Home Possible® 100 Mortgage 
Offering Flexible Credit Terms and Low Down Payment Options
| Key Features |
- 15-, 20-, 30-, and 40-year fixed-rate mortgages
- 5/1 (2/2/5 caps), 7/1 and 10/1 CMT and LIBOR-indexed ARMs
- 1-unit Primary Residences, including condos and PUD units; excluding Manufactured Homes
- Maximum financing up to 105 percent total loan-to-value (TLTV) for qualified borrowers
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Underwriting, Execution & Delivery
Freddie Mac's Home Possible 100 Mortgage provides you with an easy and convenient way to expand your reach in rapidly growing markets including first-time homebuyers, move-up borrowers, retirees, families in Underserved Areas, new immigrants, very low and low- to moderate-income borrowers.
Our competitive
offering provides you with low down payment and flexible credit terms to make
it easier for you to meet more of your borrowers' needs.
Freddie Mac's Home Possible 100 Mortgage is easy to assess
through our automated underwriting system, Loan Prospector®,
and sell to us using a variety of cash and securities executions.
We've created a fact sheet [PDF] to help you underwrite, sell and deliver Home Possible
100 Mortgages to Freddie Mac. We've designed this document to provide you with
the high-level guidelines you'll need, however, it is not intended to be a complete
source of information. Please refer to the Freddie Mac Single-Family Seller/Servicer
Guide (Guide) for complete details.
Learn more about Home Possible 100 Mortgages:
- Refer to Chapter A34 of the Guide
- Call (800) FREDDIE
Easy-to-print promotional versions of the fact sheets are available:
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