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Perspectives

Insights into the topics and trends that are transforming the housing industry

Rep and Warranty Relief Begins with the Right Technology

We just wrapped up another MBA National Secondary Market Conference & Expo. Email and telephone calls are fine, but nothing beats a personal meeting. My team and I had a lot of them.

Christina Boyle
Christina Boyle
SVP Single-Family Chief Client Officer

Your Questions Answered

At the height of the housing crisis, Freddie Mac was answering 40,000 calls a month for help and advice. Call volume today is about a tenth of that. But the calls are no less urgent.

Sharon McHale
Sharon McHale
Corporate Communications and Marketing VP

Freddie Mac Reports First Quarter 2015 Financial Results

Today Freddie Mac announced our 14th consecutive quarter of profitability. First-quarter 2015 results prove our continued progress and our commitment to moving housing forward.

Donald H. Layton
Donald H. Layton
CEO

100 Billion Reasons to Celebrate

Today we issued our 80th K-Deal, tallying $100 billion in these commercial mortgage-backed securities since June 2009. Thank you to everyone who contributed to this achievement.

David Brickman
David Brickman
EVP Multifamily Business

Strengthening the Mortgage Insurance Industry

Private mortgage insurance (PMI) makes homeownership possible when a 20 percent down payment is an obstacle to an otherwise qualified borrower.

Donna Corley
Donna Corley
SVP Division Chief Risk Officer Single-Family

The 4 Cs of Qualifying for a Mortgage

If you're thinking about buying a home but unsure whether you could qualify for a mortgage or have enough cash for a down payment, you might be worrying too much.

Christina Boyle
Christina Boyle
SVP Single-Family Chief Client Officer

Time for a Quality Control Tune-Up

This year may bring the best home sales since 2007, according to the industry's leading prognosticators (including Freddie Mac). Mortgage rates are expected to stay low.

Chris Mock
Chris Mock
VP Single-Family Quality Control

Advantage: Homebuyers

There's a new reason Realtors and lenders may expect more qualified borrowers at the closing table. Freddie Mac will start buying mortgages with 3 percent down payments.

Dave Lowman
Dave Lowman
EVP Single-Family Business

Keep Calm and Carry On

Strong flows of both debt, in the form of mortgage loans, and equity, raised through investors, have created a market awash in liquidity. It was the talk of every industry event.

David Brickman
David Brickman
EVP Multifamily Business

Freddie Mac Reports 2014 Financial Results

Today Freddie Mac announced another year of solid financial performance, reporting net income of $7.7 billion and comprehensive income of $9.4 billion for 2014.

Donald H. Layton
Donald H. Layton
CEO

Job Outlook Casts Shadow on Homeownership Rate

Will the Millennials save America's housing market from long-term downsizing? We investigated.

Leonard Kiefer
Leonard Kiefer
Deputy Chief Economist

Going Condo: Four Reasons It Makes Sense in Today's Market

In today's purchase market, going condo could be the answer for many first-time homebuyers and those with lower and/or limited incomes. Here are four reasons why.

Christina Boyle
Christina Boyle
SVP Single-Family Chief Client Officer