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15-Year Fixed-Rate Mortgages Since 1991

Contact: corprel@freddiemac.com
or (703) 903-3933

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Monthly Average Commitment Rate And Points On 15-Year Fixed-Rate Mortgages

	2010
	Rate	Pts
January	4.44	0.6
February
March
April
May
June
July
August
September
October
November
December
Annual Average

	2009		2008		2007		2006		2005
	Rate	Pts	Rate	Pts	Rate	Pts	Rate	Pts	Rate	Pts
January	4.72	0.7	5.29	0.4	5.97	0.4	5.71	0.5	5.17	0.6
February	4.77	0.7	5.44	0.5	6.02	0.4	5.86	0.6	5.15	0.7
March	4.64	0.7	5.42	0.5	5.88	0.4	5.97	0.6	5.46	0.7
April	4.50	0.7	5.47	0.4	5.88	0.5	6.16	0.5	5.41	0.6
May	4.52	0.7	5.60	0.5	5.97	0.4	6.21	0.5	5.28	0.6
June	4.90	0.7	5.91	0.6	6.34	0.4	6.31	0.5	5.17	0.6
July	4.69	0.7	5.97	0.6	6.36	0.4	6.39	0.4	5.28	0.6
August	4.61	0.7	6.03	0.7	6.23	0.4	6.20	0.4	5.40	0.6
September	4.49	0.6	5.64	0.6	6.05	0.5	6.08	0.4	5.36	0.6
October	4.39	0.6	5.89	0.6	6.04	0.6	6.05	0.5	5.63	0.6
November	4.34	0.6	5.79	0.7	5.85	0.5	5.96	0.5	5.86	0.6
December	4.39	0.6	5.04	0.7	5.75	0.5	5.88	0.5	5.82	0.6
Annual Average	4.57	0.7	5.62	0.6	6.03	0.4	6.07	0.5	5.42	0.6

	2004		2003		2002		2001		2000
	Rate	Pts	Rate	Pts	Rate	Pts	Rate	Pts	Rate	Pts
January	5.02	0.7	5.30	0.6	6.48	0.7	6.64	0.9	7.80	1.0
February	4.94	0.7	5.22	0.6	6.38	0.7	6.64	0.9	7.93	1.0
March	4.74	0.7	5.07	0.6	6.52	0.7	6.51	1.0	7.83	0.9
April	5.16	0.6	5.12	0.6	6.48	0.7	6.60	1.0	7.80	1.0
May	5.64	0.7	4.86	0.7	6.28	0.7	6.68	1.0	8.18	1.0
June	5.66	0.6	4.63	0.6	6.11	0.6	6.70	1.0	7.99	0.9
July	5.46	0.6	4.97	0.5	5.93	0.5	6.68	0.9	7.87	0.9
August	5.26	0.6	5.59	0.7	5.70	0.6	6.50	0.9	7.76	1.0
September	5.14	0.7	5.46	0.6	5.51	0.6	6.34	0.9	7.60	1.0
October	5.12	0.6	5.27	0.6	5.50	0.6	6.10	0.9	7.47	1.0
November	5.14	0.6	5.27	0.7	5.46	0.6	6.15	0.8	7.42	0.9
December	5.18	0.6	5.20	0.6	5.45	0.6	6.54	0.8	7.06	0.9
Annual Average	5.21	0.6	5.17	0.6	5.98	0.6	6.50	0.9	7.72	1.0

	1999		1998		1997		1996		1995
	Rate	Pts	Rate	Pts	Rate	Pts	Rate	Pts	Rate	Pts
January	6.43	1.0	6.58	1.4	7.33	1.7	6.55	1.7	8.80	1.8
February	6.44	1.0	6.64	1.2	7.15	1.7	6.56	1.7	8.46	1.8
March	6.68	0.9	6.74	1.2	7.41	1.7	7.11	1.8	8.06	1.8
April	6.53	0.9	6.78	1.0	7.68	1.7	7.44	1.7	7.88	1.8
May	6.75	1.0	6.78	1.0	7.47	1.6	7.58	1.7	7.51	1.7
June	7.18	1.0	6.67	1.0	7.24	1.7	7.83	1.7	7.06	1.7
July	7.26	1.0	6.62	1.1	7.04	1.8	7.77	1.7	7.09	1.7
August	7.53	1.0	6.61	1.1	7.02	1.7	7.52	1.7	7.36	1.8
September	7.44	1.0	6.40	1.0	6.99	1.7	7.75	1.7	7.16	1.8
October	7.47	1.0	6.36	0.9	6.85	1.7	7.43	1.7	7.01	1.8
November	7.36	1.0	6.51	0.9	6.76	1.7	7.14	1.7	6.89	1.8
December	7.52	1.0	6.39	0.9	6.66	1.8	7.10	1.7	6.74	1.7
Annual Average	7.06	1.0	6.59	1.1	7.13	1.7	7.32	1.7	7.48	1.8

	1994		1993		1992		1991
	Rate	Pts	Rate	Pts	Rate	Pts	Rate	Pts
January	6.57	1.7	7.51	1.7	8.01	1.7	na	na
February	6.66	1.7	7.17	1.5	8.38	1.8	na	na
March	7.18	1.7	7.00	1.6	8.58	1.9	na	na
April	7.80	1.7	6.94	1.6	8.47	1.7	na	na
May	8.08	1.7	6.93	1.8	8.29	1.7	na	na
June	7.91	1.8	6.92	1.6	8.08	1.7	na	na
July	8.11	1.7	6.72	1.6	7.67	1.6	na	na
August	8.02	1.8	6.63	1.5	7.49	1.6	na	na
September	8.13	1.8	6.43	1.5	7.41	1.6	8.69	1.8
October	8.39	1.8	6.37	1.5	7.55	1.7	8.49	1.8
November	8.67	1.8	6.69	1.5	7.80	1.8	8.33	1.7
December	8.80	1.8	6.68	1.5	7.74	1.6	8.07	1.7
Annual Average	7.86	1.8	6.83	1.6	7.96	1.7	na	na

 

 Other Available PMMS® Information:

• 30-Year Fixed-Rate Historic Tables           HTML / Excel
• 5-Year Fixed-Rate Historic Tables             HTML / Excel
• 1-Year Adjustable-Rate Historic Tables   HTML / Excel
• Weekly PMMS Survey