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Perspectives

Insights from our company's leaders into key trends in the housing industry

What's the Big Deal about Small Balance Loans?

Our new, innovative Small Balance Loan offering creates a broad platform for bringing much-needed liquidity, consistency, and stability to a vital market segment.

David Brickman
David Brickman
EVP Multifamily Business

2015: The Purchase Market Strengthens

Household formations and overall housing activity depend greatly on the pace of economic growth. Good news: The economy appears poised for about 3 percent growth in 2015. There are several reasons for the expected better macroeconomic performance.

Frank E. Nothaft
Frank E. Nothaft
Chief Economist

Freddie Mac Reports Third Quarter 2014 Financial Results

Today Freddie Mac announced our third quarter 2014 financial results. Based on these results, we will return an additional $2.8 billion to taxpayers in the fourth quarter.

Donald H. Layton
Donald H. Layton
CEO

Three Ways Freddie Mac is Increasing Access to Credit

It's a great time to buy a home. But many people who'd like to buy don't qualify for a mortgage. And many aren't even attempting because they believe they couldn't qualify.

Christina Boyle
Christina Boyle
SVP and Head of Single-Family Sales & Relationship Management

The Future of Homeownership Starts Here: Hispanics

If you are wondering who tomorrow's homebuyers will be, look no further than the nation's fastest-growing population segment - Hispanics.

Christina Diaz-Malone
Christina Diaz-Malone
VP Housing and Community Outreach

Portrait of a Commercial Real Estate Ruthless Defaulter

Deteriorating property cash flows are never in the plan for multifamily investments, especially to the extent that property income falls below expenses. Still, it happens.

Victor Pa
Victor Pa
VP Multifamily Investments & Advisory

Buying REO: What to Know When There Are Multiple Offers

There's a reason multiple offers on foreclosed homes are becoming so common in so many markets. Buyer demand is colliding with shrinking supplies.

Chris Bowden
Chris Bowden
HomeSteps SVP

4 Signs the Economy Is Gradually Returning to Normal

The nation's economy is gradually getting back to a more normal level of activity; therefore, we expect to see housing demand and supply increasingly driven by fundamentals.

Frank E. Nothaft
Frank E. Nothaft
Chief Economist

Freddie Mac Reports Second-Quarter 2014 Financial Results

Last week, we announced our second-quarter 2014 financial results, and it was another solid quarter for Freddie Mac - our 11th consecutive quarter of profitability.

Donald H. Layton
Donald H. Layton
CEO

Ripe for HARP

Many homeowners still could save thousands of dollars a year on their mortgage payments through the federal Home Affordable Refinance Program (HARP). But time is running out.

Paul Mullings
Paul Mullings
SVP Single-Family Strategic Business Initiatives

Multifamily Housing Can't Live on New Construction Alone

Given current trends in renting and multifamily rental-housing inventory, apartment demand should exceed supply for years to come. New construction by itself won't fill the gap.

David Brickman
David Brickman
EVP Multifamily Business

Mid-Year Economic Update

We, like many, expected more out of housing so far this year. One of the few bright spots in housing activity occurred in the multifamily rental market.

Frank E. Nothaft
Frank E. Nothaft
Chief Economist