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In the Spotlight

January 10, 2018

In the Spotlight

Do you have environmentally conscious clients? Are you trying to market an older home? Point your clients in the right direction for energy-efficient loan options that can help them improve the home they want.

Educating Clients on Energy Efficiency
is a Win for Everyone

Freddie Mac has flexibilities that allow homebuyers to finance cost-effective, energy-saving home improvements as part of a single mortgage purchase. These flexibilities allow for certain energy-efficiency savings to be considered in the calculation of debt-to-income ratios.  This means homebuyers  may qualify for a larger loan amount and benefit from a more energy-efficient home, offsetting the additional costs by rolling them into the loan.

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