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Perspectives

Insights into the topics and trends that are transforming the housing industry

How AI for AI Will Change the Industry

When it comes to big data and how companies use it in their internal operations, one phrase comes to mind: 'vocational irony.'

Loretta Ibanez
Loretta Ibanez
Mortgage Innovation Director Single-Family Strategic Delivery

Who Is Tomorrow's Borrower? What We're Learning Might Surprise You

We're working on ways to provide lenders with a better understanding of future borrowers' hopes and fears, characteristics and challenges as they relate to homeownership.

Christina Boyle
Christina Boyle
SVP Single-Family Chief Client Officer

Freddie Mac First Quarter Results Demonstrate Stability and Innovation

Freddie Mac delivered $2.2 billion of comprehensive income this quarter, despite a major change in interest rates.

Donald H. Layton
Donald H. Layton
CEO

Past as Prologue: How Rising Rates Affect the Industry

Jobs. The economy. Avocado toast. There are plenty of topics that Baby Boomers and Millennials fight about these days.

Leonard Kiefer
Leonard Kiefer
Deputy Chief Economist

The More Things Change, the More They Stay the Same

2017 was another amazing year for Freddie Mac Multifamily. In 2018, we'll continue to innovate and evolve, while staying true to who we are at our core.

John Cannon
John Cannon
SVP Multifamily Production and Sales

Freddie Mac Reports Strong 2017 Financial Results

Today, Freddie Mac reported full-year 2017 net and comprehensive income of $5.6 billion. It was a landmark year in Freddie Mac's transformation, reaching several very significant milestones.

Donald H. Layton
Donald H. Layton
CEO

Are You Mortgage-Ready? We Are.

To keep pace with home price appreciation, Conforming Mortgage Loan Limits just increased for the first time in five years – giving consumers more buying power.

Christina Boyle
Christina Boyle
SVP Single-Family Chief Client Officer

The Best Housing Market in a Decade, Now What?

Housing markets responded well to 2017's favorable economic environment. The environment is unlikely to be much more favorable for housing in 2018. A wild card: Tax policy.

Leonard Kiefer
Leonard Kiefer
Deputy Chief Economist

In Phoenix, A Microcosm of Multifamily

Last month, leaders from across the multifamily industry converged in Phoenix for Freddie Mac Multifamily's annual Customer Conference. The energy, enthusiasm and growth tells an important story about our business in 2017 and beyond.

David Brickman
David Brickman
EVP Multifamily Business

Big Data Is a Big Deal at Freddie Mac

Big data is the buzzword du jour. There's no shortage of data in the mortgage finance industry but simply gathering a lot of data isn't useful. It only adds value if you can draw meaningful insights from it.

Michael Bradley
Michael Bradley
SVP of Single-Family Models and Analytics

Freddie Mac's Strong Third Quarter 2017 Financial Results

Today Freddie Mac reported net income and comprehensive income of $4.7 billion, clearly a strong quarter. This reflects the growing strength of our business model as well as an improving quality of execution.

Donald H. Layton
Donald H. Layton
CEO

Learn Before Launch

At Freddie Mac, we're creating a better company and a better housing finance system. To meet those twin goals, we continually innovate and engage in smart risk taking.

Mike Dawson
Mike Dawson
VP Single-Family Affordable Lending Strategies and Initiatives