Asset and Income Modeler for Self-Employed
Loan Product Advisor® asset and income modeler (AIM) for self-employed makes it easier to underwrite self-employed borrowers by automating a lender’s complex and time-consuming, manual income assessment process.
Simplified Lending to Self-Employed Borrowers
Spend less time underwriting so you can originate and close more loans. AIM for self-employed makes it easier to:
- Grow your business – simpler underwriting helps you take on self-employed loans you might have avoided before.
- Close loans faster – automation speeds up income assessment and creates efficiency.
- Get immediate representation and warranty relief – related to certain borrower employment income.
How AIM for Self-Employed Works
Loan Product Advisor and the LoanBeam® technology work together to make your job easier and provide immediate income rep and warranty relief. It's the only AUS-integrated self-employed income assessment solution in the industry. Here's how it works.
How to Turn More Self-Employed Americans into Homeowners
Today, more of the workforce is self-employed. Lending to this population of workers presents challenges. Find out how technology can help you overcome these challenges to cast a wider net for borrowers and unlock a growing market. Learn more.
Getting to Yes: A Better Way to Serve Self-Employed Borrowers
You're facing rising interest rates and a shrinking borrower pool. But innovative technologies can help you broaden your borrower base by making it easier to lend to self-employed homebuyers. Read Freddie Mac Single-Family Chief Credit Risk Officer Terri Merlino's take. Learn more.