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Primary Mortgage Market Survey

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Primary Mortgage Market Survey Results
May 24, 2012

30-Year Fixed Rate Mortgages
	US	NE	SE	NC	SW	W
Average	3.78	3.78	3.79	3.83	3.81	3.74
Fees & Points	0.8	0.7	0.7	0.6	0.7	0.9

15-Year Fixed Rate Mortgages
	US	NE	SE	NC	SW	W
Average	3.04	3.04	3.05	3.06	3.09	2.99
Fees & Points	0.7	0.6	0.7	0.6	0.6	0.8

5/1-Year Adjustable Rate Mortgages
	US	NE	SE	NC	SW	W
Average	2.83	2.82	2.84	2.99	2.77	2.76
Fees & Points	0.6	0.7	0.6	0.5	0.7	0.6
Margin	2.74	2.74	2.75	2.73	2.76	2.74

1-Year Adjustable Rate Mortgages
	US	NE	SE	NC	SW	W
Average	2.75	2.88	2.67	2.75	2.73	2.70
Fees & Points	0.4	0.5	0.5	0.4	0.5	0.4
Margin	2.76	2.78	2.75	2.73	2.77	2.75

The National Mortgage Rate Snapshot
	One Year Ago				One Week Ago
	30-YR	15-YR	5/1-YR	1-YR ARM	30-YR	15-YR	5/1-YR	1-YR ARM
Average	4.60	3.78	3.41	3.11	3.79	3.04	2.83	2.78
Fees & Points	0.7	0.7	0.5	0.5	0.7	0.7	0.6	0.5
Margin	N/A	N/A	2.74	2.76	N/A	N/A	2.74	2.76