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Primary Mortgage Market Survey

Primary Mortgage Market Survey Results
October 30, 2014

30-Year Fixed Rate Mortgages
  US NE SE NC SW W
Average 3.98 3.98 4.02 3.97 3.99 3.95
Fees & Points 0.5 0.5 0.5 0.5 0.5 0.6

15-Year Fixed Rate Mortgages
  US NE SE NC SW W
Average 3.13 3.10 3.24 3.11 3.16 3.11
Fees & Points 0.5 0.5 0.4 0.5 0.5 0.6

5/1-Year Adjustable Rate Mortgages
  US NE SE NC SW W
Average 2.94 2.98 3.19 3.13 2.98 2.70
Fees & Points 0.5 0.3 0.5 0.2 0.5 0.6
Margin 2.74 2.75 2.77 2.76 2.74 2.71

1-Year Adjustable Rate Mortgages
  US NE SE NC SW W
Average 2.43 2.61 2.69 2.68 2.51 2.03
Fees & Points 0.4 0.4 0.5 0.0 0.3 0.6
Margin 2.73 2.73 2.77 2.77 2.75 2.70

The National Mortgage Rate Snapshot
  One Year Ago One Week Ago
  30-YR 15-YR 5/1-YR 1-YR ARM 30-YR 15-YR 5/1-YR 1-YR ARM
Average 4.10   3.20   2.96   2.64   3.92   3.08   2.91   2.41  
Fees & Points 0.7   0.7   0.4   0.4   0.5   0.5   0.5   0.4  
Margin N/A N/A 2.76   2.76   N/A N/A 2.75   2.73  

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