Skip to Page Content | Skip to Site Navigation | Skip to Section Navigation

Primary Mortgage Market Survey

Primary Mortgage Market Survey Results
May 10, 2012

30-Year Fixed Rate Mortgages
  US NE SE NC SW W
Average 3.83 3.84 3.86 3.87 3.83 3.77
Fees & Points 0.7 0.7 0.7 0.7 0.8 0.8

15-Year Fixed Rate Mortgages
  US NE SE NC SW W
Average 3.05 3.06 3.12 3.06 3.08 2.99
Fees & Points 0.7 0.6 0.7 0.6 0.8 0.8

5/1-Year Adjustable Rate Mortgages
  US NE SE NC SW W
Average 2.81 2.79 2.82 2.98 2.73 2.74
Fees & Points 0.5 0.5 0.6 0.4 0.7 0.6
Margin 2.74 2.74 2.75 2.73 2.76 2.74

1-Year Adjustable Rate Mortgages
  US NE SE NC SW W
Average 2.73 2.85 2.64 2.73 2.68 2.68
Fees & Points 0.5 0.6 0.5 0.4 0.5 0.4
Margin 2.76 2.79 2.75 2.73 2.77 2.75

The National Mortgage Rate Snapshot
  One Year Ago One Week Ago
  30-YR 15-YR 5/1-YR 1-YR ARM 30-YR 15-YR 5/1-YR 1-YR ARM
Average 4.63   3.82   3.41   3.11   3.84   3.07   2.85   2.70  
Fees & Points 0.7   0.7   0.6   0.5   0.8   0.7   0.7   0.6  
Margin N/A N/A 2.74   2.76   N/A N/A 2.74   2.76  

Back to Top