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Graphic Course: Web Conference TrainingUnderwriting Income and Employment Graphic

In today's mortgage market, the success of your organization requires that you be grounded in the foundation of strong and thoughtful underwriting. With market changes, and new personnel entering the mortgage finance field, the need for training on the fundamentals of mortgage origination is in demand.

In this interactive 90-minute webinar we will review our requirements, guidelines and policy changes for employment and income calculations and documentation to help ensure that borrowers have the ability to repay obligations. We will closely examine factors related to the borrowers' capacity to repay.

This training will focus on reviewing and documenting borrower income, employment, and asset qualification sources. We will take an in-depth look at income and employment types; learn to calculate various income types and ensure delivery of appropriate documentation.

If your role and responsibilities are in mortgage loan origination, loan closing, or quality control, you will benefit from this training.

  • This session is for Freddie Mac-approved Seller/Servicers ONLY, and not for the general public
  • Course materials will be e-mailed to attendees prior to the start of the session
  To increase your knowledge and understanding of Freddie Mac's requirements for income, employment, and asset qualification sources.  
  • Guide Bulletin Updates
    • What is Stable Monthly Income?
    • Guidelines and requirements on calculations and documentation

    Session times show Eastern Time zone