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Primary Mortgage Market Survey

Primary Mortgage Market Survey Results
December 18, 2014

30-Year Fixed Rate Mortgages
  US NE SE NC SW W
Average 3.80 3.81 3.88 3.80 3.83 3.75
Fees & Points 0.6 0.6 0.5 0.6 0.6 0.7

15-Year Fixed Rate Mortgages
  US NE SE NC SW W
Average 3.09 3.08 3.19 3.08 3.14 3.03
Fees & Points 0.6 0.5 0.5 0.6 0.5 0.6

5/1-Year Adjustable Rate Mortgages
  US NE SE NC SW W
Average 2.95 3.02 3.19 3.09 2.97 2.72
Fees & Points 0.5 0.4 0.5 0.2 0.5 0.7
Margin 2.74 2.75 2.77 2.74 2.74 2.71

1-Year Adjustable Rate Mortgages
  US NE SE NC SW W
Average 2.38 2.50 2.58 2.72 2.42 2.03
Fees & Points 0.4 0.5 0.5 0.0 0.3 0.6
Margin 2.74 2.73 2.80 2.77 2.75 2.70

The National Mortgage Rate Snapshot
  One Year Ago One Week Ago
  30-YR 15-YR 5/1-YR 1-YR ARM 30-YR 15-YR 5/1-YR 1-YR ARM
Average 4.47   3.51   2.96   2.57   3.93   3.20   2.98   2.40  
Fees & Points 0.7   0.6   0.4   0.5   0.5   0.5   0.5   0.4  
Margin N/A N/A 2.75   2.74   N/A N/A 2.74   2.74  

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