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Primary Mortgage Market Survey

Primary Mortgage Market Survey Results
January 29, 2015

30-Year Fixed Rate Mortgages
  US NE SE NC SW W
Average 3.66 3.67 3.77 3.64 3.68 3.61
Fees & Points 0.6 0.6 0.6 0.6 0.5 0.7

15-Year Fixed Rate Mortgages
  US NE SE NC SW W
Average 2.98 2.97 3.09 2.96 3.03 2.93
Fees & Points 0.5 0.5 0.5 0.5 0.5 0.6

5/1-Year Adjustable Rate Mortgages
  US NE SE NC SW W
Average 2.86 2.93 3.09 3.02 2.84 2.62
Fees & Points 0.4 0.4 0.4 0.2 0.5 0.6
Margin 2.74 2.74 2.77 2.74 2.74 2.71

1-Year Adjustable Rate Mortgages
  US NE SE NC SW W
Average 2.38 2.48 2.58 2.74 2.40 2.03
Fees & Points 0.4 0.6 0.5 0.0 0.2 0.6
Margin 2.74 2.75 2.80 2.77 2.75 2.70

The National Mortgage Rate Snapshot
  One Year Ago One Week Ago
  30-YR 15-YR 5/1-YR 1-YR ARM 30-YR 15-YR 5/1-YR 1-YR ARM
Average 4.39   3.44   3.15   2.54   3.63   2.93   2.83   2.37  
Fees & Points 0.7   0.7   0.5   0.5   0.7   0.6   0.4   0.4  
Margin N/A N/A 2.74   2.72   N/A N/A 2.74   2.74  

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