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Primary Mortgage Market Survey

Primary Mortgage Market Survey Results
September 3, 2015

30-Year Fixed Rate Mortgages
  US NE SE NC SW W
Average 3.89 3.88 3.93 3.88 3.93 3.86
Fees & Points 0.6 0.7 0.6 0.6 0.5 0.7

15-Year Fixed Rate Mortgages
  US NE SE NC SW W
Average 3.09 3.10 3.16 3.08 3.13 3.05
Fees & Points 0.6 0.6 0.6 0.6 0.6 0.7

5/1-Year Adjustable Rate Mortgages
  US NE SE NC SW W
Average 2.93 2.94 3.06 3.07 2.89 2.81
Fees & Points 0.4 0.3 0.4 0.2 0.4 0.7
Margin 2.74 2.74 2.77 2.75 2.74 2.71

1-Year Adjustable Rate Mortgages
  US NE SE NC SW W
Average 2.62 2.71 2.70 2.69 2.36 2.59
Fees & Points 0.3 0.3 0.4 0.0 0.3 0.4
Margin 2.74 2.71 2.80 2.77 2.75 2.71

The National Mortgage Rate Snapshot
  One Year Ago One Week Ago
  30-YR 15-YR 5/1-YR 1-YR ARM 30-YR 15-YR 5/1-YR 1-YR ARM
Average 4.10   3.24   2.97   2.40   3.84   3.06   2.90   2.62  
Fees & Points 0.5   0.5   0.5   0.4   0.6   0.6   0.4   0.3  
Margin N/A N/A 2.74   2.73   N/A N/A 2.74   2.74  

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