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Primary Mortgage Market Survey

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Primary Mortgage Market Survey Results
February 2, 2012

30-Year Fixed Rate Mortgages
	US	NE	SE	NC	SW	W
Average	3.87	3.86	3.90	3.86	3.91	3.83
Fees & Points	0.8	0.7	0.8	0.7	0.8	0.8

15-Year Fixed Rate Mortgages
	US	NE	SE	NC	SW	W
Average	3.14	3.14	3.16	3.11	3.20	3.12
Fees & Points	0.8	0.8	0.9	0.6	0.8	0.8

5/1-Year Adjustable Rate Mortgages
	US	NE	SE	NC	SW	W
Average	2.80	2.88	2.82	2.85	2.77	2.71
Fees & Points	0.7	0.7	0.7	0.5	0.9	0.7
Margin	2.74	2.73	2.75	2.73	2.76	2.74

1-Year Adjustable Rate Mortgages
	US	NE	SE	NC	SW	W
Average	2.76	2.90	2.63	2.88	2.64	2.68
Fees & Points	0.6	0.7	0.6	0.5	0.6	0.5
Margin	2.76	2.79	2.75	2.73	2.77	2.75

The National Mortgage Rate Snapshot
	One Year Ago				One Week Ago
	30-YR	15-YR	5/1-YR	1-YR ARM	30-YR	15-YR	5/1-YR	1-YR ARM
Average	4.81	4.08	3.69	3.26	3.98	3.24	2.85	2.74
Fees & Points	0.8	0.8	0.7	0.6	0.7	0.8	0.7	0.6
Margin	N/A	N/A	2.74	2.76	N/A	N/A	2.74	2.76