choice HomeSM

The Next Generation of Factory-Built Housing

What is CHOICEHome?

Freddie Mac's smart, innovative, affordable mortgage initiative, offering conventional site-built financing for a real property manufactured home with the features of a site-built home.

ChoiceHome features higher pitch roof lines

Higher pitch roof lines

ChoiceHome features lower profile foundations

Lower profile foundations

ChoiceHome features energy efficient features

Energy efficient features

ChoiceHome features drywall throughout

Drywall throughout

ChoiceHome features Site-built components such as a garage

Site-built components such as a garage

If a manufactured home meets certain specifications, it is granted CHOICEHome certification and is eligible for CHOICEHome financing. Plus, in appraising these homes, we'll permit the use of site-built homes as comparable sales when there are no CHOICEHome sales available.

Finally, for manufactured housing, there's parity in financing with site-built homes.

Manufactured homes with these requirements
receive CHOICEHome certification.

The CHOICEHome Difference

Additional financing options and flexibilities.

FAQs -- find answers to your questions

Manufacturers and Retailers
Get to expand their customer base to more consumers who may not have considered manufactured housing.

FAQs -- find answers to your questions

Checkout our list of manufacturers

More options and access to high-quality, affordable homes.

FAQs -- find answers to your questions

Can help address the affordable housing crisis and improve the perception of manufactured homes.

FAQs -- find answers to your questions

What's New

Freddie Mac CHOICEHome

Flexible financing, enhanced loan origination, high-quality options.

Quick Facts

CHOICEHome Quick Facts:

Just click and learn.

Lender postcard

Lender postcard:

Spread the word about CHOICEHome financing.

CHOICEHome Features and Financing

CHOICEHome Features and Financing:

It's all about the options

Manufacturers – purchase your CHOICEHome label here.

Certify that your home meets the manufacturing elgibility requirements of CHOICEHome.