Uniform Collateral Data Portal
Updated April 16, 2013
April 2013 Uniform Collateral Data Portal Release Notification and Uniform Appraisal Dataset Update
The new UCDP Release Notification and UAD Update resource document provides you with updates, clarifications, and reminders regarding the UAD and UCDP.
Check out the April 2013 UCDP Release Notification and UAD Update resource document.
The Uniform Collateral Data Portal® (UCDP®) is a single portal for the electronic submission of appraisal data files to Freddie Mac and Fannie Mae and facilitates the electronic collection of appraisal report data. Appraisal report forms for all conventional mortgages delivered to Freddie Mac on or after March 19, 2012, must be submitted to the UCDP if:
- The loan application is dated on or after December 1, 2011, and
- An appraisal report is required.
Review the list of conventional appraisal report forms required for submission to the UCDP.
The appraisal report must be submitted to the UCDP before the delivery date of the mortgage to Freddie Mac and must include all exhibits, addenda, and photographs. Refer to Single-Family Seller/Servicer Guide Bulletins for complete details.
The UCDP is available for submitting appraisal data files. To facilitate a smooth transition to the electronic submission of appraisal data files, lenders are encouraged to register and set up their new business processes to support appraisal data delivery well before the required date.
Business and Planning Resources
The following resources are available to help lenders and designated agents incorporate the UCDP requirements into their business processes:
- UCDP Overview provides important details on the UCDP, including how it works, who should use it, how you can access it, and data delivery requirements including the required appraisal report forms.
- UCDP Questions and Answers
- UCDP Support Center at 800-917-9291
Technology Vendor Resources
Registration Resources
- Freddie Mac's Getting Registered for the Uniform Collateral Data Portal job aid
- UCDP Registration Checklist: Provides additional details on completing the registration process.
Training Resources
- UCDP Reference Series for the Lender Admin – The series includes the following documents:
- Series 1 – Lender Admin Registration – Focuses on getting started with the UCDP, including an overview, a user structure and roles discussion, and step-by-step instructions for completing the lender administrator's registration.
- Series 2 – Managing Business Units – Provides step-by-step instructions for setting up and managing a business unit(s) within the UCDP.
- Series 3 – Managing Users – Provides step-by-step instructions for adding users and managing their access rights to the UCDP, including changing passwords, changing a user's role, and revoking a user's access
- Series 4 – Managing Lender Agents – Provides step-by-step instructions for inviting and managing the access rights of lender agents in the UCDP. Lender agents are third-party entities authorized to perform tasks on the lender's behalf.
- UCDP Tutorials: The Using the Uniform Collateral Data Portal and Submitting Appraisal Data Files to the Uniform Collateral Data Portal tutorials provide users with a self-paced training opportunity on how to submit appraisals in UCDP and more.
- UCDP General User Guide: This user guide provides instructions for general users on the basic functionality of the UCDP, including accessing the portal, submitting appraisals, searching for appraisals, and generating reports.
- UCDP Lender Agent Admin User Guide: This user guide provides detailed information for the lender agent’s designated UCDP administrator.
Additional Resources
UCDP Access Methods and Supported Formats
UCDP Access
Lenders and their designated agents may access the UCDP through:
- An easy-to-use web-based interface that allows lenders to browse and upload XML or PDF files to the portal. Lenders should evaluate their processes and requirements and should request appraisers send them the appraisal file in XML format.
- Vendor-provided solutions that plan to offer an integrated system interface to the UCDP. Review a list of technology vendors that plan to provide a vendor solution with an integrated system interface to the UCDP. This list will be updated frequently over the next several months as vendors are added.
UCDP Formats
Either an XML data stream (output from appraisal forms software) with an embedded first-generation Portable Document Format (PDF) file or first-generation PDF file without the corresponding XML data must be submitted to the UCDP. The following list includes the XML formats that will be supported in the UCDP for the four UAD forms:
- MISMO 2.6 Errata 1 GSE Extended format (preferred format)
- ACI format
- AI Ready format
The following list includes the XML formats that will be supported in the UCDP for the non-UAD forms:
- MISMO 2.6 Errata 1 format
- MISMO 2.6 format
- ACI format
- AI Ready format
Refer to the UCDP overview for more details on the support forms and formats.
Additional Resources
General UCDP Registration Overview
The steps below outline the process for completing the registration process for portal access and your organizations set up within the UCDP with one or both GSEs.
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Designate an individual from your organization to serve as your primary lender administrator (lender admin). The primary lender admin and any additional lender admins are the only individuals who will be registering directly with the GSEs.
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Complete each GSE’s unique registration process for your lender admin(s) using the appropriate forms on each GSE’s Website.
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Determine if you plan to work with a lender agent such as an Appraisal Management Company (AMC) or outsource provider. If so, the lender agent must also complete the UCDP lender agent registration process to request a UCDP account and to appear on the lender agent list in the UCDP.
Details on each of these steps are outlined in the Freddie Mac UCDP Registration Process below. To aid in this process, you’ll also find new resources including registration checklists, job aids and a four-part Lender Admin Reference Series designed to guide lender administrators through the registration organization, and user set up steps.
Freddie Mac UCDP Registration Process
To begin the Freddie Mac UCDP registration process, please select one of the following registration categories:
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Primary Lender Administrator – The lender administrator is responsible for setting up your organization’s profile in the UCDP and granting UCDP access to additional users from your organization. Only the designated primary lender administrator for each organization should register through this process. General users are not required to complete registration forms for either GSE.
Once your organization’s profile is set up, additional (or backup) lender administrators may be added or removed. To add or remove a lender administrator, complete the applicable form and then add or remove the lender administrator in the UCDP:
- Add Lender Administrator – Requests authorization to add an additional UCDP lender administrator for your organization.
- Remove Lender Administrator – Removes access to the UCDP for a lender administrator of your organization. Please ensure another lender administrator exists for your organization before completing this process.
- Replace Lender Administrator – If the only lender administrator for your organization is no longer active, submit a request to replace your lender administrator.
- Lender Agent – Lender agents are third party entities (such as AMC or Outsource Providers) that can upload appraisals on the lender’s behalf to the UCDP. Lender agents must complete the UCDP lender agent registration on-line form to request a UCDP account and to appear on the lender agent list in UCDP. You are only required to complete the form once and may submit the form to either Fannie Mae or Freddie Mac.
Additional Resources
- Freddie Mac's Getting Registered for the Uniform Collateral Data Portal job aid
- UCDP Registration Checklist: Provides additional details on completing the registration process.
- UCDP Reference Series for the Lender Admin
- UCDP Lender Agent Admin User Guide
Announcements
Single-Family News Center Articles
- April 16, 2013 – April 2013 Uniform Collateral Data Portal Release Notification and Uniform Appraisal Dataset Update
- January 29, 2013 – New UAD Update and UCDP Release Notification
- September 18, 2012 – UCDP October Release Notification
- June 19, 2012 – Updated UAD Resources Available and UCDP July 1 Update Reminder
- May 16, 2012 – UCDP Release Notification
- April 10, 2012 – Uniform Appraisal Dataset Update
- March 27, 2012 – UCDP Requirements Now in Effect, Upcoming Updates, and Helpful Resources
- February 21, 2012 – Reminder: UCDP Effective Date Coming Soon
- November 29, 2011 – Reminder: Key UMDP Requirements Go into Effect on December 1
- November 18, 2011 – Implementation of 12/1 UAD Identifier Hard Stop Postponed and other UCDP Updates
- October 18, 2011 – Additional Information on UAD Requirements
- October 18, 2011 – Guidance for UCDP Early Adopters on UAD Warning Messages
- July 26, 2011 – Preparing your Appraisal Providers for the 9/1 UAD Effective Date
- June 27, 2011 – Uniform Collateral Data Portal Now Available: New Training Tutorials
- June 7, 2011 – Uniform Collateral Data Portal Registration Begins Today; New Joint Call Center Available
- April 12, 2011 – Preparing for the Uniform Collateral Data Portal: Availability Date and New Resources
- February 23, 2011 – New and Updated Resources Available to Help with Implementing the Uniform Appraisal Dataset
- December 16, 2010 – Updates to Uniform Mortgage Data Program Implementation Dates and Requirements
Single-Family Update E-mails
- April 16, 2013 – April 2013 Uniform Collateral Data Portal Release Notification and Uniform Appraisal Dataset Update
- January 29, 2013 – New UAD Update and UCDP Release Notification
- September 18, 2012 – UCDP October Release Notification
- September 18, 2012 – New UAD Resources Available and Upcoming UCDP Release
- June 19, 2012 – Updated UAD Resources Available and UCDP July 1 Update Reminder
- May 16, 2012 – UCDP Release Notification
- April 10, 2012 – Uniform Appraisal Dataset Update
- March 27, 2012 – UCDP Requirements Now in Effect, Upcoming Updates, and Helpful Resources
- February 21, 2012 – Reminder: UCDP Effective Date Coming Soon
- November 29, 2011 – Reminder: Key UMDP Requirements Go into Effect on December 1
- October 18, 2011 – Additional Information on UAD Requirements
- July 26, 2011 – Preparing your Appraisal Providers for the 9/1 UAD Effective Date
- June 27, 2011 – Uniform Collateral Data Portal Now Available: New Training Tutorials
- June 7, 2011 – Uniform Collateral Data Portal Registration Begins Today; New Joint Call Center Available
- April 12, 2011 – Preparing for the Uniform Collateral Data Portal: Availability Date and New Resources
- February 23, 2011 – New and Updated Resources Available to Help with Implementing the Uniform Appraisal Dataset
- December 16, 2010 – Updates to Uniform Mortgage Data Program Implementation Dates and Requirements
- September 22, 2010 – Update on the Uniform Appraisal Dataset and Uniform Collateral Data Portal Efforts
Guide Bulletins
- May 25, 2011 – Guide Bulletin 2011-10 – Revised Borrower Qualification Sources, Property Eligibility and Appraisal Requirements
- December 16, 2010 – Guide Bulletin 2010-31 – Uniform Appraisal Dataset and Uniform Collateral Data Portal Requirements
UCDP Maintenance Calendar
The UCDP maintenance
calendar provides monthly updates on planned maintenance to the UCDP.
UCDP Support Center
The UCDP Support Center is now available to support your questions related to registrations and submitting appraisals to the UCDP, contact 800-917-9291.