Uniform Loan Delivery Dataset
Updated on May 20, 2013
Important Notice
Begin preparing now for the Phase 2 Uniform Loan Delivery Dataset (ULDD) implementation. Freddie Mac has a variety of tools and resources to assist you, including a Phase 2 ULDD fact sheet and a month-by-month calendar of important tasks.
The Uniform Loan Delivery Dataset (ULDD) supports the work to implement uniform loan delivery data standards and defines the data that we require at loan delivery based on loan type, loan feature or other business requirements. With the implementation of the Phase 1 ULDD in 2012, lenders are now providing Freddie Mac with more complete and accurate data. The data is at a more granular level, is standardized, and now has clearer definitions, providing lenders and Freddie Mac with a common understanding of the meaning of each data point. The end result is greater transparency that helps lenders gain a better understanding of our assessment of mortgage risk and purchase requirements on the loans they sell to Freddie Mac. With the enhanced transparency, lenders can originate and deliver loans with greater confidence, and ultimately, greater purchase certainty.
The Phase 2 ULDD takes us one step further, as we continue to eliminate special codes and replace them with more granular data. It’s an important next step as we help lenders improve loan quality while making business with Freddie Mac more efficient and transparent.
Business Resources
Vendor Selection Resources
Training Resources
- Learning Center ULDD – Self-study tools, user guides, references and more
Additional Resources
- Phase 2 of the ULDD fact sheet
- Preparing for ULDD Phase 2 calendar
- Investor Feature Identifiers job aid
- ULDD Questions and Answers – Updated as of May 20, 2013
- Selling System Resource Center
- Freddie Mac Single-Family Seller/Servicer Guide Chapter 17
Document Custodian Resources
Technical Resources
The following resources provide the technical documentation that Freddie Mac-approved Sellers and vendors need to implement Freddie Mac's loan delivery data requirements for the Phase II ULDD:
- Appendix A – Freddie Mac XML Data Requirements V.3.1.0 has been updated for Phase II and provides details about the subset of loan delivery data points specified in the MISMO Version 3.0 Reference Model that will be used in the selling system. The Appendix A Addendum has been incorporated into Tab 9 of Appendix A. – Updated as of March 26, 2013
- Appendix D – This Excel spreadsheet, Freddie Mac XML Data Requirements Reference Tool V.3.1.0, is identical to the Appendix A PDF above, and is designed to enable Sellers and vendors to easily sort and organize the information in the Appendix A PDF document. The Appendix A Addendum has been incorporated into Tab 9 of Appendix D. – Updated as of March 26, 2013
- Appendix E – MISMO V.3.0 Reference Model with GSE Extensions: Specifies the use of two extension containers for two data points not supported in V3.0 of the MISMO Reference
Model. – Updated as of February 11, 2013
Additional Resources
- MISMO V3.0 and the Uniform Loan Delivery Data Specification: User Guide is a joint GSE educational publication that supports development and implementation of the Uniform Loan Delivery Data Specification (ULDDS), with a particular focus on the MISMO framework that is integral to the ULDDS.
- Implementation Guide for Selling System Export – Sellers: Updated to incorporate selling system appraisal validation data. – Updated as of April 10, 2012
- ULDD Questions and Answers – Updated as of May 20, 2012
Announcements
Single-Family News Center Articles
- May 20, 2013 – Preparing for the Phase 2 ULDD
- April 10, 2013 – Appraisal Data Accuracy and Enhancements
- March 26, 2013 – The Importance of Data Accuracy, ULDD Data Point Clarifications, and Updated ULDD Specification
- December 13, 2012 – GSEs Publish Phase II ULDD Specification
- November 8, 2012 – Customer Test Environment Availability
- July 20, 2012 – Guide Bulletin 2012-15 Announcement and ULDD Reminders
- June 6, 2012 – Appraisal Data Accuracy and ULDD Reminders
- May 22, 2012 – SEC and Other Loan Data Delivery Requirements, and More
- April 26, 2012 – Best Efforts Contracting Troubleshooting Tips
- April 20, 2012 – April 23 ULDD Selling System Update
- April 3, 2012 – GSEs Updating Loan Delivery Systems to Support ULDD on April 23, 2012
- March 23, 2012 – Prepare for April 23 Selling System Update
- February 17, 2012 – Take Full Advantage of the Selling System CTE Now
Guide Bulletins
- January 31, 2013 – Bulletin 2013-2 (Phase II ULDD Transition Period Begins May 2014)
- July 20, 2012 – Bulletin 2012-15 (Guide Chapter A17 Becomes Chapter 17)
- January 31, 2012 – Bulletin 2012-3 (Uniform Loan Delivery Dataset Requirements Update)