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Primary Mortgage Market Survey

Primary Mortgage Market Survey Results
October 16, 2014

30-Year Fixed Rate Mortgages
  US NE SE NC SW W
Average 3.97 4.00 4.00 3.97 3.99 3.92
Fees & Points 0.5 0.5 0.4 0.5 0.5 0.6

15-Year Fixed Rate Mortgages
  US NE SE NC SW W
Average 3.18 3.19 3.25 3.17 3.20 3.14
Fees & Points 0.5 0.5 0.3 0.5 0.5 0.6

5/1-Year Adjustable Rate Mortgages
  US NE SE NC SW W
Average 2.92 3.01 3.17 3.05 2.98 2.67
Fees & Points 0.5 0.4 0.5 0.2 0.5 0.7
Margin 2.74 2.77 2.75 2.74 2.74 2.71

1-Year Adjustable Rate Mortgages
  US NE SE NC SW W
Average 2.38 2.61 2.44 2.64 2.46 2.03
Fees & Points 0.4 0.4 0.3 0.0 0.3 0.6
Margin 2.73 2.73 2.72 2.77 2.75 2.70

The National Mortgage Rate Snapshot
  One Year Ago One Week Ago
  30-YR 15-YR 5/1-YR 1-YR ARM 30-YR 15-YR 5/1-YR 1-YR ARM
Average 4.28   3.33   3.07   2.63   4.12   3.30   3.05   2.42  
Fees & Points 0.7   0.7   0.4   0.4   0.5   0.5   0.5   0.4  
Margin N/A N/A 2.74   2.77   N/A N/A 2.74   2.73  

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