Insights & Notes
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Research Note | Jun 14, 2019
Freddie Mac's Mortgage Rate Survey Explained
Freddie Mac's Primary Mortgage Market Survey (PMMS) is the longest running weekly survey of mortgage interest rates in the United States. Since Freddie Mac launched its survey in 1971, others have begun collecting and reporting mortgage rate information. More
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Insight | May 7, 2019
Fulfilling the Dream of Homeownership: How Do Families and Others Play a Role?
For many prospective homebuyers, saving for a down payment is the largest barrier to achieving the goal of homeownership. Part of the challenge for those planning to purchase a home is their perception of how much they will need to save for the down payment. More
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Research Note | Mar 13, 2019
Quarterly Refinance Report
U.S. households own real estate worth over $25 trillion and have mortgage debt of just $10 trillion for over $15 trillion in net homeowner equity. More
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Insight | Feb 6, 2019
While Seniors Age in Place, Millennials Wait Longer and May Pay More for their First Homes
Eighty-somethings Al and Rose have no desire to leave their home of decades. Meanwhile, thirty-somethings Alex and Rita can't wait to buy their first home. But they have to wait longer-and pay more-than they'd like, as long-time homeowners stay in their homes and keep them off the market. More
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Insight | Dec 5, 2018
The Major Challenge of Inadequate U.S. Housing Supply
In the last 10 years, since the Great Recession, the economy has expanded greatly, but the housing market still has not recovered. Since 2011, residential housing construction has increased, but only gradually. More
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Insight | Jun 28, 2018
Locked Out? Are Rising Housing Costs Barring Young Adults from Buying their First Homes?
Freddie Mac research reveals that higher rents and home prices are the primary reason behind the eight percent decrease in the homeownership rate among young adults (under age 35) since the rate's peak in 2004. What does the future hold for tomorrow's young adults? More
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