Freddie Mac's Primary Mortgage Market Survey®
	Avg.	Fees & Points
Copyright 2010, Freddie Mac. Averages are for conforming mortgages with 20% down.
30YR FRM	4.54	0.7
15YR FRM	4.00	0.7
5YR ARM	3.76	0.7
1YR ARM	3.64	0.7