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Affordable Lending

We know you're working hard to make more loans to first-time homebuyers and underserved markets. With Freddie Mac’s affordable lending products and tools, you can reach more qualified borrowers and expand homeownership responsibly.

Reaching First-time Homebuyers

Use our marketing tools and educational resources to help show your customers the benefits of responsible homeownership.

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Down Payment Assistance

Understand down payment and closing cost assistance options to generate sustainable financing and quality originations.

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Home Possible® Mortgages

Offers flexible credit terms and low down payments of 3-5 percent. Ideal for first-time and low- and moderate-income homebuyers, those purchasing homes in urban and rural communities, millennials and repeat homebuyers. Help grow your business with Home Possible!

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Industry Insights

Stay current on key affordable lending topics shared by Freddie Mac’s single-family leadership.

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Grow your affordable mortgage origination opportunities by offering the Freddie Mac products below to help meet the needs of your borrowers and the communities you serve.

Affordable Mortgages

Meet the needs of today's borrowers.

Underserved Markets

Utilize an array of Freddie Mac solutions that address specific areas, property types and other needs.

Key Resources

Selling Options/Executions

Choose a cash or securities execution for your mortgages, or explore a bulk sale of mortgages you're currently holding in your portfolio.


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Danny R. Gardner
Vice President of Single-Family Affordable Lending and Access to Credit

Working in partnership with you is the cornerstone of Freddie Mac's affordable lending business. Together, we can help more consumers become well-prepared borrowers – ready and able to buy a home and stay in it.

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