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Freddie Mac and Electronic MortgagesThe use of electronic documents to originate mortgages is increasing. The shift from paper documents with wet ink signatures to electronic documents with electronic signatures brings the promise of improved efficiency and higher data quality to the home mortgage finance process. Freddie Mac continues to be a notable contributor to this evolution through our participation in industry standards groups. Since the publication of our Preliminary Specifications for Electronic Mortgage Loan Documentation in 2001, the industry and our planned electronic mortgage (eMortgage) process have transformed. Our current eMortgage Handbook provides greater detail about our requirements for electronic documents in the mortgage loan file, and the care and storage of these documents throughout the life of a loan. The eMortgage Handbook is intended to provide directional guidance to industry participants as they make decisions regarding the use and implementation of electronic documents. To learn how you may become eligible to sell electronic mortgages to Freddie Mac, please contact your Freddie Mac representative. For additional information about Freddie Mac's electronic mortgage initiative:
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