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Reach First-Time Homebuyers

Reaching First-Time Homebuyers

Help first-time homebuyers navigate the complex home-buying process. Use these valuable resources to:

  • Learn more about our mortgage products and training opportunities
  • Help first-time homebuyers get started
  • Assist business sources in preparing mortgage-ready homebuyers

Product Information and Training

Create momentum for your business in the purchase market arena by offering first-time homebuyers mortgage options that meet their needs. We have competitive and prudent mortgage solutions for mortgage-ready borrowers, even those with limited funds for down payment.

Products

  • Fixed-rate mortgages. Leverage the power of a fixed interest rate for the life of the loan with a traditional 15-, 20-, or 30- year fixed-rate mortgage. These products offer payment stability and are an excellent option for first-time homebuyers. 

  • Super conforming mortgages. Increase your market penetration with affordable financing options for homebuyers who are looking to buy their first homes in high-cost areas.

Training

  • Loan Prospector® Functionality. Use these resources to better understand how Loan Prospector works, and how it can help you process more loans.

  • Super conforming mortgage training resources. Take advantage of our educational resources to become familiar with our purchase and delivery requirements for super conforming mortgages.

  • Condominium Projects Eligibility Requirements. This 90-minute interactive webinar will provide originators, processors, and underwriters with a high-level overview of Freddie Mac's requirements for Condominium Unit Mortgages.

  • Acceptable Source of Funds. In this interactive 90-minute webinar we will review our requirements, guidelines, and policy changes for asset calculation and documentation to help ensure that borrowers have acceptable and sufficient funds.

  • Underwriting Income and Employment. In this interactive two-hour webinar we will review our requirements, guidelines, and policy changes for employment and income calculations and documentation to help ensure that borrowers have the ability to repay obligations.

Grow Your Business Sources

Strengthen your relationships with real estate professionals, brokers, correspondents,and housing counselors by offering borrower outreach materials that help these business sources better prepare borrowers for homeownership.

Additional Resources

Learn more about available programs that can help qualified homebuyers – including first-time homebuyers – bridge down payment and closing cost gaps in the Explore Down Payment Assistance Options section.

Reach Borrowers

Take advantage of these resources to expand your reach and assist first-time homebuyers with the homebuying process.

Understanding Automated Underwriting Brochure

Mortgage Guide:
Step-by-Step Mortgage Guide
Back Page:
Mortgage Guide Back Page

  • Customizable marketing materials. Enhance your first-time homebuyer borrower outreach efforts with these pre-designed marketing materials that you can customize with your logo and contact
    information.


  • First-Time Homebuyers: It’s a Great Time to Buy. Share this article with first-time homebuyers who are looking for market information and practical homebuying tips. Use this article on your web site, in a newsletter, or as a handout. Simply cut and paste.

  • Online Homeownership Guide. Direct your borrowers to the Freddie Mac Online Guide to the Homebuying Process for valuable information on homeownership by adding the link, www.FreddieMac.com/homeownership, to your website. It is important that you review our Linking Policy.

  • Homeownership Education Materials. Use these high-quality educational materials about the various stages of the homebuying process to increase the number of mortgage-ready borrowers. Customize these materials with your logo and contact information, and get the most marketing impact from these pieces while helping pave the way toward successful homeownership for first-time homebuyers.

Get the facts on homeownership


Get the Facts on Homeownership


Building Better Credit


Building Better Credit


Buying a Home


Buying a Home


Understanding the Mortgage Documents


Understanding the Mortgage Documents


Choosing the Right Mortgage Product


Choosing the Right Mortgage Product


Avoiding Financial Traps


Avoiding Financial Traps


Additional Resources

Learn more about available programs that can help qualified homebuyers – including first-time homebuyers – bridge down payment and closing cost gaps in the Explore Down Payment Assistance Options section.

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