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Executive Perspectives Blog

With interest rates low (though rising), more credit available to qualified borrowers, and employment up, it's a good time to buy a home if you are financially ready and able. But many potential homebuyers see the down payment as a hurdle too high to jump. It might be lower than they think, however, and they might be eligible for a financial boost.

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This month marks the 13th annual National Homeownership Month – a month aimed at bringing new buyers into the market by focusing the nation's attention on homeownership's benefits to families and communities and de-mystifying the homebuying process.

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We just wrapped up another MBA National Secondary Market Conference & Expo, which is always a great opportunity for the Freddie Mac team to meet face to face with our customers and colleagues throughout the housing finance industry. Email and telephone calls are fine, but nothing beats a personal meeting – and my team and I had a lot of them during our time in New York City.

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During the height of the housing crisis, Freddie Mac was answering 40,000 calls a month from struggling borrowers, house hunters with questions, real estate professionals looking for help, and even banks and credit unions needing advice. That's more than 1,300 calls a day.

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Today Freddie Mac announced its 14th consecutive quarter of profitability, reporting net income of $524 million and comprehensive income of $746 million for the first quarter of 2015. These results demonstrate our continued progress in building a profitable, sustainable business model and our commitment to moving housing forward.

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Our Executive Perspectives feature insights from company leaders on key trends in housing finance and how Freddie Mac is supporting the nation's housing recovery.

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