The Guide and Forms
Preview of the Reorganized Guide
We are reorganizing the Single-Family Seller/Servicer Guide into topic groupings to make it easier for Seller/Servicers to do business with Freddie Mac. A preview of the reorganized Guide is available here. Click here to learn more about the Guide reorganization.
The Single-Family Seller/Servicer Guide (Guide) contains Freddie Mac's selling and servicing requirements. We periodically publish updates to these requirements in the form of Guide Bulletins and Industry Letters.
Access the Guide
- AllRegs® – AllRegs offers the official electronic version of the Guide for free.
Additional features are also available. Call AllRegs at (800) 848-4904 to find out more about subscriptions and costs. - Guide Snapshot PDFs – Comprehensive PDFs that contain all Guide Bulletins and Industry Letters for specified periods of time and all chapters of the Guide, the Directory, the Glossary, all Guide forms and all Guide exhibits as published on specific dates – Updated
Bulletins and Industry Letters
Current | Archive | Guide Update Spreadsheets
2015
- 12/09/2015 – Bulletin 2015-21 (Home Possible Mortgages and Manufactured Housing)
- 12/02/2015 – Bulletin 2015-20 (Selling)
- 10/28/2015 – Bulletin 2015-19 (Selling and Servicing)
- 10/14/2015 – Bulletin 2015-18 (Servicing)
- 10/07/2015 – Bulletin 2015-17 (Origination Defects and Remedies)
- 10/06/2015 – October 6 Industry Letter (Information Related to the TILA-RESPA Integrated Mortgage Disclosure Rule)
- 09/16/2015 – Bulletin 2015-16 (Selling)
- 09/09/2015 – Bulletin 2015-15 (Servicing)
- 08/12/2015 – Bulletin 2015-14 (Servicing)
- 07/21/2015 – Bulletin 2015-13 (Selling)
- 07/15/2015 – Bulletin 2015-12 (Selling)
- 07/08/2015 – Bulletin 2015-11 (Servicing)
- 06/30/2015 – Bulletin 2015-10 (CFPB Integrated Mortgage Disclosure Forms)
- 06/15/2015 – Bulletin 2015-9 (Servicing)
- 05/20/2015 – Bulletin 2015-8 (Seller/Servicer Eligibility)
- 05/14/2015 – Bulletin 2015-7 (Selling)
- 04/17/2015 – Bulletin 2015-6 (Delivery Fees and Mortgages with Secondary Financing)
- 04/15/2015 – Bulletin 2015-5 (Servicing)
- 04/09/2015 – Bulletin 2015-4 (Selling)
- 03/17/2015 – Bulletin 2015-3 (Modification Changes)
- 02/17/2015 – Bulletin 2015-2 (Selling and Servicing)
- 01/29/2015 – Bulletin 2015-1 (HAMP Year Six Pay for Performance Incentive)
2014
- 12/18/2014 – Bulletin 2014-25 (Freddie Mac MyCity Modification Expansion)
- 12/15/2014 – Bulletin 2014-24 (Selling and Servicing)
- 12/08/2014 – Bulletin 2014-23 (Servicing)
- 12/08/2014 – Bulletin 2014-22 (Freddie Mac Home Possible AdvantageSM)
- 11/20/2014 – Bulletin 2014-21 (Selling Representation and Warranty Framework Life-of-Loan Exclusions)
- 11/17/2014 – Bulletin 2014-20 (Servicing)
- 11/14/2014 – Bulletin 2014-19 (Servicing) (This is a reissuance of Bulletin 2014-19 made on December 2, 2014.)
- 10/28/2014 – October 28 Industry Letter (Notification of Certain Seller/Servicer Activities and Changes)
- 10/15/2014 – Bulletin 2014-18 (Selling)
- 10/01/2014 – Bulletin 2014-17 (Servicing)
- 09/15/2014 – Bulletin 2014-16 (Servicing)
- 08/20/2014 – August 20 Industry Letter (Mortgages Subject to PACE or PACE-Like Obligations)
- 08/14/2014 – Bulletin 2014-15 (Selling and Servicing)
- 07/15/2014 – Bulletin 2014-14 (Servicing)
- 06/24/2014 – Bulletin 2014-13 (Private Mortgage Insurance Master Policy Updates)
- 06/19/2014 – Bulletin 2014-12 (Selling and Servicing)
- 06/18/2014 – Bulletin 2014-11 (Freddie Mac MyCity Modification)
- 06/03/2014 – Bulletin 2014-10 (Servicing)
- 05/15/2014 – Bulletin 2014-9 (Servicing)
- 05/12/2014 – Bulletin 2014-8 (Selling Representation and Warranty Framework Updates)
- 04/29/2014 – Bulletin 2014-7 (Chicago, Illinois Vacant Property Ordinance Updates)
- 04/24/2014 – Bulletin 2014-6 (Selling and Servicing)
- 04/01/2014 – Bulletin 2014-5 (Properties Located in Rural Market Areas)
- 03/28/2014 – Bulletin 2014-4 (Modifications)
- 03/17/2014 – Bulletin 2014-3 (Servicing)
- 02/14/2014 – Bulletin 2014-2 (Selling and Servicing)
- 01/24/2014 – Bulletin 2014-1 (Servicing)
Forms and Documents
Guide Forms | Other Forms and Documents
The use of Guide forms by Freddie Mac-approved Sellers and Servicers is subject to the terms and conditions of the Purchase Documents, as that term is defined in the Guide.
Seller Forms
- Form 15/A/C: Loan Purchase Statement
- Form 16SF: Annual Eligibility Certification Report – This is a sample form that shows the types of information you may be asked to provide and may not reflect the most current version of Form 16SF. Please click here to access Form 16SF.
- Form 65: Uniform Residential Loan Application
- Form 65A: Statement of Assets and Liabilities
- Form 70: Uniform Residential Appraisal Report
- Form 70B: Manufactured Home Appraisal Report
- Form 71: Market Conditions Addendum to the Appraisal Report
- Form 72: Small Residential Income Property Appraisal Report
- Form 90: Verbal Verification of Employment
- Form 91: Income Analysis Form
- Form 442: Appraisal Update and/or Completion Report
- Form 461: Ground Lease Analysis
- Form 465: Individual Condominium Unit Appraisal Report
- Form 466: Exterior-Only Inspection Individual Condominium Unit Appraisal Report
- Form 483: Wire Transfer Authorization
- Form 900: Selling System Authorized User Identification and Certification Form
- Form 901: Document Custodian Selling System Authorized User Identification and Certification Form
- Form 905: Guide Access Manager Authorization Form
- Form 906: Freddie Mac Loan Coverage AdvisorSM Authorized User Role Form
- Form 987: Wire Transfer Authorization for a Cash Warehouse Delivery
- Form 987E: Wire Transfer Authorization for a Cash Warehouse Delivery
- Form 988SF-1: Certificate of Incumbency – For a Bank, Savings Bank, Savings and Loan Association, Credit Union or Corporation
- Form 988SF-2: Certificate of Incumbency for a Limited Liability Company
- Form 989SF: Certificate of Incumbency For a Limited Partnership
- Form 990SF: Warehouse Provider Certificate of Incumbency
- Form 996E: Warehouse Provider Release and Transfer
- Form 998: Operating Income Statement
- Form 1032: One-Unit Residential Appraisal Field Review Report
- Form 1033: One-Unit Residential Appraisal Desk Review Report
- Form 1034B: Custodial Certification Schedule – Balloon Loan Modification
- Form 1034E: Custodial Certification Schedule
- Form 1034T: Subsequent Transfer Document Custodial Certification Schedule
- Form 1036: Request for Release of Documents
- Form 1055: Mortgage Bankers' Financial Reporting Form
- Form 1072: Two- to Four-Unit Residential Appraisal Field Review Report
- Form 1077: Uniform Underwriting and Transmittal Summary
- Form 1107SF: Seller/Servicer Change Notification
- Form 1132: Authorization for Automatic Transfer of Funds Through the Automated Clearing House (ACH)
- Form 1149: Notice About Appraisal of Your Property
- Form 1207: Mortgage Insurance Information Disclosure Agreement
- Form 2055: Exterior-Only Inspection Residential Appraisal Report
- Form 2070: Loan Prospector® Condition and Marketability Report
Servicer Forms
- Form 15/A/C: Loan Purchase Statement
- Form 59: Principal and Interest Custodial Account Reconciliation Worksheet – Monthly Account Statement
- Form 59E: Escrow Custodial Account Reconciliation Worksheet
- Form 65: Uniform Residential Loan Application
- Form 102: Second Mortgage/HIL Servicing Transmittal
- Form 105: Multipurpose Loan Servicing Transmittal
- Form 106: Rollback Request Form
- Form 479A: Single-Family Servicing Agent Certification
- Form 483: Wire Transfer Authorization
- Form 710: Uniform Borrower Assistance Form
- Form 710A: Home Affordable Modification Program Government Monitoring Data Form
- Form 720: Real Estate Fraud Certification
- Form 902: Freddie Mac Service Loans Application Authorized User Roles Form – For Use by Servicers Only
- Form 902SA: Freddie Mac Service Loans Application Authorized User Roles Form – For Use by Servicing Agents Only
- Form 903: Freddie Mac Default Fee Appeal System Authorized User Roles Form – For Use by Servicers Only
- Form 903SA: Freddie Mac Default Fee Appeal System Authorized User Roles Form – For Use by Servicing Agents Only
- Form 906: Freddie Mac Loan Coverage AdvisorSM Authorized User Role Form
- Form 960: Agreement for Concurrent Transfer of Service of Single-Family Mortgages
- Form 981: Agreement for Subsequent Transfer of Servicing of Single-Family Mortgages
- Form 1013: 1-4 Unit Property Inspection Report
- Form 1034B: Custodial Certification Schedule – Balloon Loan Modification
- Form 1034T: Subsequent Transfer Document Custodial Certification Schedule
- Form 1036: Request for Release of Documents
- Form 1057SF: Letter Agreement for Servicer's Single-Family Principal and Interest, or P & I Disbursement Clearing Custodial Account
- Form 1058SF: Letter Agreement for Servicer's Single-Family Buydown or Escrow Custodial Account
- Form 1059SF: Letter Agreement for Single-Family Principal and Interest, or P & I Disbursement Clearing Custodial Account
- Form 1060SF: Letter Agreement for Single-Family Buydown or Escrow Custodial Account
- Form 1061: Certificate of Incumbency and Authority to Draft Against Custodial Accounts
- Form 1062: Sight Draft
- Form 1065: Report of IRS Form 1099-A and Form 1099-C Filing
- Form 1065A: Report of IRS Form 1099-A and Form 1099-C Filing for a Senior Subordinate Trust
- Form 1074: Freddie Mac Reset Mortgage Confirmation
- Form 1100: Supplemental Report of Curtailments for Super ARC
- Form 1102: Modified Principal and Interest Payment
- Form 1128: Loss Mitigation Transmittal Worksheet
- Form 1130: Balloon/Reset Mortgage Exception Transmittal Form
- Form 1155: Bankruptcy Cramdown Pre-Confirmation Proposal of Settlement Terms
- Form 1160: Third-Party Sale Transmittal Worksheet
- Form 1132: Authorization for Automatic Transfer of Funds Through the Automated Clearing House (ACH)
- Form 1200: Reimbursement System User Setup Form
- Form 1205: Post-Settlement Adjustment Request
- Form 1207: Mortgage Insurance Information Disclosure Agreement
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- Home Affordable Modification Trial Period Plan No longer Available
Top Downloaded Instruments
Uniform Residential Loan Application
Uniform Instruments are the Fannie Mae/Freddie Mac and Freddie Mac Notes, Riders, and Security Instruments (Deeds of Trust and Mortgages) used when originating Single-Family residential mortgage loans, in all States and U. S. Territories, as identified in the List of Single-Family Uniform Instruments provided on this website and also identified in Guide Exhibit 4.
When using Uniform Instruments to originate mortgages for sale to Freddie Mac, Freddie Mac-approved Seller/Servicers must comply with the terms and conditions of the Guide and Seller/Servicer's other Purchase Documents (as that term is defined in the Guide).
News & Information
Notes & Note Addenda
Security Instruments
- First Lien Security Instruments
- Master Form/Short Form Security Instruments
- Authorized Changes to Security Instruments
- Sample first pages of Security Instruments for MERS
- Authorized Changes to Security Instruments for MERS
Riders to Security Instrument
Modification/ Special Purpose Documents
- Modification Agreements
- Home Affordable Modification Agreements
- Construction Conversion Modification Agreements Construction Special Purposes
- Authorized Changes to Modification/Special Purpose Documents
- Subordination Agreements
Specific Program Instruments
Uniform Residential Loan Application
Spanish Translation of Uniform Instruments
- Notes
- Riders
- Security Instruments
- Special Purpose Documents
- Home Affordable Modification Program
- Authorized Changes to Home Affordable Modification Program Documents
Contact Us
Please direct Uniform Instrument related questions to uniform_instruments@freddiemac.com
Resources
View this video for tips on using the Guide features to quickly find and access Guide changes.
- AllRegs User Guide for Use with the Single-Family Seller/Servicer Guide – This user guide provides information about the Guide on AllRegs, including the layout and functionality, content features, searching and printing.
- Summary of Upcoming Requirement Changes
- Delivery Fees (Exhibit 19) – Updated 12/09/15
- Required Spread Add-On (Exhibit 19RS)
- Mortgage Insurers (Exhibit 10)
- 2015 Loan Limits