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Community Lender News Room

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Freddie Mac regularly publishes useful articles relevant to our community lenders. Choose from the growing archive of articles about updates on the support, liquidity, and mortgage products you need to help you grow your business.

2017

  • ACE: A Free Appraisal Alternative for a Faster Close
    October 5, 2017 – Automated Collateral Evaluation (ACE) is a free capability in Freddie Mac Loan Advisor Suite® that provides an automated alternative to a traditional appraisal for certain mortgages. You and your borrowers can get to closing faster and − since there’s no appraisal fee − reap substantial savings.
  • The Uniform Closing Dataset (UCD) is Here
    October 5, 2017 – The Uniform Closing Dataset (UCD) is here, and you’re now required to submit a UCD XML file for all loans delivered to Freddie Mac with a note date on or after September 25, 2017. Read this article for a few key things to remember, and a helpful tip from our Customer Contact Support Center (800-FREDDIE).
  • Dave Lowman on Reimagining the Mortgage Experience
    September 7, 2017 – How is Freddie Mac simplifying the mortgage experience? How are we helping you reach more borrowers? Dave Lowman, Freddie Mac's executive vice president, Single-Family Business, answers these and other questions.
  • Energy Efficiency Makes Sense – and Cents
    August 10, 2017 – Many consumers may think making energy-efficient improvements is beyond their reach due to up-front costs. But you can assist financing through a safe and affordable mortgage solution that delivers the benefits that offset those costs.
  • Top 3 Strategies for Winning More Business
    July 13, 2017 – Rising interest rates, fewer refinances, tight housing inventory – these and other factors may have mortgage consultants feeling as though they're being dealt a losing hand. We recommend three simple strategies to help win in any housing environment.
  • Industry Insights: Expanding Homeownership to the Millennial Market
    June 22, 2017 – In the fourth and final installment of our four-part series on expanding homeownership to minority populations in the U.S., we look at the obstacles and opportunities facing Millennials (ages 18-34), and what you can do to expand homeownership to them.
  • Industry Insights: Expanding Homeownership to the Asian-American Market
    May 30, 2017 – In the third installment of our four-part series on expanding homeownership to minority populations in the U.S., we look at the obstacles facing the Asian-American market, and what you can do to expand homeownership to this demographic.
  • Industry Insights: Expanding Homeownership to the African-American Market
    April 27, 2017 – In the second installment of our four-part series on expanding homeownership to minority populations in the U.S., we look at the obstacles facing the African-American market, and what you can do to expand homeownership to this demographic.
  • Industry Insights: Expanding Homeownership to the Hispanic Market
    March 28, 2017 – In this first of a four-part series on expanding homeownership to minority populations in the U.S., we look at what you can do to promote homeownership to the burgeoning Hispanic market, as this key demographic continues to grow.
  • Industry Insights: Five Challenges for Downsizers
    February 23, 2017 – While many downsizing homeowners have sufficient home equity to pay cash for a new home, 55+ owners still present significant opportunity. Learn about five challenges downsizers face, and how you can help.
  • Q&A with Phil Guth, Freddie Mac Vice President of Single-Family Business Development
    January 31, 2017 – See how Phil and the Community Lender Support Team will continue to strengthen outreach and support for our valued community lenders in 2017 – and beyond.

2016

  • Industry Insight: Homebuying with Student Debt: Myths and Facts
    December 29, 2016 – By gaining insight into the impact of student loan debt on both underwriters and potential mortgage borrowers, you have an opportunity to position yourself as a go-to advisor for the growing number of prospective homebuyers dealing with student loan debt.
  • Industry Insights: Borrower Help Centers, Your Source for Clients Ready to Buy...or Not
    November 29, 2016 – Business-savvy lenders and real estate professionals are teaming up with Borrower Help Centers to grow the ranks of mortgage-ready homebuyers by providing educational and other resources to help them prepare for homeownership.
  • Industry Insights: Four Ways to Capture Mortgage Business through Pre-Qualifications
    October 27, 2016 – Many borrowers first establish a relationship with their lender through a pre-qualification tool or process. Learn four ways you can identify and leverage pre-qualifications to grow business – and help borrowers realize their dream of homeownership.
  • Get Closing Confidence with Loan Closing AdvisorSM
    September 29, 2016 – Loan Advisor Suite®'s Loan Closing Advisor is the Uniform Closing Dataset (UCD) collection solution that will give you loan closing confidence – and so much more. Learn how to prepare to check whether your closing data aligns with the UCD using Loan Closing Advisor’s test environment.
  • Industry Insights: Prepping for a Sustainable Market in Affordable Lending
    September 29, 2016 – Do you sometimes feel at a disadvantage compared to larger mortgage originators when it comes to the reemerging affordable market? You may actually be at a competitive advantage. Read why this is an opportune time to be part of an "affordable ecosystem".
  • 5 Great Reasons to Attend FreddieMacCONNECT – Customer Summit
    July 26, 2016 – The inaugural FreddieMacCONNECT – Customer Summit is coming in September to Washington, D.C.'s National Harbor. Join your fellow Freddie Mac Seller/Servicers, industry leaders and prominent speakers and discover ways to maintain your competitiveness in an ever-changing housing market.
  • Freddie Mac Loan Advisor Suite® is Live!
    July 26, 2016 – Loan Advisor Suite®, our smart, end-to-end technology solution is now live! Now you can get even greater efficiency, reliability, usability and certainty throughout the entire loan production process. Find out why Loan Advisor Suite is a brighter idea in loan production.
  • Affordable Lending for a Changing Market
    June 23, 2016 – Recent research by Freddie Mac shows that Baby Boomers believe the American Dream of owning a home is working. But for many other qualified borrowers, homeownership continues to be elusive. You can reach these potential customers – including Millennials, minorities and underserved markets – with affordable products from Freddie Mac.
  • Survey of Age 55+ Homeowners Signals Increasingly Competitive Housing Market
    June 23, 2016 – We recently commissioned our first survey of homeowners age 55 and over, exploring Baby Boomers' attitudes toward their current and future housing situation, and how their attitudes impact other potential buyers. Learn why this generation is an important demographic to watch.
  • Are You Ready for the Next-Generation Automated Underwriting System?
    May 25, 2016 – Loan Product Advisor® – the evolution of Loan Prospector® and the cornerstone of our new Loan Advisor Suite® – is coming this summer. In addition to a complete redesign, this next-generation automated underwriting system will feature new functionalities that will make it easier for you to do business with Freddie Mac.
  • Home Possible®: More Opportunity for Greater Affordability
    May 25, 2016 – Freddie Mac Home Possible® mortgages offer flexible credit terms and low down payment options. Applicable to both Home Possible and Home Possible Advantage® mortgages is a new postsettlement credit fee in price cap structure that helps extend greater affordability to qualified borrowers..
  • 2016 Housing Outlook – Best Year in a Decade
    April 28, 2016 – Our Economic Outlook and a recent survey shed light on the factors that are shaping 2016 to be the best year for housing in a decade, with home sales, construction starts and housing prices predicted to reach peak levels.
  • Connecting You with Real Estate Professionals
    April 28, 2016 – Real Estate Professionals can be a vital referral source for you as an advisor with insight into their communities. Learn about how our new Real Estate Professionals Resource Center is facilitating connections between you and the real estate professionals in your community.
  • Electronic Loan Documents Help You Stay Competitive
    March 24, 2016 – Are you using electronic loan documents in your loan manufacturing process? If not, you’re missing an opportunity to be more competitive. Learn about your options for integrating electronic loan documents into your mortgage business.
  • Cash Servicing-Released: Fast Funding, Increased Liquidity
    March 24, 2016 – Freddie Mac's cash servicing-released execution enables you to maximize the value of your servicing asset — and have more cash on hand. If you’re not familiar with selling loans to us for cash servicing-released, you can optimize the all-in value you receive for your fixed-rate mortgages.
  • Freddie Mac's Kathleen Caswell to Chair Massachusetts MBA
    January 21, 2016 – Freddie Mac Account Executive Kathleen Caswell is the new Chair of the Massachusetts MBA. Learn about her vision to provide continued support to our community lenders through this exciting new role.

2015

  • New Credit Fee in Price Cap and Changes to Credit Fee in Price Rates for Home Possible® Mortgages
    December 10, 2015 – In the December 9, 2015 Single-Family Seller/Servicer Guide (Guide) Bulletin 2015-21, we announced a new credit fee in price cap structure for certain Home Possible mortgages and updates to the credit fee in price rates.
  • Know How to Spot Mortgage Fraud
    December 10, 2015 – Private and government analysts estimate mortgage fraud costs the industry and borrowers tens of billions of dollars a year. You can help stop fraud by watching out for tell-tale signs.
  • Loan Advisor Suite®: Smart. Simple. Trusted.SM
    November 4, 2015 Loan Advisor Suite is the new end-to-end technology solution from Freddie Mac that will lower the cost for producing and selling high quality loans and eventually enable us to provide you with insight into your eligibility for rep and warranty relief earlier in the loan production process.
  • Maximize Your Portfolio Options
    October 6, 2015 – Selling seasoned loans to Freddie Mac in a negotiated bulk sales transaction can help you address the challenges of rising interest rates and changing market conditions. We'll buy portfolios with many of the mortgage products that you originate, including loans made to borrowers with low and very low incomes, while helping to analyze your mortgage portfolio.
  • The "New" Community Lender Resource Center is Your One-Stop Information Hub
    September 9, 2015 – We've redesigned the popular Community Lender Resource Center to make it easier for you to get a wide range of information on products, online tools, useful articles and many other resources that can help you be more competitive.
  • Increase Liquid Assets and Fund More Mortgages with Cash Servicing-Released Execution
    August 5, 2015 – Learn the latest about our cash servicing-released execution, including the addition of PNC Bank as a Servicer, our imaged document delivery option, upcoming training and helpful delivery tips.
  • Expand Homeownership Opportunities
    May 28, 2015 – Freddie Mac Home Possible® Mortgages provide responsible financing options for qualified low- and moderate-income borrowers needing low down payments and flexible sources of funds.
  • Provide Your Borrowers a Flexible Secondary Financing Option
    May 28, 2015 – For many of your borrowers – including first-time home buyers, low- to moderate-income borrowers and families in underserved markets – buying a home may not be possible without secondary financing.
  • Top 5 Resources to Keep You in the Know
    April 8, 2015 – Top 5 resources make it easier for you to do business with us and keep you in the know about Freddie Mac.
  • Help Borrowers Make an Informed Choice
    February 12, 2015 – To help your borrowers make an informed choice, it’s important you understand how an FHA mortgage compares with Home Possible AdvantageSM.

2014

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