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Becoming a Freddie Mac Multifamily Seller/Servicer

Freddie Mac's Seller/Servicer network is a highly selective group of experienced multifamily lenders and servicers. The small size of our network allows us to ensure quality originations and provide a high level of service to our Seller/Servicers and their borrowers.

Approved Conventional, Approved Targeted Affordable Housing, Approved Seniors Housing, and Approved Small Balance Loan Seller/Servicers must meet our standards for both origination and servicing of multifamily loans. However, simply meeting these eligibility standards is no guarantee that your company will be approved. Many lenders who meet, or even exceed, the requirements are not selected for participation in our network because the market they cover is already well served by one or more of our existing Seller/Servicers.

If you believe your company meets the basic requirements and would like to determine whether an opening in our Seller/Servicer network exists for your market, please contact the appropriate individual listed on our Key Business Contacts information sheet. If the director or vice president sees a market need for your services, we will forward an application form to you.

Minimum Eligibility Standards

Each applicant must meet the following minimum standards as of the date of the application and at all times after approval as a Freddie Mac Multifamily Seller/Servicer:

Net Worth or Servicing Requirements
Minimum GAAP net worth $5 million
Minimum liquid assets $500,000
Minimum servicing volume $200 million of mortgages secured by income properties (including $50 million of mortgages secured by multifamily properties)
$100 million of mortgages secured by multifamily properties

Terms Defined

Generally Accepted Accounting Principles (GAAP) net worth: Constitutes the excess of company’s gross assets over its gross liabilities.

Liquid assets: For the purpose of determining compliance with our eligibility requirements, liquid assets are defined as follows:

  • Cash or cash equivalents
  • Treasury bills
  • Money market investments or certificates of deposit with maturities of one year or less
  • Marketable securities, such as stocks and bonds (any stocks or bonds for a company that is in default must not be included as a liquid asset)

Restricted cash and pledged assets must be excluded.

You Can Still Access our Programs Even if You Don't Meet These Requirements

If you're not a Freddie Mac Multifamily Seller, you can still access our programs. Just contact one of our Seller/Servicers located nationwide to find out how you can participate.

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