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Perspectives

Insights into the topics and trends that are transforming the housing industry

The Best Housing Market in a Decade, Now What?

Housing markets responded well to 2017's favorable economic environment. The environment is unlikely to be much more favorable for housing in 2018. A wild card: Tax policy.

Leonard Kiefer
Leonard Kiefer
Deputy Chief Economist

In Phoenix, A Microcosm of Multifamily

Last month, leaders from across the multifamily industry converged in Phoenix for Freddie Mac Multifamily's annual Customer Conference. The energy, enthusiasm and growth tells an important story about our business in 2017 and beyond.

David Brickman
David Brickman
EVP Multifamily Business

Big Data Is a Big Deal at Freddie Mac

Big data is the buzzword du jour. There's no shortage of data in the mortgage finance industry but simply gathering a lot of data isn't useful. It only adds value if you can draw meaningful insights from it.

Michael Bradley
Michael Bradley
SVP of Single-Family Models and Analytics

Freddie Mac's Strong Third Quarter 2017 Financial Results

Today Freddie Mac reported net income and comprehensive income of $4.7 billion, clearly a strong quarter. This reflects the growing strength of our business model as well as an improving quality of execution.

Donald H. Layton
Donald H. Layton
CEO

Learn Before Launch

At Freddie Mac, we're creating a better company and a better housing finance system. To meet those twin goals, we continually innovate and engage in smart risk taking.

Mike Dawson
Mike Dawson
VP Single-Family Affordable Lending Strategies and Initiatives

The Bad Doesn't Outweigh the Good

Homeownership has often been characterized as one of the foundational elements of the American Dream. But for too many African-American families throughout our country's history, homeownership did not live up to their expectations.

Dwight Robinson
Dwight Robinson
SVP Human Resources, Diversity & Inclusion and Chief Diversity Officer

Hurricane Relief: We're in This Together

What can I do to help? That's the first thought that many of us have when witnessing tragedies like we've seen unfold during this hurricane season.

Jerry Weiss
Jerry Weiss
EVP Chief Administrative Officer

What Credit Risk Transfer Tells Us About Guarantee Fees

What do CRT and G-fees have in common other than being strange acronyms? Well, one can give us significant insight into the other.

Kevin Palmer
Kevin Palmer
SVP Single-Family Credit Risk Transfer

If Housing Is So Affordable, Why Doesn't It Feel That Way?

The National Association of Realtors' Housing Affordability Index is currently at near-record highs. But for a lot of people, it sure doesn't feel like housing is affordable.

Sean Becketti
Sean Becketti
VP Chief Economist

Freddie Mac Reports Strong Second-Quarter 2017 Results

Today Freddie Mac reported net income of $1.7 billion and comprehensive income of $2.0 billion. Our continued very solid financial results and strong business fundamentals reflect our transformation into a well-run commercial enterprise.

Donald H. Layton
Donald H. Layton
CEO

When the Ecosystem Works as It Should

Spoiler alert: After a string of disappointments, a teacher and single mom bought a home for herself and her two sons. This outcome shows what's possible when the housing industry and the community collaborate to benefit homebuyers.

Danny Gardner
Danny Gardner
VP Single-Family Affordable Lending and Access to Credit

Tips for Combating Mortgage Fraud

After dropping to historic lows, mortgage fraud appears to be increasing. It's crucial that homebuyers guard against a new type of fraud called spoofing.

Robb Hagberg
Robb Hagberg
Senior Director of Single-Family Fraud Risk