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Primary Mortgage Market Survey

Primary Mortgage Market Survey Results
July 2, 2015

30-Year Fixed Rate Mortgages
  US NE SE NC SW W
Average 4.08 4.08 4.11 4.08 4.13 4.05
Fees & Points 0.6 0.6 0.5 0.6 0.5 0.7

15-Year Fixed Rate Mortgages
  US NE SE NC SW W
Average 3.24 3.25 3.30 3.24 3.31 3.17
Fees & Points 0.6 0.6 0.5 0.6 0.5 0.8

5/1-Year Adjustable Rate Mortgages
  US NE SE NC SW W
Average 2.99 2.96 3.15 3.13 2.92 2.91
Fees & Points 0.4 0.3 0.4 0.2 0.5 0.6
Margin 2.73 2.74 2.77 2.74 2.74 2.71

1-Year Adjustable Rate Mortgages
  US NE SE NC SW W
Average 2.52 2.56 2.67 2.72 2.36 2.41
Fees & Points 0.3 0.5 0.4 0.0 0.4 0.2
Margin 2.74 2.75 2.79 2.77 2.75 2.70

The National Mortgage Rate Snapshot
  One Year Ago One Week Ago
  30-YR 15-YR 5/1-YR 1-YR ARM 30-YR 15-YR 5/1-YR 1-YR ARM
Average 4.12   3.22   2.98   2.38   4.02   3.21   2.98   2.50  
Fees & Points 0.5   0.5   0.4   0.4   0.7   0.6   0.4   0.3  
Margin N/A N/A 2.73   2.72   N/A N/A 2.74   2.74  

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