Check Your Potential Eligibility for HARP

Does Freddie Mac own your loan?
Visit our secure loan look-up tool to find out. If yes, we recommend that you print the results page for your records.
Yes No

Because you answered "no" to this question, it may not be possible for you to refinance through HARP. However, we recommend you check to see if your loan is owned by Fannie Mae. If so, you may be eligible for HARP under their implementation.

Remember, HARP is just one of several refinancing options offered in the market. We encourage you to contact your lender and explore other refinancing options based on your specific needs. If you are having difficulty paying your mortgage, read about our alternatives to foreclosure.
Was your loan purchased by Freddie Mac on or before May 31, 2009?
Please visit our secure loan look-up tool to obtain this date. If you printed a copy of your results page from Step 1, the date is available on this page.
Yes No

Because you answered "no" to this question, it may not be possible for you to refinance through HARP. However, we strongly encourage you to reach out to your lender to discuss all options to make your payments more affordable and sustainable. Learn more about alternatives to foreclosure.
Are you current on your mortgage, with no 30-day+ late payments in the last six months and no more than one in the past 12 months?
Yes No

Because you answered "no" to this question, it may not be possible for you to refinance through HARP. However, we strongly encourage you to reach out to your lender to discuss all options to make your payments more affordable and sustainable. Learn more about alternatives to foreclosure.

Check Your Potential Eligibility for HARP

Based on your answers, it appears that you may be eligible for HARP

Next Steps

Important Information

Steps to Get Started with HARP