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2014 Area Median Income Estimates

June 22, 2014

The Federal Housing Finance Agency has issued the Area Median Income (AMI) estimates for 2014. Freddie Mac uses the AMI estimates, among other things, to determine eligibility for our Home Possible® Mortgages.

Loan Prospector® Outreach was updated on June 22, 2014, with the 2014 AMI estimates, which apply to new submissions and resubmissions on or after June 22, 2014. Freddie Mac lenders must use these estimates for Home Possible Mortgages.

Please note AMI estimates may change from the 2013 AMI estimates. To identify potential impacts on mortgages submitted to Loan Prospector Outreach prior to June 22, 2014, you should consider reviewing the 2014 AMI county estimates in the Affordable Income & Property Eligibility tool, which was updated on June 23, 2014.

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