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Single-Family Seller/Servicer Guide Bulletins and Industry Letters Archive

Listed below are archived PDF documents for electronic versions of our Single-Family Seller/Servicer Guide (Guide) Bulletins and Industry Letters from 2004 to 2011.

2011

• 12/30/2011 – Bulletin 2011-26 (Guarantee Fees Increase)

• 12/16/2011 – Bulletin 2011-25 (Selling)

• 12/13/2011 – Bulletin 2011-24 (State Housing Finance Agencies' Modification Assistance Programs)

• 12/12/2011 – December 12 Industry Letter (City of Chicago, Illinois's Vacant Property Ordinance)

• 11/18/2011 – Bulletin 2011-23 (Servicing)

• 11/15/2011 – Bulletin 2011-22 (Relief Refinance Mortgages)

• 11/04/2011 – Bulletin 2011-21 (Selling)

• 11/01/2011 – Bulletin 2011-20 (Servicing)

• 10/26/2011 – Bulletin 2011-19 (Servicing)

• 10/14/2011 – Bulletin 2011-18 (Selling)

• 09/30/2011 – Bulletin 2011-17 (Post-Referral to Foreclosure Solicitation Letter Update)

• 09/12/2011 – Bulletin 2011-16 (Servicing)

• 08/16/2011 – Bulletin 2011-15 (Selling and Servicing)

• 08/12/2011 – August 12 Industry Letter (MI Requirements and Remedies for Compliance Violations)

• 08/04/2011 – Bulletin 2011-14 (ULDD Requirements and Retirement of MIDANET® for Delivery)

• 07/25/2011 – Bulletin 2011-13 (Servicing)

• 07/14/2011 – Bulletin 2011-12 (Servicer Requirements for Emergency Homeowners' Loan Program)

• 06/30/2011 – Bulletin 2011-11 (Servicing)

• 05/25/2011 – Bulletin 2011-10 (Selling and Servicing)

• 05/17/2011 – Bulletin 2011-9 (Servicing)

• 04/29/2011 – Bulletin 2011-8 (Uniform Loan Delivery Dataset Exhibit and Resource Update)

• 04/14/2011 – Bulletin 2011-7 (Selling)

• 04/01/2011 – April 1 Industry Letter (Arrangements with Mortgage Insurers)

• 03/29/2011 – Bulletin 2011-6 (Uniform Loan Delivery Dataset Updates)

• 03/23/2011 – Bulletin 2011-5 (Servicing)

• 03/01/2011 – Bulletin 2011-4 (Selling and Servicing)

• 02/16/2011 – Bulletin 2011-3 (Freddie Mac Service Loans Application Terms and Conditions for Use)

• 01/18/2011 – Bulletin 2011-2 (Selling)

• 01/14/2011 – Bulletin 2011-1 (Servicing)

2010

• 12/17/2010 – Bulletin 2010-32 (Extension of Service Member Foreclosure Protection)

• 12/16/2010 – Bulletin 2010-31 (UAD and UCDP Requirements)

• 11/22/2010 – Bulletin 2010-30 (Postsettlement Delivery Fees)

• 11/22/2010 – Bulletin 2010-29 (Selling)

• 11/19/2010 – Bulletin 2010-28 (2011 Loan Limits)

• 11/15/2010 – Bulletin 2010-27 (Servicing)

• 11/02/2010 – Bulletin 2010-26 (Foreclosure and Bankruptcy Referrals in Florida)

• 10/29/2010 – Bulletin 2010-25 (Servicer Requirements for Hardest Hit Fund)

• 10/19/2010 – Bulletin 2010-24 (State Farm Florida Insurance Company)

• 10/15/2010 – Bulletin 2010-23 (Selling and Servicing)

• 10/01/2010 – October 1 Industry Letter (Foreclosure Proceedings)

• 09/15/2010 – Bulletin 2010-22 (Selling and Servicing)

• 09/13/2010 – Bulletin 2010-21 (Extension of Settlement Deadline for Freddie Mac’s HAMP Backup Modification Solution to December 1, 2010)

• 08/31/2010 – Bulletin 2010-20 (Mortgages Secured by Properties with an Outstanding Property Assessed Clean Energy (PACE) Obligation)

• 08/16/2010 – Bulletin 2010-19 (Selling)

• 08/03/2010 – Bulletin 2010-18 (Special Characteristics Codes and Other Codes Mapped to MISMO Data Points)

• 07/28/2010 – Bulletin 2010-17 (Guide Chapter C65 Update and New Requirements for HAMP)

• 07/16/2010 – Bulletin 2010-16 (Selling and Servicing)

• 06/28/2010 – Bulletin 2010-15 (Freddie Mac Implementation Guide for Loan Delivery Data)

• 06/25/2010 – June 25 Industry Letter (Problem Drywall)

• 06/18/2010 – Bulletin 2010-14 (HAMP Backup Modification Amendment)

• 06/15/2010 – Bulletin 2010-13 (Selling)

• 06/01/2010 – Bulletin 2010-12 (Home Affordable Foreclosure Alternatives)

• 05/17/2010 – Bulletin 2010-11 (Freddie Mac HAMP Backup Modification) (This is a reissuance of Bulletin 2010-11, with a revision to the section titled "Workout Prospector" made on May 24, 2010.)

• 05/05/2010 – May 5 Industry Letter (First Lien Mortgages and Energy Efficient Loans)

• 04/22/2010 – Bulletin 2010-10 (Servicing)

• 04/08/2010 – Bulletin 2010-9 (Selling and Servicing)

• 03/31/2010 – Bulletin 2010-8 (Florida Condominium Projects)

• 03/11/2010 – Bulletin 2010-7 (Credit and Property Eligibility)

• 03/02/2010 – Bulletin 2010-6 (Relief Refinance Mortgage Extension)

• 02/26/2010 – Bulletin 2010-5 (Selling and Servicing)

• 02/11/2010 – Bulletin 2010-4 (Multiple Subjects)

• 02/04/2010 – Bulletin 2010-3 (Home Affordable Modification Program)

• 01/28/2010 – Bulletin 2010-2 (FHA Condominium Project Approvals)

• 01/26/2010 – Bulletin 2010-1 (Home Affordable Modification Program)

2009

• 12/14/2009 – Bulletin 2009-28 (Home Affordable Modification Program)

• 12/04/2009 – Bulletin 2009-27 (Loan Limits, Origination Data and Credit)

• 11/02/2009 – Bulletin 2009-26 (Home Affordable Modification Program)

• 10/28/2009 – Bulletin 2009-25 (Multiple Subjects)

• 10/09/2009 – Bulletin 2009-24 (Credit and Property Eligibility)

  • Attachment A (Best Practices for Loans Involving Possible Property Flips)

• 09/18/2009 – Bulletin 2009-23 (Home Affordable Modification Program)

• 08/21/2009 – August 21 Industry Letter (Off-cycle update to Exclusionary List)

• 08/20/2009 – Bulletin 2009-22 (Multiple Subjects)

• 08/04/2009 – Bulletin 2009-21 (Relief Refinance Mortgages)

• 07/24/2009 – Bulletin 2009-20 (Relief Refinance Mortgages)

• 07/13/2009 – Bulletin 2009-19 (Home Affordable Modification Program)

• 07/10/2009 – Bulletin 2009-18 (Underwriting and Appraisals)

• 07/08/2009 – Bulletin 2009-17 (Higher-Priced Mortgage Loans and Rate Spread)

• 06/30/2009 – Bulletin 2009-16 (Outsourcing Document Custodial Operations)

• 06/26/2009 – Bulletin 2009-15 (Relief Refinance Mortgages)

• 06/17/2009 – Bulletin 2009-14 (Multiple Subjects)

• 05/26/2009 – Bulletin 2009-13 (Home Affordable Modification Program)

• 05/12/2009 – Bulletin 2009-12 (Relief Refinance Mortgages and Super Conforming Mortgages)

• 04/23/2009 – Bulletin 2009-11 (Multiple Subjects)

• 04/21/2009 – Bulletin 2009-10 (Home Affordable Modification Program)

  • Chapter C65, Home Affordable Modification Program

• 04/16/2009 – Bulletin 2009-9 (Super Conforming and Relief Refinance Mortgages)

• 04/07/2009 – Bulletin 2009-8 (Home Affordable Modification Program)

• 03/31/2009 – Bulletin 2009-7 (HVCC, Relief Refinance and Condominiums)

• 03/11/2009 – Bulletin 2009-6 (Home Affordable Modification Program)

  • Exhibit A (Chapter C65, Home Affordable Modification Program)

• 03/04/2009 – Bulletin 2009-5 (Freddie Mac Relief Refinance Mortgages)

• 02/20/2009 – Bulletin 2009-4 (Multiple Subjects)

• 02/12/2009 – February 12 Industry Letter (Anti-predatory Lending)

• 01/30/2009 – Bulletin 2009-3 (Postsettlement Delivery Fees)

• 01/09/2009 – Bulletin 2009-2 (Streamlined Modification Program)

• 01/07/2009 – Bulletin 2009-1 (Home Valuation Code of Conduct) 

  • Exhibit A

2008

• 12/18/2008 - Bulletin 2008-6
  Announces 2009 maximum original loan amounts. Selling and Servicing requirements are also amended.

• 12/12/2008 - December 12 Bulletin
  Freddie Mac announces requirements for the Streamlined Modification Program

• 11/24/2008 - November 24 Bulletin
  Freddie Mac announces:

  • Changes to Postsettlement delivery fees
  • Changes to credit requirements

• 10/20/2008 - Bulletin 2008-5
  Selling and Servicing requirements are amended

• 10/17/2008 - October 17 Bulletin
  Freddie Mac announces:

  • Changes to Postsettlement delivery fees
  • Changes to credit requirements

  Eligibility, pooling and delivery requirements for Mortgages with higher conforming loan limits in certain high-cost areas

• 09/04/2008 - September 4 Industry Letter
  Freddie Mac highlights important reminders regarding quality control requirements

• 08/15/2008 - Bulletin 2008-4
  Selling and Servicing requirements are amended

• 08/12/2008 - August 12 Bulletin
  Freddie Mac announces it will not purchase New York Mortgages that fall within that State's definition of “subprime home loans”

• 08/08/2008 - August 8 Bulletin
  Postsettlement delivery fee rates and credits are amended

• 07/31/2008 - July 31 Bulletin
  Selling and Servicing requirements are amended

  • Exhibit A

• 06/17/2008 - Bulletin 2008-3
  Selling and Servicing requirements are amended

• 05/29/2008 - May 29 Bulletin
  Elimination of declining markets policy

• 05/02/2008 - May 2 Bulletin
  Selling requirements are amended

  • Exhibit A

• 04/22/2008 - April 22 Bulletin
  Selling requirements are amended

  • Exhibit A

• 04/17/2008 - Bulletin 2008-2
  Selling and Servicing requirements are amended

• 03/13/2008 - March 13 Bulletin
  Changes to postsettlement delivery fees

• 02/21/2008 - February 21 Bulletin
  Changes to postsettlement delivery fees and credit requirements

• 02/20/2008 - Bulletin 2008-1
  Selling and Servicing requirements are amended

2007

• 12/21/2007 - December 21 Bulletin
  Changes to eligibility requirements and warranties for Condominium Units and postsettlement delivery fees

• 12/19/2007 - Bulletin 2007-5
  Selling and Servicing requirements are amended

• 12/11/2007 - December 11 Bulletin
  New Market Condition Postsettlement Delivery Fee Applies to All Mortgages With Settlement Dates On or After March 9, 2008

• 12/05/2007 - December 5 Bulletin
  Updated Temporary Selling and Servicing Requirements for Mortgages Affected by Hurricane Katrina and Hurricane Rita

  • Exhibit A
  • Exhibit B

• 11/05/2007 - November 5 Bulletin
  Updating Loan Prospector® and requirements related to assessments

• 10/19/2007 - Bulletin 2007-4
  Selling and Servicing requirements are amended

• 09/10/2007 - September 10 Bulletin
  Updated Servicing requirements for Mortgages affected by Hurricane Katrina and Hurricane Rita

  • Exhibit B

• 09/04/2007 - September 4 Bulletin
  Updating Single-Family Seller/Servicer Guide (Guide) text to reflect changes in underwriting requirements for Initial InterestSM Mortgages and amending selling requirements

  • Exhibit A

• 08/01/2007 - August 1 Bulletin
  Exhibit A
  Revised postsettlement delivery fee rates for Home Possible® Mortgages and revised secondary financing delivery fee rates

• 07/13/2007 - July 13 Bulletin
  Underwriting requirements for nontraditional mortgages consistent with the Interagency Guidance on Nontraditional Mortgage Product Risks 

• 06/22/2007 - Bulletin 2007-3
  Selling and Servicing requirements are amended

• 06/14/2007 - June 14 Bulletin
  Guidance regarding 2007 area median income changes

• 06/04/2007 - June 4 Bulletin
  Updated Temporary Selling and Servicing Requirements for Mortgages Affected by Hurricane Katrina and Hurricane Rita.

• 04/25/2007 - Bulletin 2007-2
  Selling and Servicing requirements are amended

• 03/01/2007 - March 1 Bulletin
  Updated Temporary Selling and Servicing Requirements for Mortgages Affected by Hurricane Katrina and Hurricane Rita.

• 2/23/2007 - Bulletin 2007-1
  Selling and Servicing requirements are amended

2006

• 12/15/2006 - Bulletin 2006-5
  Selling and Servicing requirements are amended

• 11/20/2006 - November 20 Bulletin
  (with 11/30 correction)
  Introduced origination and delivery requirements for Mortgages for Newly Constructed Homes (with correction to Temporary Requirements section to add value calculation requirement for Construction Conversion Mortgage refinance transactions secured by Manufactured Homes made on November 30, 2006.)

  • Exhibit A
  • Exhibit B
  • Exhibit C
  • Exhibit D
  • Exhibit E
  • Exhibit F

• 11/07/2006 - November 7 Bulletin
  Updated Temporary Selling and Servicing Requirements for Mortgages Affected by Hurricane Katrina and Hurricane Rita.

• 10/06/2006 - Bulletin 2006-4
  Selling and Servicing requirements are amended

• 08/21/2006 - Bulletin 2006-3
  Selling and Servicing requirements are amended

• 08/04/2006 - August 4 Bulletin
  Updated Temporary Selling and Servicing Requirements for Mortgages Affected by Hurricane Katrina and Hurricane Rita.

• 07/21/2006 - July 21 Industry Letter
  Reminder to Sellers of Single-Family Seller/Servicer Guide requirement to deliver complete and accurate data, and a reminder to Sellers that Mortgages secured by units in a condominium hotel are not eligible for sale to Freddie Mac.

• 06/26/2006 - June 26 Bulletin
  Enhancements to Home Possible® Mortgages, enhancements to Loan Prospector® and updated temporary selling requirements for Home Possible Mortgages secured by properties impacted by Hurricane Katrina and Hurricane Rita.

• 05/30/2006 - May 30 Bulletin
  Revised property insurance deductibles

• 05/01/2006 - May 1 Bulletin
  Updated Temporary Selling and Servicing Requirements for Mortgages Affected by Hurricane Katrina and Hurricane Rita

• 04/25/2006 - Bulletin 2006-2
  Selling and Servicing requirements are amended

• 02/17/2006 - Bulletin 2006-1
  Selling and Servicing requirements are amended

• 02/10/2006 - February 10 Bulletin
  Updated Temporary Selling and Servicing Requirements for Mortgages Affected by Hurricane Katrina and Hurricane Rita.

2005

• 12/22/2005 - December 22 Bulletin
  Additional Servicing Relief Measures for Mortgages Affected by Hurricane Katrina and Hurricane Rita

• 12/14/2005 - Bulletin 2005-6
  Selling and Servicing requirements are amended

• 11/30/2005 - November 30 Bulletin
  Extension of the Foreclosure Suspension Period and Additional Servicing Requirements for Mortgages Affected by Hurricane Katrina and Hurricane Rita

• 11/08/2005 - November 8 Bulletin
  Revisions to September 30th Bulletin, Selling Requirements for Mortgages Affected by Hurricane Katrina and Hurricane Rita – Change to Flood Insurance Requirements

• 10/14/2005 - Bulletin 2005-5
  Selling and Servicing requirements are amended

• 10/07/2005 - October 7 Bulletin
  Servicing Relief Measures for Mortgages Affected by Hurricane Katrina and Hurricane Rita, and a change to Selling Requirements for Mortgages Affected by Hurricane Rita

• 09/30/2005 - September 30 Bulletin
  Selling Requirements for Mortgages Affected by Hurricane Katrina and Hurricane Rita

• 09/01/2005 - Industry Letter: Unacceptable Refinance Practices
  Unacceptable Refinance Practices

• 08/10/2005 - Bulletin 2005-4
  Selling and Servicing requirements are amended

• 08/02/2005 - Industry Letter: Modifications to Forms 65 and 65A
  Modifications to the Uniform Residential Loan Application (Form 65) and Statement of Assets and Liabilities (Form 65A)

• 07/26/2005 - Industry Letter: Enhancements to Home Possible^SM Mortgages and Loan Prospector® Assessments
  Enhancements to Home Possible Mortgages and Loan Prospector Assessments

• 06/10/2005 - Bulletin 2005-3
  Selling and Servicing requirements are amended

• 04/08/2005 - Bulletin 2005-2
  Selling and Servicing requirements are amended

• 03/31/2005 - Industry Letter: Revised Appraisal Report Forms
  Revised Appraisal Report Forms

• 02/17/2005 - Bulletin 2005-1
  Selling and Servicing requirements are amended

2004

• 12/15/2004 - Industry Letter: Antipredatory lending legislation in Indiana
  Revisions to Freddie Mac's purchase requirements based on the enactment of antipredatory lending legislation in Indiana

• 12/14/2004 - Bulletin 2004-5
  Selling and Servicing requirements are amended

• 10/07/2004 - Bulletin 2004-4
  Selling and Servicing requirements are amended

• 10/01/2004 - Industry Letter: Antipredatory lending legislation in MA
  Revisions to Freddie Mac's purchase requirements based on the enactment of antipredatory lending legislation in MA

• 08/11/2004 - Bulletin 2004-3
  Selling and Servicing requirements are amended

• 05/21/2004 - Bulletin 2004-2
  Selling and Servicing requirements are amended

• 03/26/2004 - Bulletin 2004-1
  Selling and Servicing requirements are amended

• 03/24/2004 - Industry Letter: Enhancements to Freddie Mac's MultiLender Swap program
  Enhancements to Freddie Mac's MultiLender Swap program

 
To obtain a copy of a Bulletin dated prior to 2004, please visit AllRegs®