Advanced Search

Portfolio Service and Sale Solutions

Portfolio Loan Data Submission

Make your mortgage holdings work more effectively and enhance your portfolio in a changing market by taking advantage of Freddie Mac's portfolio service and sale options.

We work with national and regional lenders, community banks, and credit unions to develop customized solutions for mortgage portfolio holdings to reduce risk exposure and enhance profitability. Whether you're interested in selling fixed-rate mortgages, ARMs, balloon/reset mortgages, or 2- to 4-unit mortgages, our team of mortgage portfolio experts will analyze your mortgage holdings and show you a variety of options to:

  • Increase your income with solutions to sell discounted loans to reinvest at higher yields.
  • Manage your risk-based capital requirements and increase liquidity by creating and holding Freddie Mac securities, which typically require less capital than holding whole loans.
  • Fine-tune your balance sheet as you seek to adjust your loan-to deposit or loan-to-share ratios.

A Full-Service Approach

When you sell mortgages to Freddie Mac, you have a number of powerful execution options available – some that allow you to swap your loans for mortgage-backed securities and some that give you cash in exchange for your mortgage. Whatever your needs – immediate returns or long-term planning, we'll help you with:

  • Portfolio analysis service. We'll analyze the loans you're holding to help improve your return on assets.
  • Due diligence. We'll help you determine the appropriate level of review that will be necessary to complete an efficient transaction.
  • Bid presentation. We'll provide you with a document that will include terms, conditions, and pooling execution.

Free Portfolio Analysis

Whether you're looking for a market assessment or just want to know what your best options are for managing your mortgage portfolio, we can provide you with a free portfolio analysis. Simply contact your Freddie Mac representative to request our streamlined Microsoft® Excel spreadsheet to get started. Use this spreadsheet to import your loan data through Freddie Mac's secure online Portfolio Loan Data Submission tool. It's that easy. If you don't already have a username and password to access this tool, you can email PAG@FreddieMac.com to request one. Learn more [PDF 73K] about using our secure Portfolio Loan Data Submission tool.

More Information


© 2008 Freddie Mac