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Affordability Test Tool and Resources

In an effort to help Freddie Mac better identify more affordable housing loans, we recently developed a new Affordability Test, that helps our Sellers estimate the number and percentage of specific units per property that meet very low income (VLI) or low income (LI) eligibility parameters.

These parameters are based on a specific county’s median family income thresholds as determined by the U.S. Department of Housing and Urban Development (HUD). We’re strongly encouraging Sellers to use the new test to help identify these transactions.

Here are the resources you will need to utilize this new tool. If you would like more information about the tool and why to use it, please see our News Center article.

Test Tool:

Additional Resources for Using the Test Tool:

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