMac.com, Twitter @FreddieMac and Freddie Mac's blog FreddieMac.com/blog.

Carol Wambeke was named senior vice president and chief compliance officer in June 2011. Wambeke oversees and manages Freddie Mac’s compliance with legal and regulatory requirements and related controls that govern the company’s business activities. She is a member of Freddie Mac’s senior operating committee and reports to CEO Don Layton.

Previously, Wambeke served as vice president of Compliance – Regulatory Affairs. In this role, she was accountable for coordinating regulatory-related activities across the company and advising management on regulatory concerns and initiatives.

Prior to transferring to the Compliance Division in June 2008, she was vice president of Regulatory Capital Policy and Operations within Finance. In this capacity, she was responsible for regulatory capital policy and strategy and ensuring compliance with regulatory capital standards and regulatory reporting requirements. She joined Freddie Mac in 1997 as a senior economist in the Financial Research Department.

Prior to joining Freddie Mac, Wambeke was a consultant and researcher in Ecuador (1993-1997) and Venezuela (1991-1992) analyzing financial institutions, financial sector reforms and international capital market developments. Before working in South America, Wambeke was a financial economist and program manager for Capital Policy for the Office of Thrift Supervision (1987-1991) and a financial economist for the Commodities Futures Trading Commission (1986-1987).

She holds a Ph.D. and M.A. in Economics from the University of Notre Dame and a B.S. in Business from the University of St. Mary.

Freddie Mac makes home possible for millions of families and individuals by providing mortgage capital to lenders. Since our creation by Congress in 1970, we've made housing more accessible and affordable for homebuyers and renters in communities nationwide. We are building a better housing finance system for homebuyers, renters, lenders and taxpayers. Learn more at FreddieMac.com, Twitter @FreddieMac and Freddie Mac's blog FreddieMac.com/blog.

Jerry Weiss has served as executive vice president and chief administrative officer since August 2010. In this role, he serves as the company’s senior executive liaison to the Federal Housing Finance Agency and the U.S. Department of the Treasury. He oversees Government and Industry Relations and Public Policy, Public Relations and Corporate Marketing, Internal Communications, Conservatorship and Corporate Strategic Initiatives, Enterprise Program Management, Making Home Affordable – Compliance, Economic and Housing Research, Corporate Services, and Strategic Sourcing and Procurement organizations. He is a member of the company’s senior operating committee and reports directly to CEO Don Layton.

In addition, Weiss serves as the chairman of the board of managers of Common Securitization Solutions (CSS), a joint venture owned by the government-sponsored enterprises to establish a universal platform for the issuance and management of agency mortgage-backed securities.

Previously, Weiss served as Freddie Mac’s chief compliance officer and in other senior management roles since joining the company in October 2003.

Weiss has more than 30 years’ experience in the financial services industry. Before joining Freddie Mac, he worked at Merrill Lynch Investment Managers for 13 years, most recently as first vice president and global head of Compliance. From 1982 to 1990, he practiced with a national law firm in Washington, D.C., where he specialized in securities regulation and corporate finance matters.

Weiss graduated Phi Beta Kappa from the State University of New York at Binghamton with a Bachelor of Arts in political science. He earned a law degree from The George Washington University.

Freddie Mac makes home possible for millions of families and individuals by providing mortgage capital to lenders. Since our creation by Congress in 1970, we've made housing more accessible and affordable for homebuyers and renters in communities nationwide. We are building a better housing finance system for homebuyers, renters, lenders and taxpayers. Learn more at FreddieMac.com, Twitter @FreddieMac and Freddie Mac's blog FreddieMac.com/blog.

Jacqueline M. Welch is senior vice president of the Human Resources, Diversity & Inclusion (HRDI) division and chief diversity officer of Freddie Mac. She is a member of the company’s senior operating committee and reports directly to CEO Don Layton.   

As head of HRDI, Welch delivers business and subject matter leadership, strategy and execution to the senior leadership team on organizational design and development, change leadership and alignment of all HR functions such as performance management processes, compensation programs and learning and development.  In her role as chief diversity officer, Welch leads Freddie Mac’s diversity and inclusion strategy of its workforce and supplier diversity programs, as well as across business activities. She is also responsible for the compliance of the diversity reporting requirements required by law and directed by Freddie Mac’s regulator and conservator, the Federal Housing Finance Agency (FHFA). Welch also oversees the corporate community engagement program and our nine Employee Resource Groups (ERGs).

Welch brings to Freddie Mac more than 20 years of experience in HR strategy and execution, including most recently as senior vice president of international human resources for Turner Broadcasting in Atlanta.  Previously, Welch worked for organizations such as West Rock (formerly Rock-Tenn Company), Accenture (formerly Andersen Consulting) and Willis Towers Watson (formerly Towers Perrin). Welch began her career as a merchant with Lord & Taylor, then a division of The May Department Stores.

Welch earned a Bachelor of Arts degree in English from Syracuse University in New York and a Master of Science in Human Resources Management from the Milano Graduate School, also in New York.

Freddie Mac makes home possible for millions of families and individuals by providing mortgage capital to lenders. Since our creation by Congress in 1970, we've made housing more accessible and affordable for homebuyers and renters in communities nationwide. We are building a better housing finance system for homebuyers, renters, lenders and taxpayers. Learn more at FreddieMac.com, Twitter @FreddieMac and Freddie Mac's blog FreddieMac.com/blog.