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Executive Perspectives Blog

In the years since the crisis we’ve made important strides in making the servicing industry stronger, more efficient and better able to help struggling borrowers. Today, servicers have broadly delegated authority to make modification decisions and more generous modification terms to offer borrowers such as step-rate mortgages and partial principal forbearance. In addition, we’ve made it possible for them to modify loans without documentation through our streamlined modification program.

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Much of the conversation regarding affordable rental housing tends to focus on younger households – in particular, Millennials. However recent findings from our first Freddie Mac 55+ Survey suggest that shifting housing choices by the Baby Boomers and those older may significantly exacerbate the already acute shortage of affordable housing in the years to come.

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One of the most important keys to today’s single-family housing market is homeowners who were born before the first-ever episode of Star Trek aired in the 1960s. Today, more than 50 years later, Baby Boomers and other homeowners over the age of 55 control almost two-thirds of the nation’s home equity – about $8 trillion. There are also more than 67 million of them.

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Ten years ago, Freddie Mac Multifamily envisioned a future multifamily housing finance system, and began the process of transforming our business – and we haven’t looked back.

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One of the industry’s best-kept secrets is the steady decline in mortgage repurchase activity, at least for the mortgages Freddie Mac buys.

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Our Executive Perspectives feature insights from company leaders on key trends in housing finance and how Freddie Mac is supporting the nation's housing recovery.

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