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Realizing Possibilities
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We help you help your borrowers every step of the way, from buying to keeping their homes. Find out how we're |
Every step of the way, we're focused on helping you realize new possibilities for your business in today's market by building and enhancing your mortgage origination opportunities, and maintaining highly competitive execution options for more mortgage types.
Look for this icon throughout our Single Family web pages for the key mortgage products, execution options, and solutions that can help you meet the opportunities and challenges of the 2007 mortgage market.
Realizing Possibilities with Mortgage Product Solutions
Through our Single-Family Seller/Servicer Guide, you have access to a host of mortgage products and options that will help you maintain and grow your origination volume.
- Expand your reach in the affordable market. With Home Possible® Mortgages, you can tap into new markets – including first-time homebuyers, minorities, new immigrants, and low- to moderate-income borrowers – and meet the needs of borrowers looking for flexible credit terms and low down payment options.
- Generate new niche market opportunities. With our new and enhanced Mortgages for Newly Constructed Homes offering, we provide you with the tools you need to expand your origination options for borrowers seeking permanent construction financing – with the benefit of a new 18-month period to originate and underwrite; construct or renovate; and sell your loan to Freddie Mac. The three core components of this offering include:
- Expand your ARM origination volume. As ARMs continue to play a strong role in today's market, our ARM product line will increase your competitive edge for borrowers seeking flexible financing options, including a comprehensive set of LIBOR- and CMT-indexed ARM products.
- Build customer loyalty and reduce loan runoff. Our competitive set of ARM reset options offer your customers the time-savings and convenience they require from you while helping to cultivate strong customer relationships and reduce servicing runoff. These include:
Discover all of the mortgage products we offer that can help you achieve mortgage business success:
Realizing Possibilities with Competitive Execution Options
We'll work with you every step of the way to find the right secondary sale option for almost all of your mortgage holdings. Whether you are looking to sell for cash or swap for securities, we have the competitive options to meet your business strategies.
- Fixed-rate Cash sale solutions that increase your liquidity, so you'll have funds to offer more mortgages to more of your borrowers, including servicing released and servicing-retained options.
- Guarantor executions that offer more balance sheet solutions over holding whole loans, earn yield on your assets while laying off the risk, and improve servicing value with several remittance cycle options.
- ARM cash or ARM securities executions for your flow business, or bulk sales of seasoned ARMs that offer increasingly competitive opportunities through our WAC ARM Cash and WAC ARM Guarantor executions.
Realizing Possibilities with Advanced Mortgage Portfolio Solutions
We'll help you address the challenges in today's market and explore opportunities to restructure your residential mortgage portfolio. Our consultative and full-service approach to your mortgage portfolio needs includes working with you to:
- Develop a mortgage portfolio strategy and sale solution to best meet your unique needs through purchases of a wide variety of products.
- Improve your return on capital with Freddie Mac securities or cash sales for your mortgage holdings.
- Optimize your balance sheet composition or allocation to restructure your balance sheet and manage your risk-based capital.
- Assess and manage credit, interest-rate, and other risks that can threaten your ability to compete.
Find out more about Freddie Mac mortgage portfolio solutions.
| © 2008 Freddie Mac |
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