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Primary Mortgage Market Survey

Primary Mortgage Market Survey Results
January 6, 2011

30-Year Fixed Rate Mortgages
  US NE SE NC SW W
Average 4.77 4.77 4.76 4.81 4.79 4.74
Fees & Points 0.8 0.7 0.9 0.6 0.7 0.9

15-Year Fixed Rate Mortgages
  US NE SE NC SW W
Average 4.13 4.16 4.08 4.14 4.17 4.09
Fees & Points 0.8 0.6 1.0 0.6 0.7 0.9

5/1-Year Adjustable Rate Mortgages
  US NE SE NC SW W
Average 3.75 3.83 3.60 3.99 3.73 3.61
Fees & Points 0.7 0.6 0.8 0.4 0.7 0.9
Margin 2.75 2.76 2.75 2.72 2.79 2.73

1-Year Adjustable Rate Mortgages
  US NE SE NC SW W
Average 3.24 3.31 3.00 3.65 3.46 2.96
Fees & Points 0.6 0.6 0.7 0.4 0.7 0.6
Margin 2.76 2.79 2.75 2.73 2.80 2.75

The National Mortgage Rate Snapshot
  One Year Ago One Week Ago
  30-YR 15-YR 5/1-YR 1-YR ARM 30-YR 15-YR 5/1-YR 1-YR ARM
Average 5.09   4.50   4.44   4.31   4.86   4.20   3.77   3.26  
Fees & Points 0.7   0.7   0.6   0.6   0.8   0.8   0.7   0.6  
Margin N/A N/A 2.74   2.75   N/A N/A 2.75   2.76  

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