Uniform Loan Delivery Dataset
Updated on April 26, 2012
The Selling System Updated for the ULDD
The selling system now reflects the Uniform Loan Delivery Dataset (ULDD)-named fields and layout. Be sure to check out training and other ULDD resources below.
The Uniform Loan Delivery Dataset (ULDD) supports the work to implement uniform loan delivery data standards and defines the data that we will require at loan delivery based on loan type, loan feature or other business requirements. Adopting the ULDD will help improve data accuracy, simplify the exchange of data, and increase confidence that loan data delivered to Freddie Mac is complete and accurate.
As announced on December 14, the ULDD requirements are now effective for loans with application received dates on or after December 1, 2011, that are delivered to Freddie Mac on or after July 23, 2012. In addition, the selling system now will be updated to reflect the ULDD-named fields and layout on April 23, 2012.
We recognize that significant development may be required to implement the ULDD requirements. Please be assured that we will work closely with you on implementation of this critical effort for the mortgage industry.
Business Resources
Business Planning Resources
- Steps For Planning Your ULDD Implementation – Highlights ULDD planning stages from analyzing the dataset to updating internal systems
Data Analysis Resources
- Guide Exhibit 34A, Special Characteristics Codes Mapped to ULDD MISMO® Data
Points [PDF] - Guide Exhibit 34B, Other Delivery Codes Mapped to ULDD MISMO Data Points
- ULDD Phase I Data Analysis and Form 11/13SF Mapping Tool – Helps evaluate how data points on Forms 11/13SF are represented by their ULDD data point equivalents
- Freddie Mac XML Data Requirements Reference Tool for Phase I – Provides an abridged version of Appendix D and only includes the ULDD Required, Conditionally Required, and Conditionally Independent data points for Phase I implementation
Vendor Selection Resources
Training Resources
- Prepare for the Selling System Conversion to the Uniform Loan Delivery Dataset (ULDD) – New
- Tips and Best Practices with ULDD for Best Efforts Commitments – New
- Loan Entry and Evaluation with the ULDD webinar
- ULDD Online Self-help Tutorials – New
- How to Enter ULDD in the Selling System online tool
- Learning Center – Uniform Loan Delivery Dataset
Additional Resources
- On the Right Track with the UMDP – Provides you with key program milestones and recommended activities for preparing for the full adoption of the UMDP – Updated
- Implementation Guide for Selling System Export - Sellers – Provides the export formats for the ULDD named fields that will be available in the selling system when it is updated
- ULDD Resources At-a-Glance – Provides a list of helpful resources for individuals with specific roles and responsibilities within a lender's organization
- ULDD Questions and Answers
Document Custodian Resources
- Document Custody Procedures Handbook: Chapter 3B – Find guidelines that will help you address processing procedures for the inclusion of MISMO data sets in the selling system – Updated
- Document Custody Procedures Handbook: Appendix B – Provides the new MISMO Data Label information that will be included in Note documents – Updated
- Implementation Guide for Selling System Export - Document Custodians – Provides the export formats for the ULDD named fields that will be available in the selling system – Updated
- ULDD Online Self-help Tutorials – New
- Learning Center – Uniform Loan Delivery Dataset
Technical Resources
The following Freddie Mac Implementation Guide for Loan Delivery Data (Freddie Mac IG- LD) resources provide the actionable technical documentation that Freddie Mac-approved Sellers and vendors need to implement Freddie Mac's loan delivery data requirements for the ULDD:
- The Freddie Mac Selling System MISMO XML Technical Specification, v1.0.4 provides technical developers with the detailed framework needed to facilitate their development of the MISMO XML loan delivery file and identify the data points that will be used to deliver loans through the selling system. – Updated
- Appendix A – XML Data Requirements provides details about the subset of loan delivery data points specified in the MISMO Version 3.0 Reference Model that will be used in the selling system. Important: Please review the Appendix A Addendum below for updated information regarding Appendix A. – Updated
- Appendix A Addendum – This document provides corrections and clarifications to the data contained in Appendix A; describes the effective dates of such changes; and amends Appendix A. – Updated
- Appendix D – Freddie Mac XML Data Requirements Reference Tool is an Excel spreadsheet designed to support Sellers and vendors implementing the MISMO XML loan delivery file format. – Updated
We have removed Appendix B, Test Case Scenarios, and Appendix C, XML Samples, after lenders and vendors notified us that these documents were no longer necessary at this stage of the implementation process.
Data Analysis Resources
- Guide Exhibit 34A, Special Characteristics Codes Mapped to ULDD MISMO® Data
Points [PDF] - Guide Exhibit 34B, Other Delivery Codes Mapped to ULDD MISMO® Data Points
- ULDD Phase I Data Analysis and Form 11/13SF Mapping Tool – Helps evaluate how data points on Forms 11/13SF are represented by their ULDD data point equivalents
- Freddie Mac XML Data Requirements Reference Tool for Phase I – Provides an abridged version of Appendix D and only includes the ULDD Required, Conditionally Required, and Conditionally Independent data points for Phase I implementation – Updated
Additional Resources
- MISMO V3.0 and the Uniform Loan Delivery Data Specification: User Guide is a joint GSE educational publication that supports development and implementation of the Uniform Loan Delivery Data Specification (ULDDS), with a particular focus on the MISMO framework that is integral to the ULDDS.
- ULDD Questions and Answers – Updated
The Uniform Loan Delivery Data Specification (ULDDS)
The ULDDS defined the common GSE-approach to the ULDD and the technical framework for developing an XML loan delivery file in accordance with the MISMO Version 3.0 Reference Model. Subsequently, the GSE-specific Implementation Guides were published and are the source documentation that lenders and vendors must use to implement the standards. The GSE-specific Implementation Guides have replaced the ULDDS and we have removed them from each GSE’s website to avoid confusion and possible use of outdated material. We are in the process of reviewing all ULDD documents and identifying embedded links or references to the ULDDS that require removal.
Manual Entry Resources
Take advantage of these resources to help you understand and prepare for the ULDD data points that you will be required to manually enter when delivering mortgages to Freddie Mac.
As a reminder, to provide flexibility in managing your transition and the opportunity to familiarize yourself with the ULDD requirements, the selling system create new loan screen will be updated to reflect the ULDD-named fields and layout on April 23, 2012. The ULDD requirements are effective for loans with application received dates on or after December 1, 2011, that are delivered to Freddie Mac on or after July 23, 2012.
Business Planning Resources
- On the Right Track with the UMDP – Provides you with key program milestones and recommended activities for preparing for the full adoption of the ULDD, UAD, and UCDP – Updated
- Steps For Planning Your ULDD Implementation – Highlights ULDD planning stages from analyzing the dataset to updating internal systems
Data Analysis and Delivery Resources
- ULDD Phase I Data Analysis and Form 11/13SF Mapping Tool – Helps evaluate how data points on Forms 11/13SF are represented by their ULDD data point equivalents
- Guide Exhibit 34A, Special Characteristics Codes Mapped to ULDD MISMO® Data Points [PDF]
- Guide Exhibit 34B, Other Delivery Codes Mapped to ULDD MISMO Data Points [PDF]
- Guide Bulletin 2011-14 – Details our ULDD data delivery requirements, including announcing new Guide Chapter A17, Mortgage Delivery Instructions
Training Resources
- Loan Entry and Evaluation with the ULDD webinar – New
- ULDD Online Self-help Tutorials – New
- How to Enter ULDD in the Selling System online tool
- Learning Center - Uniform Loan Delivery Dataset
For more information, review additional resources available under our Business Resources and Announcements tabs.
Announcements
Single-Family News Center Articles
- May 22, 2012 – SEC and Other Loan Data Delivery Requirements, and More
- April 26, 2012 – Best Efforts Contracting Troubleshooting Tips
- April 20, 2012 – April 23 ULDD Selling System Update
- April 3, 2012 – GSEs Updating Loan Delivery Systems to Support ULDD on April 23, 2012
- March 23, 2012 – Prepare for April 23 Selling System Update
- February 17, 2012 – Take Full Advantage of the Selling System CTE Now
- December 14, 2011 – ULDD Phase I Effective Date Extended
- December 7, 2011 – ULDD Selling System CTE Available December 13
- November 10, 2011 – Advanced Notice on New ULDD Data Requirements for Delivery in November 2012
- November 7, 2011 – Is Your ULDD Selling System Vendor Verified?
- November 1, 2011 – Updated ULDD Selling System Export Templates Now Available
- October 5, 2011 – ULDD Selling System Vendor Verification Testing Underway
- November 5, 2010 – Important Next Steps for Implementing the Uniform Loan Delivery Dataset
Single-Family Update E-mails
- November 29, 2011 – Reminder: Key UMDP Requirements Go into Effect on December 1
- December 16, 2010 – Updates to Uniform Mortgage Data Program Implementation Dates and Requirements
- September 29, 2010 – Resources to Support Your Planning for the New Loan Delivery Data Requirements
Guide Bulletins
- January 31, 2012 – Bulletin 2012-3 (Uniform Loan Delivery Dataset Requirements Update)
- August 4, 2011 – Bulletin 2011-14 (Uniform Loan Delivery Dataset Delivery Requirements and Retirement of MIDANET® for delivery)
- April 29, 2011 – Bulletin 2011-8 (Uniform Loan Delivery Dataset Exhibits and Resource Update)
- March 29, 2011 – Bulletin 2011-6 (Uniform Loan Delivery Dataset Updates)
- August 3, 2010 – Bulletin 2010-18 (Special Characteristics Codes and Other Codes Mapped to MISMO Data Points)
- June 28, 2010 – Bulletin 2010-15 (Freddie Mac Implementation Guide for Loan Delivery Data)