Single Family Loan-Level Dataset
As part of a larger effort to increase transparency, Freddie Mac is making available loan-level credit performance data on a portion of fully amortizing 30-year fixed-rate mortgages that the company purchased or guaranteed from 1999 to 2012.
The availability of this data will help investors build more accurate credit performance models in support of ongoing risk sharing initiatives highlighted by our regulator, the Federal Housing Finance Agency in the 2013 conservatorship scorecard. The dataset covers approximately 16 million 30-year, fixed-rate mortgages originated between January 1, 1999, and December 31, 2012. Monthly loan performance data, including credit performance information up to and including 180-days delinquency, is being disclosed through June 30, 2013. Specific credit performance information in the dataset includes voluntary prepayments and loans that were short sales, deeds-in-lieu of foreclosure, third party sales, and REOs.
Freddie Mac cannot guarantee the dataset is complete or error-free. Read our disclaimer.
In addition, Freddie Mac requires a licensing agreement for commercial redistribution of the data in its Single-Family Loan-Level Dataset. Use of the dataset continues to be free for non-commercial, academic/research and for limited use, subject to the applicable terms and conditions.