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Perspectives

Insights from our company's leaders into key trends in the housing industry

Freddie Mac Reports 2014 Financial Results

Today Freddie Mac announced another year of solid financial performance, reporting net income of $7.7 billion and comprehensive income of $9.4 billion for 2014.

Donald H. Layton
Donald H. Layton
CEO

Job Outlook Casts Shadow on Homeownership Rate

Will the Millennials save America's housing market from long-term downsizing? We investigated.

Leonard Kiefer
Leonard Kiefer
Deputy Chief Economist

Going Condo: Four Reasons It Makes Sense in Today's Market

In today's purchase market, going condo could be the answer for many first-time homebuyers and those with lower and/or limited incomes. Here are four reasons why.

Christina Boyle
Christina Boyle
SVP and Head of Single-Family Sales & Relationship Management

A Look Back at Five Predictions for 2014

We're channeling the late Ed Koch, former New York City mayor, who used to ask his constituents, 'How'm I doin'?' We're looking back at 2014 projections and asking, 'How'd we do?'

Frank E. Nothaft
Frank E. Nothaft
Chief Economist

What's the Big Deal about Small Balance Loans?

Our new, innovative Small Balance Loan offering creates a broad platform for bringing much-needed liquidity, consistency, and stability to a vital market segment.

David Brickman
David Brickman
EVP Multifamily Business

2015: The Purchase Market Strengthens

Household formations and overall housing activity depend greatly on the pace of economic growth. Good news: The economy appears poised for about 3 percent growth in 2015. There are several reasons for the expected better macroeconomic performance.

Frank E. Nothaft
Frank E. Nothaft
Chief Economist

Freddie Mac Reports Third Quarter 2014 Financial Results

Today Freddie Mac announced our third quarter 2014 financial results. Based on these results, we will return an additional $2.8 billion to taxpayers in the fourth quarter.

Donald H. Layton
Donald H. Layton
CEO

Three Ways Freddie Mac is Increasing Access to Credit

It's a great time to buy a home. But many people who'd like to buy don't qualify for a mortgage. And many aren't even attempting because they believe they couldn't qualify.

Christina Boyle
Christina Boyle
SVP and Head of Single-Family Sales & Relationship Management

The Future of Homeownership Starts Here: Hispanics

If you are wondering who tomorrow's homebuyers will be, look no further than the nation's fastest-growing population segment - Hispanics.

Christina Diaz-Malone
Christina Diaz-Malone
VP Housing and Community Outreach

Portrait of a Commercial Real Estate Ruthless Defaulter

Deteriorating property cash flows are never in the plan for multifamily investments, especially to the extent that property income falls below expenses. Still, it happens.

Victor Pa
Victor Pa
VP Multifamily Investments & Advisory

Buying REO: What to Know When There Are Multiple Offers

There's a reason multiple offers on foreclosed homes are becoming so common in so many markets. Buyer demand is colliding with shrinking supplies.

Chris Bowden
Chris Bowden
HomeSteps SVP

4 Signs the Economy Is Gradually Returning to Normal

The nation's economy is gradually getting back to a more normal level of activity; therefore, we expect to see housing demand and supply increasingly driven by fundamentals.

Frank E. Nothaft
Frank E. Nothaft
Chief Economist