Mortgage Products
We're focused on continually evolving our set of mortgage product solutions to meet the individual needs of more borrowers, and growing your mortgage origination opportunities using Freddie Mac mortgage products.
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Mortgage Products by Type
Fixed-Rate Mortgages
- 15-, 20- and 30-year Fixed-rate Mortgages
- Affordable Merit Rate® Mortgages
- A-minus Mortgages
- Cash-out Refinance Mortgages
- Condominium Unit Mortgages/Streamlined Condo Review
- Construction Conversion Mortgages
- Financed Permanent Buydown Mortgages
- Home Possible® Mortgages
- Investment Property Mortgages
- Loans with Secondary Financing
- Manufactured Homes
- Mortgages for 2- to 4-unit Properties
- Mortgages with Temporary Subsidy Buydown Plans
- No Cash-out Refinance Mortgages
- Relief Refinance MortgagesSM – Same Servicer
- Relief Refinance Mortgages – Open Access
- Renovation Mortgages
- Rural Housing Service Section 502 Leveraged Seconds
- Seller-owned Modified Mortgages
- Super Conforming Mortgages
Adjustable-Rate Mortgages
- A-minus Mortgages
- Cash-out Refinance Mortgage
- CMT-indexed ARMs
- Financed Permanent Buydown Mortgages
- Home Possible Mortgages
- Investment Property Mortgages
- LIBOR-indexed ARMs
- Loans with Secondary Financing
- Manufactured Homes
- Mortgages for 2- to 4-unit Properties
- Mortgages with Temporary Subsidy Buydown Plans
- No Cash-out Refinance Mortgages
- Relief Refinance Mortgages – Same Servicer
- Relief Refinance Mortgages – Open Access
- Seller-owned Converted Mortgages
- Seller-owned Modified Mortgages
- Super Conforming Mortgages
Government-sponsored Offerings
- Guaranteed Rural Housing Mortgages
- HUD-Guaranteed Section 184 Native American Mortgages
- RHS Leveraged Seconds
- Veterans Affairs (VA) Mortgages
Mortgage Products by Name (A-Z)
- 15-, 20- and 30-year Fixed-rate Mortgages
- Affordable Merit Rate® Mortgages
- Affordable Seconds®
- A-minus Mortgages
- Cash-out Refinance Mortgages
- CMT-indexed ARMs
- Condominium Unit Mortgages/Streamlined Condo Review
- Construction Conversion Mortgages
- Financed Permanent Buydown Mortgages
- Guaranteed Rural Housing Mortgages
- Home Possible Mortgages
- HUD-Guaranteed Section 184 Native American Mortgages
- Investment Property Mortgages
- LIBOR-indexed ARMs
- Loans with Secondary Financing
- Manufactured Homes
- Mortgages for 2- to 4-unit Properties
- Mortgages with Temporary Subsidy Buydown Plans
- No Cash-out Refinance Mortgages
- Relief Refinance MortgagesSM – Same Servicer
- Relief Refinance Mortgages – Open Access
- Renovation Mortgages
- Rural Housing Service Section 502 Leveraged Seconds
- Seller-owned Converted Mortgages
- Seller-owned Modified Mortgages
- Super Conforming Mortgages
- Veterans Affairs (VA) Mortgages
Mortgage Products by Borrower Need
Choose a Borrower Need:
- Home Affordable Refinance
- Low Down Payment
- Low Monthly Payment
- Less-than-perfect Credit
- Build/Tap Equity
- Home Construction, Renovation
- Reduced Documentation; Quicker Process
- Investors; Complex Finances
- First-time Homebuyers
- Rural or Underserved Communities
- Borrowers in High-Cost Areas
Home Affordable Refinance
Low Down Payment
- Affordable Merit Rate® Mortgages
- A-minus Mortgage
- Guaranteed Rural Housing Mortgages
- Home Possible® Mortgages
- HUD-Guaranteed Section 184 Native American Mortgages
- Manufactured Homes
- Mortgages with Temporary Subsidy Buydown Plans
- Rural Housing Service Section 502 Leveraged Seconds
- Veterans Affairs (VA) Mortgages
Low Monthly Payment
- Affordable Merit Rate® Mortgages
- A-minus Mortgages
- CMT-indexed ARMs
- Financed Permanent Buydown Mortgages
- LIBOR-indexed ARMs
- Manufactured Homes
- No Cash-out Refinance Mortgages
- Seller-owned Converted Mortgages
- Seller-owned Modified Mortgages
Less Than Perfect Credit
Build/Tap Equity
- 15-year Fixed-rate Mortgages
- Affordable Seconds®
- Cash-out Refinance Mortgages
- No Cash-out Refinance Mortgages
- Seller-owned Converted Mortgages
- Seller-owned Modified Mortgages
Home Construction and Renovation
- Affordable Seconds®
- Cash-out Refinance Mortgages
- Construction Conversion Mortgages
- Renovation Mortgages
Reduced Documentation; Quicker Process
- Relief Refinance Mortgage – Same Servicer
- Seller-owned Converted Mortgages
- Seller-owned Modified Mortgages
Investors and Financially Complex Borrowers
First-time Homebuyers
- Condominium Unit Mortgages/Streamlined Condo Review
- Guaranteed Rural Housing Mortgages
- Home Possible Mortgages
- Manufactured Homes
- Veterans Affairs (VA) Mortgages
Rural Areas or Underserved Communities
- Guaranteed Rural Housing Mortgages
- HUD-Guaranteed Section 184 Native American Mortgages
- Rural Housing Service Section 502 Leverage Seconds
Borrowers in High-Cost Areas
Help & Training
Use the following resources to learn about Freddie Mac mortgage products, enabling you to meet the needs of more borrowers.
Mortgage Products: Training and Resources
Select a topic below for self-serve resources such as training, quick references, and other information.
Learn All About
- All upcoming mortgage product training events by course name or date
- New Customer Training
- Learning Center Updates
Mortgage Product Topics
Descriptions of all Mortgage Product resources for training and education are available with our Underwriting resources in this comprehensive, easy-to-print reference.
Upcoming Training Events
Select a course title below for course description, prerequisites, objectives, materials and availability, or view all scheduled training events.
| Course Description | Cost | Date | Time (ET) | Location | Register |
|---|---|---|---|---|---|
| Home Possible Mortgages | $0.00 | 03/04/15 | Web Conference | Register | |
| Home Possible Mortgages | $0.00 | 03/18/15 | Web Conference | Register |
Workshop 
Web Event