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Perspectives

Insights from our company's leaders into key trends in the housing industry

The New Normal: Servicing in a Post-Crisis World

In the years since the economic crisis, we've made important strides in making the servicing industry stronger, more efficient and better able to help struggling borrowers.

Yvette Gilmore
Yvette Gilmore
VP Single-Family Servicer Performance Management

55+ Renters: A Tale of Growing Demand

Our first Freddie Mac 55+ Survey found that shifting housing choices by Baby Boomers and older adults may sharpen the already acute shortage of affordable housing.

David Brickman
David Brickman
EVP Multifamily Business

Are Baby Boomers the Key to the Single-Family Market?

One key to today's single-family housing market is homeowners who were born before Star Trek first aired in the 1960s. They control almost two-thirds of the nation's home equity.

Sean Becketti
Sean Becketti
VP Chief Economist

Keep It Moving

Ten years ago, Freddie Mac Multifamily envisioned a future multifamily housing finance system, and began the process of transforming our business – and we haven't looked back.

David Brickman
David Brickman
EVP Multifamily Business

Single-Family Loan Repurchases Trending Down

One of the industry's best-kept secrets is the steady decline in mortgage repurchase activity, at least for the mortgages Freddie Mac buys.

Chris Mock
Chris Mock
VP Single-Family Quality Control

Freddie Mac Reports First Quarter 2016 Financial Results

Today Freddie Mac reported losses for first quarter 2016, mainly caused by the accounting measurement differences related to our use of derivatives to hedge interest rate risk.

Donald H. Layton
Donald H. Layton
CEO

A Bigger, Better Toolbox

I used multiple tools to build a bookcase recently. Without them, it would have been tough! Similarly, we take a multiple-tool approach to transferring single-family credit risk.

Kevin Palmer
Kevin Palmer
SVP Single-Family Credit Risk Transfer

What Makes Freddie Mac Loan Advisor Suite Different?

Freddie Mac recently announced Loan Closing Advisor, Loan Product Advisor and Business Intelligence – tools and functionality that will go live this summer with Loan Advisor Suite.

Andy Higginbotham and Christina Boyle
Andy Higginbotham
SVP and Head of Single-Family Strategic Delivery
Christina Boyle
SVP and Head of Single-Family Sales & Relationship Management

How to Get a Home Without Getting in Trouble

Ah, spring – when people buy homes, find new places to rent, write checks, sign complex legal documents and – too often – fall victim to real estate fraud. Know how to protect yourself.

Joan Ferenczy
Joan Ferenczy
VP Enterprise Fraud Risk

Growing Sales to First-Time Homebuyers this Spring

Millennials and other new households should be camping out at open houses, if history is any guide.

Danny Gardner
Danny Gardner
VP Single-Family Affordable Lending and Access to Credit

Crafting Creative Solutions, Staying True to Our Principles

More important than talking about the dire need for rental housing that's affordable to people earning low or moderate incomes is doing something to help change the situation.

Deborah Jenkins
Deborah Jenkins
SVP Multifamily Underwriting & Credit

Freddie Mac Reports Solid 2015 Financial Results

Today Freddie Mac reported our fourth consecutive year of profitability. Our results were driven by our progress in building a better Freddie Mac and a better housing finance system.

Donald H. Layton
Donald H. Layton
CEO