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Perspectives

Insights from our company's leaders into key trends in the housing industry

Single-Family Loan Repurchases Trending Down

One of the industry's best-kept secrets is the steady decline in mortgage repurchase activity, at least for the mortgages Freddie Mac buys.

Chris Mock
Chris Mock
VP Single-Family Quality Control

Freddie Mac Reports First Quarter 2016 Financial Results

Today Freddie Mac reported losses for first quarter 2016, mainly caused by the accounting measurement differences related to our use of derivatives to hedge interest rate risk.

Donald H. Layton
Donald H. Layton
CEO

A Bigger, Better Toolbox

I used multiple tools to build a bookcase recently. Without them, it would have been tough! Similarly, we take a multiple-tool approach to transferring single-family credit risk.

Kevin Palmer
Kevin Palmer
SVP Single-Family Credit Risk Transfer

What Makes Freddie Mac Loan Advisor Suite Different?

Freddie Mac recently announced Loan Closing Advisor, Loan Product Advisor and Business Intelligence – tools and functionality that will go live this summer with Loan Advisor Suite.

Andy Higginbotham and Christina Boyle
Andy Higginbotham
SVP and Head of Single-Family Strategic Delivery
Christina Boyle
SVP and Head of Single-Family Sales & Relationship Management

How to Get a Home Without Getting in Trouble

Ah, spring – when people buy homes, find new places to rent, write checks, sign complex legal documents and – too often – fall victim to real estate fraud. Know how to protect yourself.

Joan Ferenczy
Joan Ferenczy
VP Enterprise Fraud Risk

Growing Sales to First-Time Homebuyers this Spring

Millennials and other new households should be camping out at open houses, if history is any guide.

Danny Gardner
Danny Gardner
VP Single-Family Affordable Lending and Access to Credit

Crafting Creative Solutions, Staying True to Our Principles

More important than talking about the dire need for rental housing that's affordable to people earning low or moderate incomes is doing something to help change the situation.

Deborah Jenkins
Deborah Jenkins
SVP Multifamily Underwriting & Credit

Freddie Mac Reports Solid 2015 Financial Results

Today Freddie Mac reported our fourth consecutive year of profitability. Our results were driven by our progress in building a better Freddie Mac and a better housing finance system.

Donald H. Layton
Donald H. Layton
CEO

Electronic Loan Documents Encourage Efficiency, Ease Anxiety

Ask consumers who've gone through the mortgage closing process in recent years what they found most frustrating about it, and their answers probably wouldn't surprise you.

Sam Oliver
Sam Oliver
VP Loan Advisor SuiteSM

What Have We Learned From Transferring Credit Risk?

When Freddie Mac introduced our Structured Agency Credit Risk security in July 2013, it was the start of a new asset class and a new strategy to sell off credit risk.

Kevin Palmer
Kevin Palmer
SVP Single-Family Credit Risk Transfer

Strong Housing Sector Trumps Tighter Monetary Policy in 2016

After more than a year of false alarms, the Federal Reserve finally raised the federal funds rate. Economists are pondering the impact of this action.

Sean Becketti
Sean Becketti
VP Chief Economist

Six New Year's Resolutions for Prospective Homebuyers

Advice on and ideas for New Year's resolutions are everywhere these days. If you're thinking about buying a home in 2016, consider adding these six resolutions to your list.

Christina Boyle
Christina Boyle
SVP and Head of Single-Family Sales & Relationship Management