5-Year Adjustable-Rate Mortgages (ARMs) Since 2005

Contact: corprel@freddiemac.com
or (703) 903-3933

Monthly Average Commitment Rate And Points On 5-Year Adjustable-Rate Mortgage

	2008				2007
	Rate	Pts	Margin		Rate	Pts	Margin
January	5.45	0.5	2.75		6.02	0.5	2.76
February	5.30	0.4	2.75		6.00	0.5	2.76
March	5.54	0.7	2.75		5.90	0.6	2.76
April	5.58	0.6	2.76		5.91	0.6	2.77
May					5.98	0.5	2.77
June					6.31	0.6	2.76
July					6.32	0.5	2.76
August					6.33	0.5	2.76
September					6.21	0.6	2.76
October					6.09	0.5	2.76
November					5.91	0.5	2.75
December					5.86	0.5	2.76
Annual Average:					6.07	0.5	2.76

	2006				2005
	Rate	Pts	Margin		Rate	Pts	Margin
January	5.76	0.6	2.78		5.04	0.6	2.79
February	5.92	0.6	2.78		5.02	0.7	2.79
March	5.98	0.7	2.78		5.30	0.7	2.78
April	6.15	0.7	2.78		5.27	0.6	2.77
May	6.22	0.6	2.78		5.13	0.7	2.79
June	6.28	0.5	2.77		5.06	0.5	2.79
July	6.36	0.5	2.75		5.22	0.6	2.78
August	6.18	0.4	2.76		5.34	0.6	2.79
September	6.08	0.5	2.76		5.31	0.6	2.78
October	6.09	0.6	2.76		5.57	0.7	2.78
November	6.02	0.6	2.76		5.80	0.6	2.78
December	5.95	0.5	2.76		5.78	0.6	2.77
Annual Average:	6.08	0.6	2.77		5.32	0.6	2.78

Other Available PMMS® Information: