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Primary Mortgage Market Survey

Primary Mortgage Market Survey Results
October 23, 2014

30-Year Fixed Rate Mortgages
  US NE SE NC SW W
Average 3.92 3.93 3.95 3.91 3.93 3.89
Fees & Points 0.5 0.5 0.5 0.6 0.5 0.6

15-Year Fixed Rate Mortgages
  US NE SE NC SW W
Average 3.08 3.07 3.15 3.06 3.11 3.07
Fees & Points 0.5 0.4 0.5 0.6 0.5 0.6

5/1-Year Adjustable Rate Mortgages
  US NE SE NC SW W
Average 2.91 3.01 3.17 3.05 2.96 2.63
Fees & Points 0.5 0.4 0.5 0.3 0.5 0.7
Margin 2.75 2.78 2.77 2.74 2.74 2.72

1-Year Adjustable Rate Mortgages
  US NE SE NC SW W
Average 2.41 2.63 2.55 2.68 2.46 2.03
Fees & Points 0.4 0.4 0.5 0.0 0.3 0.6
Margin 2.73 2.72 2.78 2.77 2.75 2.70

The National Mortgage Rate Snapshot
  One Year Ago One Week Ago
  30-YR 15-YR 5/1-YR 1-YR ARM 30-YR 15-YR 5/1-YR 1-YR ARM
Average 4.13   3.24   3.00   2.60   3.97   3.18   2.92   2.38  
Fees & Points 0.8   0.6   0.4   0.5   0.5   0.5   0.5   0.4  
Margin N/A N/A 2.74   2.77   N/A N/A 2.74   2.73  

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