FREDDIE MAC AND THE FINANCIAL INSTITUTIONS GROUP OF INTERFIRST ANNOUNCE CO-MARKETING EFFORTS TO OFFER MORTGAGE FULFILLMENT SERVICES TO COMMUNITY BANKS

McLean, VA – Freddie Mac and the Financial Institutions Group of InterFirst Wholesale Mortgage Lending, a division of ABN AMRO Mortgage Group, Inc, announced today a business relationship to promote the InterFirstlink^SM mortgage fulfillment service to financial institutions. The InterFirstlink program enables participating community banks to process and fund more mortgages without increasing staff or other resources.

InterFirstlink features post-application mortgage processing and fulfillment services, as well as a comprehensive line of conforming fixed-rate, ARM, balloon and non-conforming jumbo mortgage products that can be sold to and serviced by ABN AMRO Mortgage Group, Inc. With ABN AMRO Mortgage Group's Guaranteed OneFee^SM Mortgage, InterFirstlink provides users with a personal rate quote and closing cost amount that, once the rate is locked, are guaranteed not to change. InterFirstlink also enables lenders to submit loan application information and check the loan status on their own institution-branded version of the InterFirstlink Web site. The Financial Institutions Group of InterFirst will then process, fulfill and close each loan.

"Sourcing more loans is vital to community banks' success in the current post-refinance environment, where the business focus is on purchase-money mortgage opportunities," said Dave Stevens, senior vice president of Single Family Lending for Freddie Mac. "Using fulfillment services is another way to source more loans, cut costs, reduce paperwork and streamline processes — all critical areas that lenders are focusing on today. Freddie Mac remains committed to providing new business capabilities to small- and medium-sized lenders. Teaming with InterFirstlink is another way community banks can compete in a purchase market while expanding their market reach and augmenting customer service."

"This relationship with Freddie Mac allows the InterFirst Financial Institutions Group to expand the reach of its Web-based mortgage application and loan submission platform, which is specifically designed to meet the unique needs of community banks," said Michael Griffith, senior vice president and InterFirst Financial Institutions Group manager. "Through InterFirstlink, community banks have access to many Freddie Mac products as well as the capabilities of one of the nation's largest wholesale mortgage lenders, InterFirst Wholesale Mortgage Lending. The advantage InterFirstlink provides is the ability for a community bank to maintain the familiarity and brand recognition of a customer's neighborhood financial institution, while at the same time, offer mortgage services powered by industry-leading expertise."

Additional features of the InterFirstlink program include:

Customized marketing materials for financial institutions

In-person training for the community bank's staff

Creation of a bank-branded professional Web site for bank employee use

The ability of participating financial institutions to provide complete back office processing

Optional private-label consumer direct Web site for mortgage origination

Inbound response capabilities through InterFirstlink's SelectQueue call center

About the Financial Institutions Group of InterFirst Wholesale Mortgage Lending

The Financial Institutions Group of InterFirst Wholesale Mortgage Lending (www.interfirstlink.com) provides mortgage solutions to community banks through its InterFirstlink program. InterFirstlink is a comprehensive, private label mortgage lending solution that provides a simple web based loan origination system, processing, regulatory compliance, and marketing support. The InterFirstlink program allows financial institutions to reduce overhead for mortgage operations, while retaining brand identity with customers. For more information on InterFirstlink call 800.770.1673 or visit www.interfirstlink.com.

About ABN AMRO Mortgage Group, Inc.

ABN AMRO Mortgage Group, Inc. is the sixth largest loan originator and loan servicer in the United States. ABN AMRO Mortgage Group. Inc. produces mortgage loans and provides related services through its various divisions. ABN AMRO Mortgage Group, Inc. has approximately 3,000 employees located throughout the United States.

About ABN AMRO

Netherlands-based ABN AMRO is a leading international bank with total assets of approx. EUR 556 billion. It has over 3,000 branches in 66 countries and territories, and has a staff of approximately 105,000 full time equivalents worldwide.

Freddie Mac is a stockholder-owned corporation established by Congress in 1970 to create a continuous flow of funds to mortgage lenders in support of homeownership and rental housing. Freddie Mac purchases mortgages from lenders and packages them into securities that are sold to investors. Over the years, Freddie Mac has opened doors for one in six homebuyers in America.

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