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Perspectives

Insights from our company's leaders into key trends in the housing industry

Crafting Creative Solutions, Staying True to Our Principles

More important than talking about the dire need for rental housing that's affordable to people earning low or moderate incomes is doing something to help change the situation.

Deborah Jenkins
Deborah Jenkins
SVP Multifamily Underwriting & Credit

Freddie Mac Reports Solid 2015 Financial Results

Today Freddie Mac reported our fourth consecutive year of profitability. Our results were driven by our progress in building a better Freddie Mac and a better housing finance system.

Donald H. Layton
Donald H. Layton
CEO

Electronic Loan Documents Encourage Efficiency, Ease Anxiety

Ask consumers who've gone through the mortgage closing process in recent years what they found most frustrating about it, and their answers probably wouldn't surprise you.

Sam Oliver
Sam Oliver
VP Loan Advisor SuiteSM

What Have We Learned From Transferring Credit Risk?

When Freddie Mac introduced our Structured Agency Credit Risk security in July 2013, it was the start of a new asset class and a new strategy to sell off credit risk.

Kevin Palmer
Kevin Palmer
SVP Single-Family Credit Risk Transfer

Strong Housing Sector Trumps Tighter Monetary Policy in 2016

After more than a year of false alarms, the Federal Reserve finally raised the federal funds rate. Economists are pondering the impact of this action.

Sean Becketti
Sean Becketti
VP Chief Economist

Six New Year's Resolutions for Prospective Homebuyers

Advice on and ideas for New Year's resolutions are everywhere these days. If you're thinking about buying a home in 2016, consider adding these six resolutions to your list.

Christina Boyle
Christina Boyle
SVP Single-Family Chief Client Officer

It's About the Buildings and the Tenants

Public policies around financing multifamily rental housing and single-family housing differ greatly because who benefits and how social benefits are delivered differ greatly.

David Brickman
David Brickman
EVP Multifamily Business

Build Your Credit in Six Easy Steps

Let's talk about the spring homebuying season. I know, I know – you haven't even set your holiday dinner table yet. Why on earth would anyone want to be thinking about the spring homebuying season NOW?

Danny Gardner
Danny Gardner
VP Single-Family Affordable Lending and Access to Credit

A Better Way to Reach Homeowners

The results of our aggressive experiment to reach delinquent homeowners exceeded our expectations and prevented 350,000 additional foreclosures from happening.

Lisa Cookson
Lisa Cookson
VP Single-Family Customer and Operational Services

Freddie Mac Reports Third Quarter 2015 Financial Results

Today Freddie Mac reported strong fundamentals with growing volumes of guarantees and continued improving credit quality in the guarantee businesses for third quarter 2015.

Donald H. Layton
Donald H. Layton
CEO

Still a Golden Age for the Multifamily Market

Growth - in the multifamily mortgage market, in rental demand, in our business, in demand for affordable housing. The topic dominated at our annual customer conference.

David Brickman
David Brickman
EVP Multifamily Business

Freddie Mac's Plans for the Future

Over the last few years, we have shifted our mindset. We're firmly facing the future. And we're working to have a better company and a better housing finance system for all.

Donald H. Layton
Donald H. Layton
CEO