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Primary Mortgage Market Survey

Primary Mortgage Market Survey Results
July 24, 2014

30-Year Fixed Rate Mortgages
  US NE SE NC SW W
Average 4.13 4.12 4.20 4.10 4.15 4.10
Fees & Points 0.6 0.5 0.5 0.6 0.6 0.7

15-Year Fixed Rate Mortgages
  US NE SE NC SW W
Average 3.26 3.27 3.33 3.23 3.30 3.21
Fees & Points 0.6 0.5 0.5 0.5 0.5 0.7

5/1-Year Adjustable Rate Mortgages
  US NE SE NC SW W
Average 2.99 3.01 3.16 3.15 3.02 2.80
Fees & Points 0.5 0.5 0.4 0.2 0.5 0.6
Margin 2.74 2.77 2.78 2.73 2.73 2.71

1-Year Adjustable Rate Mortgages
  US NE SE NC SW W
Average 2.39 2.52 2.50 2.68 2.56 2.03
Fees & Points 0.4 0.5 0.4 0.0 0.3 0.6
Margin 2.73 2.73 2.73 2.77 2.75 2.70

The National Mortgage Rate Snapshot
  One Year Ago One Week Ago
  30-YR 15-YR 5/1-YR 1-YR ARM 30-YR 15-YR 5/1-YR 1-YR ARM
Average 4.31   3.39   3.16   2.65   4.13   3.23   2.97   2.39  
Fees & Points 0.8   0.8   0.7   0.4   0.6   0.5   0.4   0.4  
Margin N/A N/A 2.74   2.75   N/A N/A 2.74   2.73  

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