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ARM Annual Surveys

Freddie Mac conducts an annual survey of primary market interest rates on several ARM products, including "hybrid" ARMs. The surveys capture initial interest rate, margin, points and fees charged, and length of initial time before first adjustment.

Representative Survey Period

• 2012 – Freddie Mac Releases 29th Annual ARM Survey Results
  Hybrid ARMs Dominate Product Offerings and Originations

• 2011 – Freddie Mac Releases 28th Annual ARM Survey Results
  Hybrid ARMs Dominate Product Offerings and Originations

• 2010 – Freddie Mac Releases 27th Annual ARM Survey Results
  For Third Year, Most Adjustable-Rate Mortgages Have Initial Rate Above Fully-Indexed Rate

• 2009 – Freddie Mac Releases 26th Annual ARM Survey Results
  Lenders Find Hybrids Far More Popular With Borrowers Than Annually Adjusting ARMs

• 2008 – Freddie Mac Releases 25th Annual ARM Survey Results
  Continued Decline In ARM Share Felt In Current Year

• 2007 – Freddie Mac Releases 24th Annual ARM Survey Results
  Small Initial Rate Discounts, Tighter Underwriting Reduce ARM Appeal

View Our Survey Archives