Housing and Economic Research

Original research and analysis on housing trends, the economy and the mortgage market

  • Mortgage Market Expected to Hold Steady

    Mortgage interest rates have been steadily declining since the start of 2019. These lower mortgage interest rates combined with a strong labor market should attract prospective homebuyers this spring and could help the housing sector regain its momentum later in the year. More

  • Quarterly Refinance Report

    Research Note: U.S. households own real estate worth over $25 trillion and have mortgage debt of just $10 trillion for over $15 trillion in net homeowner equity. More

  • Mortgage Market Expected to See Modest Growth in 2019

    After peaking last fall, mortgage interest rates have fallen at the start of 2019. As of the week of February 14, 2019, the 30-year fixed-rate mortgage rate was down from a year ago. The decline in mortgage interest rates could provide some welcome relief to a housing market that is looking to regain momentum. More

  • While Seniors Age in Place, Millennials Wait Longer and May Pay More for their First Homes

    Eighty-somethings Al and Rose have no desire to leave their home of decades. Meanwhile, thirty-somethings Alex and Rita can't wait to buy their first home. But they have to wait longer-and pay more-than they'd like, as long-time homeowners stay in their homes and keep them off the market. More

    While Seniors Age in Place, Millennials Wait Longer and May Pay More for their First Homes
  • Mortgage Market Stays the Course

    After softening for much of 2018, the housing market remains stable after a boost from lower mortgage rates and slowing home price growth. More

    Mortgage Market Stays the Course
  • Multifamily 2019 Outlook

    In our research, we find that performance in the multifamily market remained healthy during 2018, despite high levels of new supply entering the market. We expect this trend to continue into 2019, but with more modest growth in comparison to recent year. More

    Multifamily 2019 Outlook

Opinions, estimates, forecasts and other views contained in this document are those of Freddie Mac's Economic & Housing Research group, do not necessarily represent the views of Freddie Mac or its management, should not be construed as indicating Freddie Mac's business prospects or expected results, and are subject to change without notice. Although the Economic & Housing Research group attempts to provide reliable, useful information, it does not guarantee that the information is accurate, current or suitable for any particular purpose. The information is therefore provided on an “as is” basis, with no warranties of any kind whatsoever. Information from this document may be used with proper attribution. Alteration of this document is strictly prohibited. ©2019 by Freddie Mac.