The Guide and Forms
The Single-Family Seller/Servicer Guide (Guide) contains Freddie Mac's selling and servicing requirements. We periodically publish updates to these requirements in the form of Guide Bulletins and Industry Letters.
Access the Guide
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AllRegs® – AllRegs offers the official electronic version of the Guide for free.
Additional features are also available. Call AllRegs at (800) 848-4904 to find out more about subscriptions and costs. - Guide Snapshot PDFs – Comprehensive PDFs that contain all Guide Bulletins and Industry Letters for specified periods of time and all chapters of the Guide as published on specific dates.
Bulletins and Industry Letters
Current | Archive | Guide Update Spreadsheets
2018
- 03/07/2018 – Bulletin 2018-4 (Extension of Foreclosure Sale Suspension in Puerto Rico and the U.S. Virgin Islands)
- 02/28/2018 – Bulletin 2018-3 (Selling)
- 02/14/2018 – Bulletin 2018-2 (Servicing)
- 01/31/2018 – Bulletin 2018-1 (Selling)
2017
- 12/20/2017 – Bulletin 2017-29 (Extension of Foreclosure Sale Suspension)
- 12/14/2017 – Bulletin 2017-28 (Selling)
- 12/13/2017 – Bulletin 2017-27 (Servicing)
- 11/15/2017 – Bulletin 2017-26 (Selling)
- 11/02/2017 – Bulletin 2017-25 (Servicing Requirements to Assist Borrowers Impacted by Eligible Disasters)
- 10/25/2017 – Bulletin 2017-24 (Selling Requirements Related to California Wildfires)
- 10/18/2017 – Bulletin 2017-23 (Selling)
- 10/11/2017 – Bulletin 2017-22 (Servicing)
- 09/25/2017 – Bulletin 2017-21 (Extension of Certain Hurricane-Related Requirements and Property Inspection Reimbursement for Eligible Disaster Areas)
- 09/14/2017 – Bulletin 2017-20 (Selling)
- 09/13/2017 – Bulletin 2017-19 (Selling and Servicing Requirements Related to Hurricanes Irma and Harvey)
- 09/13/2017 – Bulletin 2017-18 (Servicing)
- 09/08/2017 – Bulletin 2017-17 (Relief Refinance)
- 09/07/2017 – Bulletin 2017-16 (Selling Requirements Related to Hurricane Harvey)
- 08/30/2017 – Bulletin 2017-15 (Selling and Servicing)
- 08/29/2017 – Bulletin 2017-14 (Temporary Servicing Requirements Related to Hurricane Harvey)
- 08/23/2017 – Bulletin 2017-13 (Automated Collateral Evaluation Eligibility)
- 08/09/2017 – Bulletin 2017-12 (Rental Income Revisions)
- 07/26/2017 – Bulletin 2017-11 (Lender Gifts and Grants and Down Payment Assistance)
- 07/12/2017 – Bulletin 2017-10 (Selling)
- 07/06/2017 – July 6 Industry Letter (Lender Gift and Grant Requirements)
- 06/21/2017 – Bulletin 2017-9 (Servicing)
- 05/31/2017 – Bulletin 2017-8 (Selling)
- 05/17/2017 – Bulletin 2017-7 (Selling)
- 05/10/2017 – Bulletin 2017-6 (Servicing)
- 04/20/2017 – Bulletin 2017-5 (Servicing)
- 04/12/2017 – Bulletin 2017-4 (Investor Reporting Change Initiative)
- 03/22/2017 – Bulletin 2017-3 (Collateral Representation and Warranty Relief and Appraisal Requirement Updates)
- 03/16/2017 – Bulletin 2017-2 (Selling)
- 02/15/2017 – Bulletin 2017-1 (Servicing)
Forms and Documents
Guide Forms | Other Forms and Documents
The use of Guide forms by Freddie Mac-approved Sellers and Servicers is subject to the terms and conditions of the Purchase Documents, as that term is defined in the Guide.
Seller Forms
- Form 15/A/C: Loan Purchase Statement
- Form 16SF: Annual Eligibility Certification Report – This is a sample form that shows the types of information you may be asked to provide and may not reflect the most current version of Form 16SF. Please click here to access Form 16SF.
- Form 50: Collateral Assignment of Beneficial Interest in Land Trust
- Form 65: Uniform Residential Loan Application
- Form 65A: Statement of Assets and Liabilities
- Form 70: Uniform Residential Appraisal Report
- Form 70B: Manufactured Home Appraisal Report
- Form 71: Market Conditions Addendum to the Appraisal Report
- Form 72: Small Residential Income Property Appraisal Report
- Form 90: Verbal Verification of Employment
- Form 91: Income Calculations
- Form 92: Net Rental Income Calculations – Schedule E
- Form 442: Appraisal Update and/or Completion Report
- Form 461: Ground Lease Analysis
- Form 465: Individual Condominium Unit Appraisal Report
- Form 466: Exterior-Only Inspection Individual Condominium Unit Appraisal Report
- Form 478: Secondary Market Advisor Selling Agent Agreement
- Form 483: Wire Transfer Authorization
- Form 900: Loan Selling Advisor Authorized Under Identification and Certification Form
- Form 900SA: Selling Agent Identification and Authorized User Role Form
- Form 901: Document Custodian Loan Selling Advisor Authorized User Identification and Certification Form
- Form 905: Guide Access Manager Authorization Form
- Form 906: Freddie Mac Loan Coverage Advisor® Authorized User Role Form
- Form 960: Agreement for Concurrent Transfer of Servicing of Single-Family Mortgages
- Form 987E: Wire Transfer Authorization for a Warehouse Delivery
- Form 988SF-1: Certificate of Incumbency for a Bank, Savings Bank, Savings and Loan Association, Credit Union or Corporation
- Form 988SF-2: Certificate of Incumbency for a Limited Liability Company
- Form 989SF: Certificate of Incumbency for a Limited Partnership
- Form 990SF: Warehouse Provider Certificate of Incumbency
- Form 996E: Warehouse Provider Release and Transfer - This is a sample form that shows the information you may be asked to provide and may not reflect the most current version of Form 996E. Form 996E is generated by the Selling System.
- Form 998: Operating Income Statement
- Form 1000: Single-Family Comparable Rent Schedule
- Form 1032: One-Unit Residential Appraisal Field Review Report
- Form 1033: One-Unit Residential Appraisal Desk Review Report
- Form 1034E: Custodial Certification Schedule - This is a sample form that shows the information you may be asked to provide and may not reflect the most current version of Form 1034E. Form 1034E is generated by the Selling System.
- Form 1034T: Subsequent Transfer Document Custodial Certification Schedule
- Form 1035: Document Custodial Agreement: Single-Family Mortgages
- Form 1035DC: Designated Custodial Agreement: Single-Family Mortgages (The Bank of New York Mellon Trust Company, N.A.)
- Form 1035WF: Designated Custodial Agreement Single-Family Mortgages (Wells Fargo Bank, N.A.)
- Form 1036: Request for Physical or Constructive Possession of Documents
- Form 1055: Mortgage Bankers' Financial Reporting Form
- Form 1072: Two- to Four-Unit Residential Appraisal Field Review Report
- Form 1077: Uniform Underwriting and Transmittal Summary
- Form 1107SF: Seller/Servicer Change Notification
- Form 1132: Authorization for Automatic Transfer of Funds Through the Automated Clearing House (ACH)
- Form 1149: Notice About Appraisal of Your Property
- Form 1207: Mortgage Insurance Information Disclosure Agreement
- Form 2055: Exterior-Only Inspection Residential Appraisal Report
Servicer Forms
- Form 15/A/C: Loan Purchase Statement
- Form 59: Principal and Interest Custodial Account Reconciliation Worksheet – Monthly Account Statement
- Form 59E: Escrow Custodial Account Reconciliation Worksheet
- Form 65: Uniform Residential Loan Application
- Form 105: Multipurpose Loan Servicing Transmittal
- Form 106: Rollback Request Form
- Form 479A: Single-Family Servicing Agent Certification
- Form 483: Wire Transfer Authorization
- Form 710: Mortgage Assistance Application
- Form 720: Real Estate Fraud Certification
- Form 902: Freddie Mac Service Loans Application Authorized User Roles Form – For Use by Servicers Only
- Form 902SA: Freddie Mac Service Loans Application Authorized User Roles Form – For Use by Servicing Agents Only
- Form 903: Freddie Mac Default Fee Appeal System Authorized User Roles Form – For Use by Servicers Only
- Form 903SA: Freddie Mac Default Fee Appeal System Authorized User Roles Form – For Use by Servicing Agents Only
- Form 906: Freddie Mac Loan Coverage Advisor® Authorized User Role Form
- Form 960: Agreement for Concurrent Transfer of Servicing of Single-Family Mortgages
- Form 981: Agreement for Subsequent Transfer of Servicing of Single-Family Mortgages
- Form 988SF-1: Certificate of Incumbency for a Bank, Savings Bank, Savings and Loan Association, Credit Union or Corporation
- Form 988SF-2: Certificate of Incumbency for a Limited Liability Company
- Form 989SF: Certificate of Incumbency for a Limited Partnership
- Form 1013: 1-4 Unit Property Inspection Report
- Form 1034T: Subsequent Transfer Document Custodial Certification Schedule
- Form 1035: Document Custodial Agreement: Single-Family Mortgages
- Form 1035DC: Designated Custodial Agreement: Single-Family Mortgages (The Bank of New York Mellon Trust Company, N.A.)
- Form 1035WF: Designated Custodial Agreement Single-Family Mortgages (Wells Fargo Bank, N.A.)
- Form 1036: Request for Physical or Constructive Possession of Documents
- Form 1057SF: Letter Agreement for Servicer's Single-Family Principal and Interest, or P & I Disbursement Clearing Custodial Account
- Form 1058SF: Letter Agreement for Servicer's Single-Family Buydown or Escrow Custodial Account
- Form 1059SF: Letter Agreement for Single-Family Principal and Interest, or P & I Disbursement Clearing Custodial Account
- Form 1060SF: Letter Agreement for Single-Family Buydown or Escrow Custodial Account
- Form 1061: Certificate of Incumbency and Authority to Draft Against Custodial Accounts
- Form 1062: Sight Draft
- Form 1065: Report of IRS Form 1099-A and Form 1099-C Filing
- Form 1065A: Report of IRS Form 1099-A and Form 1099-C Filing for a Senior Subordinate Trust
- Form 1074: Freddie Mac Reset Mortgage Confirmation
- Form 1100: Supplemental Report of Curtailments for Super ARC
- Form 1102: Modified Principal and Interest Payment
- Form 1128: Loss Mitigation Transmittal Worksheet
- Form 1132: Authorization for Automatic Transfer of Funds Through the Automated Clearing House (ACH)
- Form 1155: Bankruptcy Cramdown Pre-Confirmation Proposal of Settlement Terms
- Form 1160: Third-Party Sale Transmittal Worksheet
- Form 1200: Reimbursement System User Setup Form
- Form 1205: Post Settlement Correction Request
- Form 1207: Mortgage Insurance Information Disclosure Agreement
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Top Downloaded Instruments
Uniform Residential Loan Application
Uniform Instruments are the Fannie Mae/Freddie Mac and Freddie Mac Notes, Riders, and Security Instruments (Deeds of Trust and Mortgages) used when originating Single-Family residential mortgage loans, in all States and U. S. Territories, as identified in the List of Single-Family Uniform Instruments provided on this website and also identified in Guide Exhibit 4.
When using Uniform Instruments to originate mortgages for sale to Freddie Mac, Freddie Mac-approved Seller/Servicers must comply with the terms and conditions of the Guide and Seller/Servicer's other Purchase Documents (as that term is defined in the Guide).
News & Information
Notes & Note Addenda
Security Instruments
- First Lien Security Instruments
- Master Form/Short Form Security Instruments
- Authorized Changes to Security Instruments
- Sample first pages of Security Instruments for MERS
- Authorized Changes to Security Instruments for MERS
Riders to Security Instrument
Modification/ Special Purpose Documents
- Modification Agreements
- Home Affordable Modification Agreements
- Construction Conversion Modification Agreements Construction Special Purposes
- Authorized Changes to Modification/Special Purpose Documents
- Subordination Agreements
Specific Program Instruments
- New York CEMA
- Texas Home Equity
- Authorized Changes to NY CEMA
- Authorized Changes to Texas Home Equity
- Maine MERS Mortgage Assignment
- Authorized Changes to Maine MERS Mortgage Assignment
Uniform Residential Loan Application
Spanish Translation of Uniform Instruments
- Notes
- Riders
- Security Instruments
- Special Purpose Documents
- Home Affordable Modification Program
- Authorized Changes to Home Affordable Modification Program Documents
Contact Us
Please direct Uniform Instrument related questions to uniform_instruments@freddiemac.com
Resources
Why Single Security should be on your radar
- AllRegs User Guide for Use with the Single-Family Seller/Servicer Guide – This user guide provides information about the Guide on AllRegs, including the layout and functionality, content features, searching and printing.
- Guide Reorganization Web page
- AllRegs Advanced Search – See It and Try It
- Summary of Upcoming Requirement Changes
- Credit Fees in Price (Exhibit 19) – Updated 02/28/18
- Mortgage Insurers (Exhibit 10)
- Expense Reimbursement/Incentive Payment Authorization for ACH Credits (Exhibit 98)
- 2018 Loan Limits
- Form 981 Electronic Signature Process