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Explore Down Payment Assistance Options

Exploring Down Payment Assistance Options

Stay up-to-date on down payment and closing cost assistance programs available for homebuyers. Use these resources to reach:

  • Mortgage-ready homebuyers looking for down payment assistance
  • Business sources assisting clients with down payment and closing cost concerns

Information and Training

Learn more about the variety of state and local sources available for mortgage-ready, well-qualified buyers so you can put these programs into action for your business and your buyers.

  • Down Payment® Resource. To locate down payment assistance programs for your borrowers, consult Down Payment Resource.
  • Bridging the Down Payment Gap. Read this fact sheet for information on the common sources of down payment and closing cost assistance.

    Bridging the Down Payment Gap
  • Assets and Acceptable Sources of Funds. Review this interactive, 90-minute webinar on Freddie Mac requirements, guidelines, and policy changes for asset calculation and documentation to help ensure that borrowers have acceptable and sufficient funds.
  • Affordable Seconds®. Use our checklist to help you determine if an Affordable Second is eligible as secondary financing behind your borrower’s first lien mortgage.

Grow Your Business Sources

Real estate professionals, housing counselors, brokers, and correspondents always come across clients with down payment and closing cost concerns. Offer them valuable information they can use to help their clients access down payment or closing cost assistance resources.

Reach Borrowers

Expand your reach and educate mortgage-ready borrowers about sources of down payment and closing cost assistance.

Visit our Affordable Lending web page.

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