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Primary Mortgage Market Survey

Primary Mortgage Market Survey Results
May 24, 2012

30-Year Fixed Rate Mortgages
  US NE SE NC SW W
Average 3.78 3.78 3.79 3.83 3.81 3.74
Fees & Points 0.8 0.7 0.7 0.6 0.7 0.9

15-Year Fixed Rate Mortgages
  US NE SE NC SW W
Average 3.04 3.04 3.05 3.06 3.09 2.99
Fees & Points 0.7 0.6 0.7 0.6 0.6 0.8

5/1-Year Adjustable Rate Mortgages
  US NE SE NC SW W
Average 2.83 2.82 2.84 2.99 2.77 2.76
Fees & Points 0.6 0.7 0.6 0.5 0.7 0.6
Margin 2.74 2.74 2.75 2.73 2.76 2.74

1-Year Adjustable Rate Mortgages
  US NE SE NC SW W
Average 2.75 2.88 2.67 2.75 2.73 2.70
Fees & Points 0.4 0.5 0.5 0.4 0.5 0.4
Margin 2.76 2.78 2.75 2.73 2.77 2.75

The National Mortgage Rate Snapshot
  One Year Ago One Week Ago
  30-YR 15-YR 5/1-YR 1-YR ARM 30-YR 15-YR 5/1-YR 1-YR ARM
Average 4.60   3.78   3.41   3.11   3.79   3.04   2.83   2.78  
Fees & Points 0.7   0.7   0.5   0.5   0.7   0.7   0.6   0.5  
Margin N/A N/A 2.74   2.76   N/A N/A 2.74   2.76  

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