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1-Year Adjustable-Rate Mortgages (ARMs) Since 1984

Contact: corprel@freddiemac.com
or (703) 903-3933


 

Monthly Average Commitment Rate And Points On 1-Year Adjustable-Rate Mortgage

  201520142013
 RatePtsMarginRatePtsMarginRatePtsMargin
January 2.38 0.4 2.74 2.55 0.5 2.72 2.58 0.5 2.76
February 2.43 0.4 2.74 2.54 0.4 2.71 2.61 0.4 2.76
March 2.46 0.4 2.74 2.48 0.4 2.71 2.63 0.4 2.76
April 2.46 0.4 2.74 2.44 0.5 2.72 2.63 0.4 2.76
May 2.49 0.4 2.74 2.43 0.4 2.72 2.55 0.4 2.76
June 2.54 0.2 2.74 2.40 0.4 2.72 2.60 0.4 2.77
July 2.52 0.3 2.74 2.39 0.4 2.73 2.66 0.4 2.76
August 2.60 0.3 2.74 2.37 0.5 2.73 2.65 0.4 2.76
September 2.59 0.3 2.74 2.43 0.4 2.73 2.67 0.4 2.76
October 2.56 0.2 2.74 2.41 0.4 2.73 2.63 0.4 2.77
November 2.63 0.3 2.74 2.44 0.4 2.74 2.61 0.4 2.76
December 2.66 0.2 2.74 2.40 0.4 2.74 2.56 0.5 2.75
Annual Average:2.530.32.742.440.42.732.620.42.76

 

  201220112010
  RatePtsMarginRatePtsMarginPtsMargin
January 2.76 0.6 2.76 3.25 0.6 2.77 4.33 0.6 2.75
February 2.78 0.6 2.76 3.35 0.6 2.76 4.23 0.6 2.75
March 2.77 0.6 2.76 3.22 0.6 2.76 4.20 0.6 2.75
April 2.78 0.6 2.76 3.20 0.6 2.76 4.16 0.5 2.75
May 2.74 0.5 2.76 3.13 0.5 2.76 4.01 0.6 2.75
June 2.76 0.6 2.76 3.00 0.5 2.76 3.86 0.7 2.75
July 2.69 0.5 2.76 2.97 0.5 2.76 3.73 0.7 2.77
August 2.67 0.4 2.75 2.93 0.5 2.76 3.53 0.7 2.77
September 2.61 0.4 2.76 2.84 0.6 2.76 3.46 0.7 2.77
October 2.59 0.4 2.77 2.92 0.6 2.76 3.36 0.7 2.77
November 2.57 0.4 2.76 2.90 0.6 2.76 3.25 0.7 2.77
December 2.54 0.5 2.76 2.79 0.6 2.76 3.31 0.6 2.76
Annual Average:2.690.52.763.030.62.763.780.62.76

 

  20092008
  RatePtsMarginRatePtsMargin
January 4.92 0.6 2.76 5.23 0.6 2.75
February 4.87 0.5 2.75 5.03 0.6 2.75
March 4.86 0.6 2.75 5.12 0.6 2.74
April 4.82 0.6 2.76 5.19 0.6 2.75
May 4.75 0.6 2.76 5.24 0.6 2.75
June 4.93 0.7 2.75 5.15 0.6 2.75
July 4.82 0.6 2.75 5.24 0.6 2.73
August 4.72 0.5 2.74 5.26 0.6 2.74
September 4.59 0.6 2.75 5.14 0.6 2.74
October 4.55 0.5 2.76 5.21 0.6 2.75
November 4.41 0.6 2.75 5.26 0.5 2.74
December 4.31 0.6 2.75 4.97 0.5 2.74
Annual Average:4.700.62.755.170.62.74

 

  20072006
  RatePtsMarginRatePtsMargin
January 5.47 0.5 2.75 5.17 0.6 2.77
February 5.51 0.7 2.76 5.34 0.7 2.79
March 5.44 0.6 2.75 5.42 0.8 2.77
April 5.45 0.6 2.76 5.62 0.8 2.77
May 5.52 0.7 2.76 5.63 0.7 2.77
June 5.68 0.7 2.77 5.71 0.7 2.76
July 5.71 0.5 2.75 5.79 0.7 2.75
August 5.67 0.6 2.75 5.64 0.7 2.74
September 5.66 0.7 2.76 5.56 0.7 2.76
October 5.68 0.6 2.76 5.55 0.7 2.76
November 5.48 0.6 2.74 5.51 0.6 2.75
December 5.50 0.6 2.74 5.45 0.7 2.77
Annual Average:5.560.62.755.540.72.76

 

  20052004
  RatePtsMarginRatePtsMargin
January 4.12 0.7 2.79 3.63 0.7 2.76
February 4.16 0.8 2.78 3.55 0.7 2.76
March 4.23 0.8 2.78 3.41 0.6 2.77
April 4.25 0.6 2.77 3.65 0.6 2.76
May 4.23 0.7 2.77 3.88 0.7 2.75
June 4.24 0.6 2.77 4.10 0.7 2.76
July 4.40 0.7 2.76 4.11 0.7 2.77
August 4.55 0.7 2.77 4.06 0.6 2.77
September 4.51 0.7 2.77 3.99 0.7 2.80
October 4.86 0.7 2.77 4.02 0.7 2.78
November 5.14 0.6 2.76 4.15 0.7 2.78
December 5.17 0.7 2.77 4.18 0.6 2.79
Annual Average:4.490.72.773.900.72.77

 

  20032002
  RatePtsMarginRatePtsMargin
January 3.99 0.7 2.77 5.18 0.8 2.78
February 3.86 0.7 2.77 5.03 0.7 2.78
March 3.76 0.6 2.77 5.06 0.7 2.78
April 3.80 0.6 2.77 4.96 0.8 2.78
May 3.66 0.6 2.77 4.79 0.7 2.77
June 3.52 0.6 2.76 4.65 0.5 2.76
July 3.57 0.6 2.76 4.51 0.5 2.77
August 3.79 0.7 2.76 4.38 0.6 2.76
September 3.86 0.6 2.77 4.29 0.6 2.78
October 3.74 0.6 2.76 4.27 0.6 2.78
November 3.75 0.7 2.77 4.16 0.6 2.77
December 3.75 0.6 2.76 4.12 0.6 2.78
Annual Average:3.760.62.764.620.72.77

 

  20012000
  RatePtsMarginRatePtsMargin
January 6.70 0.9 2.78 6.61 1.1 2.78
February 6.46 0.9 2.78 6.72 1.0 2.78
March 6.28 0.9 2.78 6.72 1.0 2.78
April 6.11 0.9 2.78 6.80 1.0 2.78
May 5.88 0.9 2.78 7.07 1.0 2.78
June 5.81 0.9 2.78 7.24 0.9 2.78
July 5.71 0.9 2.78 7.28 0.9 2.78
August 5.71 0.9 2.78 7.29 0.9 2.78
September 5.57 0.9 2.77 7.27 1.0 2.78
October 5.28 0.9 2.76 7.23 1.0 2.78
November 5.20 0.8 2.74 7.22 0.9 2.78
December 5.23 0.8 2.78 7.09 0.9 2.78
Annual Average:5.820.92.777.041.02.78

 

  19991998
  RatePtsMarginRatePtsMargin
January 5.59 1.1 2.79 5.54 1.2 2.79
February 5.65 1.0 2.79 5.60 1.2 2.79
March 5.77 0.9 2.79 5.69 1.2 2.79
April 5.60 1.1 2.80 5.67 1.1 2.79
May 5.72 1.1 2.79 5.69 1.1 2.79
June 5.91 1.0 2.79 5.69 1.1 2.79
July 5.99 1.0 2.79 5.63 1.1 2.79
August 6.18 1.1 2.79 5.59 1.1 2.79
September 6.20 1.1 2.79 5.47 1.1 2.79
October 6.27 1.1 2.79 5.38 1.0 2.79
November 6.36 1.1 2.78 5.53 1.0 2.79
December 6.53 1.1 2.79 5.56 1.0 2.79
Annual Average:5.991.12.795.581.12.79

 

  19971996
  RatePtsMarginRatePtsMargin
January 5.56 1.4 2.79 5.44 1.4 2.79
February 5.49 1.4 2.78 5.31 1.4 2.80
March 5.64 1.4 2.78 5.51 1.4 2.79
April 5.87 1.5 2.79 5.73 1.4 2.79
May 5.81 1.4 2.79 5.77 1.5 2.79
June 5.69 1.5 2.79 5.92 1.4 2.79
July 5.57 1.4 2.79 5.98 1.5 2.80
August 5.55 1.5 2.79 5.84 1.4 2.79
September 5.55 1.4 2.79 5.85 1.4 2.79
October 5.51 1.4 2.79 5.64 1.4 2.79
November 5.49 1.4 2.79 5.53 1.4 2.78
December 5.52 1.5 2.79 5.52 1.4 2.79
Annual Average:5.611.42.795.671.42.79

 

  19951994
  RatePtsMarginRatePtsMargin
January 6.82 1.5 2.80 4.21 1.4 2.79
February 6.68 1.5 2.80 4.20 1.5 2.78
March 6.45 1.5 2.80 4.55 1.5 2.79
April 6.35 1.5 2.80 4.96 1.5 2.80
May 6.14 1.5 2.79 5.46 1.5 2.79
June 5.87 1.4 2.80 5.45 1.5 2.76
July 5.83 1.4 2.80 5.52 1.5 2.79
August 5.93 1.5 2.79 5.53 1.5 2.80
September 5.81 1.5 2.79 5.54 1.5 2.80
October 5.74 1.4 2.80 5.79 1.5 2.80
November 5.64 1.4 2.80 6.10 1.5 2.81
December 5.57 1.4 2.80 6.66 1.5 2.81
Annual Average:6.061.52.805.361.52.79

 

  19931992
  RatePtsMarginRatePtsMargin
January 5.20 1.7 2.76 5.89 1.7 2.75
February 4.98 1.5 2.76 5.88 1.8 2.76
March 4.78 1.6 2.77 6.11 1.9 2.76
April 4.71 1.6 2.77 6.15 1.7 2.76
May 4.65 1.6 2.77 6.00 1.7 2.76
June 4.64 1.6 2.77 5.87 1.7 2.75
July 4.56 1.5 2.77 5.51 1.6 2.76
August 4.48 1.6 2.77 5.27 1.6 2.76
September 4.34 1.5 2.78 5.11 1.6 2.76
October 4.25 1.4 2.77 5.06 1.7 2.76
November 4.24 1.4 2.79 5.26 1.8 2.76
December 4.23 1.4 2.78 5.43 1.7 2.77
Annual Average:4.581.52.775.621.72.76

 

  19911990
  RatePtsMarginRatePtsMargin
January 7.74 2.0 2.78 8.39 2.2 2.77
February 7.65 2.0 2.78 8.46 2.2 2.77
March 7.47 2.0 2.77 8.53 2.2 2.77
April 7.38 1.9 2.77 8.55 2.2 2.78
May 7.22 1.9 2.77 8.59 2.1 2.77
June 7.24 1.9 2.77 8.49 2.1 2.78
July 7.23 1.9 2.76 8.43 2.1 2.77
August 7.08 1.9 2.77 8.35 2.1 2.77
September 6.87 1.7 2.77 8.28 2.1 2.77
October 6.71 1.8 2.77 8.20 2.1 2.77
November 6.42 1.8 2.77 8.10 2.1 2.77
December 6.19 1.7 2.76 7.93 2.0 2.77
Annual Average:7.091.92.778.362.12.77

 

  19891988
  RatePtsMarginRatePtsMargin
January 8.55 2.4 2.76 7.83 2.2 n/a
February 8.65 2.4 2.77 7.61 2.2 2.74
March 9.09 2.4 2.77 7.52 2.2 2.74
April 9.40 2.4 2.77 7.58 2.2 2.75
May 9.30 2.3 2.77 7.69 2.3 2.75
June 9.03 2.3 2.78 7.85 2.3 2.75
July 8.74 2.3 2.77 7.84 2.3 2.76
August 8.65 2.3 2.76 8.01 2.3 2.74
September 8.71 2.2 2.77 8.14 2.4 2.76
October 8.62 2.3 2.77 8.12 2.4 2.75
November 8.51 2.2 2.77 8.16 2.3 2.76
December 8.39 2.3 2.77 8.40 2.4 2.76
Annual Average:8.802.32.777.902.32.75

 

  19871986
  RatePtsRatePts
January 7.62  2.2 9.01  2.3
February 7.56  2.1 8.93  2.3
March 7.54  2.1 8.64  2.3
April 7.58  2.2 8.54  2.4
May 7.88  2.4 8.54  2.4
June 7.93  2.2 8.60  2.4
July 7.81  2.2 8.52  2.4
August 7.76  2.1 8.40  2.2
September 7.95  2.4 8.20  2.2
October 8.25  2.4 8.06  2.1
November 8.00  2.3 7.90  2.1
December 7.96  2.3 7.68  2.1
Annual Average:7.83 2.28.43 2.3

 

  19851984
  RatePtsRatePts
January 10.84 2.5 10.99 2.3
February 10.63 2.4 10.89 2.4
March 10.90 2.6 11.02 2.4
April 10.83 2.6 11.16 2.4
May 10.55 2.5 11.35 2.5
June 9.89 2.5 11.67 2.5
July 9.70 2.5 12.20 2.6
August 9.54 2.6 12.14 2.6
September 9.52 2.6 12.00 2.6
October 9.55 2.5 11.96 2.6
November 9.36 2.4 11.54 2.5
December 9.19 2.3 11.01 2.5
Annual Average:10.052.511.512.5

Other Available PMMS® Information:


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