Investment Property Mortgages
Expand your mortgage offerings and cross-sell potential
This page reflects the requirements changes effective for mortgages with settlement dates on or after October 26, 2015, as announced in Single-Family Seller/Servicer Guide Bulletin 2015-12.
With investment property mortgages, you'll expand your mortgage business options while boosting cross-sell opportunities for your other financial products. Originate 1- to 4-unit investment property mortgages with many Freddie Mac mortgage options – most ARMs, A-minus Mortgages, and more – to enhance your origination strategies and customize mortgages to your borrower's individual needs and financial strategies.
Use Loan Prospector® to quickly and easily assess investment property mortgages, and leverage the advantages of cash sales and securities executions through our web-based selling system.
|Eligible Mortgage Products||
|Maximum LTV Ratios||
|Down Payment or Closing Costs||
* See our Selling SystemSM availability matrix for a list of specific mortgages eligible for sale best efforts or mandatory, servicing released.
|Single-Family Seller/Servicer Guide||
Investment Property Mortgages help you:
- Cross-sell other financial services you offer that appeal to customers who are seasoned investors.
- Expand your mortgage product line and diversify your mortgage business – helping you meet any borrower need.
Benefits for Your Borrowers
Investment Property Mortgages help your borrowers:
- Obtain flexible financing options for qualified investment-oriented borrowers.
- Leverage a variety of mortgage product types to further customize home financing to individual cash flows and financial situations.
For More Information
- Call your Freddie Mac representative.
Visit The Learning Center for live and recorded web conferences, access to classroom-style workshops and self-study tools – all designed to help you stay competitive, serve more borrowers and make it easier to do business with us.
The information in this document is not a replacement or substitute for information found in the Single-Family Seller/Servicer Guide and/or the terms of your Master Agreement and/or Master Commitment.