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Primary Mortgage Market Survey

Primary Mortgage Market Survey Results
July 30, 2015

30-Year Fixed Rate Mortgages
  US NE SE NC SW W
Average 3.98 4.01 4.02 3.97 4.03 3.91
Fees & Points 0.6 0.6 0.5 0.7 0.5 0.7

15-Year Fixed Rate Mortgages
  US NE SE NC SW W
Average 3.17 3.19 3.25 3.16 3.25 3.11
Fees & Points 0.6 0.6 0.5 0.6 0.5 0.7

5/1-Year Adjustable Rate Mortgages
  US NE SE NC SW W
Average 2.95 2.96 3.09 3.09 2.90 2.83
Fees & Points 0.4 0.4 0.4 0.2 0.4 0.6
Margin 2.74 2.74 2.78 2.75 2.74 2.71

1-Year Adjustable Rate Mortgages
  US NE SE NC SW W
Average 2.52 2.66 2.70 2.69 2.16 2.41
Fees & Points 0.3 0.4 0.4 0.0 0.3 0.2
Margin 2.74 2.72 2.80 2.77 2.75 2.70

The National Mortgage Rate Snapshot
  One Year Ago One Week Ago
  30-YR 15-YR 5/1-YR 1-YR ARM 30-YR 15-YR 5/1-YR 1-YR ARM
Average 4.12   3.23   3.01   2.38   4.04   3.21   2.97   2.54  
Fees & Points 0.6   0.7   0.5   0.4   0.6   0.6   0.5   0.3  
Margin N/A N/A 2.74   2.73   N/A N/A 2.74   2.74  

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