Freddie Mac's Primary Mortgage Market Survey®
	Avg.	Fees & Points
Copyright 2012, Freddie Mac. Averages are for conforming mortgages with 20% down.
30YR FRM	3.87	0.8
15YR FRM	3.14	0.8
5YR ARM	2.80	0.7
1YR ARM	2.76	0.6