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Primary Mortgage Market Survey

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Primary Mortgage Market Survey Results
May 10, 2012

30-Year Fixed Rate Mortgages
	US	NE	SE	NC	SW	W
Average	3.83	3.84	3.86	3.87	3.83	3.77
Fees & Points	0.7	0.7	0.7	0.7	0.8	0.8

15-Year Fixed Rate Mortgages
	US	NE	SE	NC	SW	W
Average	3.05	3.06	3.12	3.06	3.08	2.99
Fees & Points	0.7	0.6	0.7	0.6	0.8	0.8

5/1-Year Adjustable Rate Mortgages
	US	NE	SE	NC	SW	W
Average	2.81	2.79	2.82	2.98	2.73	2.74
Fees & Points	0.5	0.5	0.6	0.4	0.7	0.6
Margin	2.74	2.74	2.75	2.73	2.76	2.74

1-Year Adjustable Rate Mortgages
	US	NE	SE	NC	SW	W
Average	2.73	2.85	2.64	2.73	2.68	2.68
Fees & Points	0.5	0.6	0.5	0.4	0.5	0.4
Margin	2.76	2.79	2.75	2.73	2.77	2.75

The National Mortgage Rate Snapshot
	One Year Ago				One Week Ago
	30-YR	15-YR	5/1-YR	1-YR ARM	30-YR	15-YR	5/1-YR	1-YR ARM
Average	4.63	3.82	3.41	3.11	3.84	3.07	2.85	2.70
Fees & Points	0.7	0.7	0.6	0.5	0.8	0.7	0.7	0.6
Margin	N/A	N/A	2.74	2.76	N/A	N/A	2.74	2.76