Quarterly Refinance Statistics
Freddie Mac compiles statistics quarterly on loans in our retained portfolio that have been refinanced.
The quarterly refinance statistics analysis uses a sample of properties where Freddie Mac has funded two successive conventional, first-mortgage loans, and the latest loan is for refinance rather than for purchase. The analysis does not track the use of funds made available from these refinances. The analysis also does not track loans paid off in entirety, with no new loan placed. Some loan products, such as 1-year adjustable-rate mortgages (ARMs) and balloons, are based on a small number of transactions.
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