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Executive Perspectives Blog

There's no mystery why home sales have been on an upward trend. The mystery is why so many sales contracts are held up at closing by financial issues.

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Amid all of the fuss about Millennials, let's remember that our population on the whole is aging. Among the many repercussions: We'll start to see explosive growth in the need for housing that offers affordability, accessibility, support services, and community over the next 10 to 20 years. Once it hits, it'll continue for years. We'll need to start preparing for the coming wave and taking advantage of opportunities it presents.

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Today Freddie Mac announced its 15th consecutive quarter of profitability, reporting net income of $4.2 billion and comprehensive income of $3.9 billion for the second quarter of 2015. These results show our continued progress in moving housing forward by building a better Freddie Mac and a stronger mortgage finance system for the nation.

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A home helps to keep families stable and connected with each other and their communities. Finding an affordable place to rent that’s close to work is becoming increasingly difficult across the country. In no state can a full-time minimum wage worker afford market-rate rent for a one- or two-bedroom apartment.

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Lately the economy reminds me of a Volkswagen Beetle I borrowed when I was a college freshman. My girlfriend was stranded overnight in a bus station an hour away (long story), and I had to borrow a car to rescue her. The owner of the car warned me that not all the cylinders fired reliably, but this car was the best I could find under the circumstances.

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Our Executive Perspectives feature insights from company leaders on key trends in housing finance and how Freddie Mac is supporting the nation's housing recovery.

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