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5-Year Adjustable-Rate Mortgages (ARMs) Since 2005

Contact: corprel@freddiemac.com
or (703) 903-3933



Monthly Average Commitment Rate And Points On 5-Year Adjustable-Rate Mortgage

  201720162015
 RatePtsMarginRatePtsMarginRatePtsMargin
January 3.24 0.4 2.74 2.98 0.5 2.75 2.89 0.4 2.74
February 3.20 0.4 2.74 2.83 0.4 2.74 2.94 0.5 2.74
March 3.21 0.4 2.74 2.90 0.5 2.74 2.97 0.5 2.74
April 3.15 0.4 2.74 2.83 0.5 2.73 2.86 0.5 2.74
May 3.12 0.5 2.74 2.81 0.5 2.74 2.89 0.5 2.74
June 3.14 0.5 2.74 2.78 0.5 2.74 2.99 0.4 2.74
July 3.22 0.5 2.74 2.75 0.5 2.74 2.96 0.4 2.74
August 3.15 0.5 2.74 2.75 0.5 2.74 2.93 0.5 2.74
September 3.16 0.4 2.74 2.81 0.4 2.74 2.92 0.5 2.74
October 3.18 0.4 2.74 2.83 0.4 2.74 2.89 0.4 2.74
November       2.99 0.4 2.74 3.00 0.5 2.75
December       3.23 0.4 2.74 3.04 0.4 2.75
Annual Average:       2.870.52.742.940.52.74

 

  201420132012
 RatePtsMarginRatePtsMarginRatePtsMargin
January 3.11 0.5 2.74 2.68 0.6 2.74 2.84 0.7 2.74
February 3.07 0.5 2.74 2.63 0.6 2.75 2.81 0.7 2.74
March 3.06 0.4 2.74 2.63 0.6 2.75 2.87 0.7 2.74
April 3.07 0.5 2.74 2.61 0.5 2.75 2.84 0.7 2.74
May 3.01 0.4 2.73 2.61 0.5 2.75 2.83 0.6 2.74
June 2.99 0.4 2.73 2.85 0.6 2.75 2.80 0.6 2.74
July 2.99 0.4 2.74 3.17 0.7 2.75 2.74 0.6 2.74
August 2.97 0.5 2.74 3.21 0.5 2.75 2.77 0.6 2.75
September 3.03 0.5 2.74 3.17 0.5 2.75 2.74 0.6 2.74
October 2.98 0.5 2.74 3.02 0.4 2.74 2.74 0.6 2.74
November 3.00 0.5 2.74 2.97 0.5 2.75 2.73 0.6 2.74
December 2.98 0.5 2.74 2.97 0.4 2.74 2.70 0.7 2.74
Annual Average:3.020.52.742.880.52.752.780.72.74

 

  201120102009
 RatePtsMarginRatePtsMarginRatePtsMargin
January 3.72 0.7 2.75 4.32 0.6 2.74 5.31 0.6 2.74
February 3.82 0.6 2.75 4.19 0.6 2.74 5.15 0.6 2.73
March 3.67 0.6 2.74 4.10 0.6 2.74 5.00 0.7 2.71
April 3.66 0.6 2.74 4.09 0.6 2.75 4.88 0.6 2.74
May 3.44 0.6 2.74 3.95 0.7 2.74 4.83 0.6 2.74
June 3.29 0.6 2.74 3.90 0.7 2.75 5.00 0.6 2.75
July 3.28 0.6 2.74 3.79 0.7 2.74 4.80 0.7 2.74
August 3.12 0.5 2.73 3.58 0.6 2.74 4.68 0.6 2.74
September 2.99 0.6 2.74 3.54 0.6  2.75  4.53 0.5 2.74
October 3.03 0.6 2.74 3.45 0.6 2.75 4.39 0.6 2.74
November 2.96 0.6 2.74 3.37 0.7  2.75  4.27 0.6 2.74
December 2.88 0.6 2.74 3.68 0.6 2.75 4.33 0.6 2.74
Annual Average:3.310.62.743.820.62.744.750.62.74

 

  20102009
 RatePtsMarginRatePtsMargin
January 4.32 0.6 2.74 5.31 0.6 2.74
February 4.19 0.6 2.74 5.15 0.6 2.73
March 4.10 0.6 2.74 5.00 0.7 2.71
April 4.09 0.6 2.75 4.88 0.6 2.74
May 3.95 0.7 2.74 4.83 0.6 2.74
June 3.90 0.7 2.75 5.00 0.6 2.75
July 3.79 0.7 2.74 4.80 0.7 2.74
August 3.58 0.6 2.74 4.68 0.6 2.74
September 3.54 0.6  2.75  4.53 0.5 2.74
October 3.45 0.6 2.75 4.39 0.6 2.74
November 3.37 0.7  2.75  4.27 0.6 2.74
December 3.68 0.6 2.75 4.33 0.6 2.74
Annual Average:3.820.62.744.750.62.74

 

  20082007
 RatePtsMarginRatePtsMargin
January 5.45 0.5 2.75 6.02 0.5 2.76
February 5.30 0.4 2.75 6.00 0.5 2.76
March 5.54 0.7 2.75 5.90 0.6 2.76
April 5.58 0.6 2.76 5.91 0.6 2.77
May 5.64 0.5 2.76 5.98 0.5 2.77
June 5.77 0.6 2.76 6.31 0.6 2.76
July 5.93 0.6 2.74 6.32 0.5 2.76
August 6.02 0.6 2.73 6.33 0.5 2.76
September 5.88 0.6 2.74 6.21 0.6 2.76
October 6.09 0.6 2.74 6.09 0.5 2.76
November 5.98 0.6 2.74 5.91 0.5 2.75
December 5.65 0.6 2.74 5.86 0.5 2.76
Annual Average:5.740.62.756.070.52.76

 

  20062005
 RatePtsMarginRatePtsMargin
January 5.76 0.6 2.78 5.04 0.6 2.79
February 5.92 0.6 2.78 5.02 0.7 2.79
March 5.98 0.7 2.78 5.30 0.7 2.78
April 6.15 0.7 2.78 5.27 0.6 2.77
May 6.22 0.6 2.78 5.13 0.7 2.79
June 6.28 0.5 2.77 5.06 0.5 2.79
July 6.36 0.5 2.75 5.22 0.6 2.78
August 6.18 0.4 2.76 5.34 0.6 2.79
September 6.08 0.5 2.76 5.31 0.6 2.78
October 6.09 0.6 2.76 5.57 0.7 2.78
November 6.02 0.6 2.76 5.80 0.6 2.78
December 5.95 0.5 2.76 5.78 0.6 2.77
Annual Average:6.080.62.775.320.62.78


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