Single-Family News Center
Celebrating $50 Billion in Home Possible® Mortgages
Home Possible® is breaking the down payment barrier for very low- to moderate-income families, helping them achieve their piece of the American dream.
Barriers to Accessing Homeownership—Watch the Video from Freddie Mac and the Urban Institute
February 11, 2019 - View this informative video from the Urban Institute research Barriers of Accessing Homeownership. This event featured guest speaker, Danny Gardner, Freddie Mac's senior vice president, Affordable Lending & Access to Credit
Save Time with Enhanced Search Features in Loan Collateral Advisor
February 08, 2019 - The newest Loan Collateral Advisor® release includes search enhancements that help you get the information you want faster, while running fewer searches.
Sweat Equity Can Increase Homeownership Opportunities
February 07, 2019 - We're committed to tearing down barriers to homeownership to help you finance more mortgages for families with low to moderate incomes in rural areas.
Guide Bulletin 2019-4: Condo Project Requirements and More
February 06, 2019 - Guide Bulletin 2019-4 announces updates to condo project and income requirements, includes a reminder related to the Investor Reporting Change Initiative and more.
Loan Selling Advisor - New Enhancements, Reminders and Edits
January 29, 2019 - We're announcing new enhancements, reminders and edits to Loan Selling Advisor®.
New Loan Product Advisor Updates Help You Work Faster
January 28, 2019 - On January 27, 2019, we updated Loan Product Advisor® with enhancements you told us would help you get more done faster.
Faster Access to Data with the New Business Intelligence Home Page
January 28, 2019 - The latest Business Intelligence release includes a new home page that offers immediate access to the data that's most important to you and lets you easily navigate to individual drill-down dashboards.
Rural Properties Appraisal Webinar
January 25, 2019 - Freddie Mac is offering a Reviewing Rural Properties webinar to help you better understand our appraisal requirements and flexibilities for rural properties. No need to book travel, you can login from anywhere. All you need is your Seller/Servicer number and access to Freddie Mac Learning.
Guide Bulletin 2019-3 Updates Selling Guidance and Requirements Related to the Federal Government Shutdown
January 16, 2019 - Guide Bulletin 2019-3 revises guidance and requirements related to the government shutdown which we previously announced on January 3, 2019.
CreditSmart - Steps to Homeownership Tutorial: New Enhancements
January 16, 2019 - Beginning January 29, we're excited to announce new enhancements to the CreditSmart® - Steps to Homeownership Tutorial.
Celebrating $50 Billion in Home Possible® Mortgages
January 15, 2019 - Since 2015, $50 billion in Home Possible mortgages have made sustainable homeownership a reality for more than 262,000 families. We're excited to celebrate this milestone for affordable lending.
Guide Bulletin 2019-2: Credit Reporting Guidance Related to the Federal Government Shutdown
January 11, 2019 - Guide Bulletin 2019-2 provides guidance related to credit reporting requirements and eligible hardships and forbearance plans to help Servicers assist borrowers impacted by the federal government shutdown.
ULDD Phase 3 Reminder
January 10, 2019 - In a reminder about collecting the ULDD Phase 3 data based on the January 1, 2019 Application Received Date (mandated for May 20, 2019), we announced that the GSEs are working together to determine how to address industry concerns around closing.
Guide Bulletin 2019-1: Temporary Requirements Related to the Federal Government Shutdown
January 03, 2019 - Guide Bulletin 2019-1 provides temporary selling and servicing requirements so you may assist borrowers who may have been impacted by the federal government shutdown.
Federal Government Shutdown Will Not Impact Freddie Mac Operations
December 26, 2018 - The current federal government shutdown will have no direct impact on Freddie Mac. We will continue normal operations without interruption during the shutdown.
Freddie Mac Flood Insurance Requirements Remain Unchanged During a Lapse in the National Flood Insurance Program
December 21, 2018 - If the National Flood Insurance Program's (NFIP) authority to issue new and renewal policies and increase coverage on existing policies expires on December 21, 2018, our policies on flood insurance remain unchanged.
Finance Energy-Saving Improvements with GreenCHOICE Mortgages
December 19, 2018 - Freddie Mac's GreenCHOICE Mortgages℠, our solution for energy-efficient home improvements, can help make financing energy renovations easier. It's part of our multiyear plan to facilitate energy-saving improvements that could help families better sustain homeownership.
Guide Bulletin 2018-26: Updates Foreclosure Timelines, Servicing Contract Rights and More
December 12, 2018 - Today's Guide Bulletin 2018-26 includes updates to foreclosure timelines and compensatory fees, the Servicer Success Scorecard, servicing contract rights and more.
Uniform Closing Dataset Specification Update
December 11, 2018 - We're updating and republishing the UCD Specification and supporting artifacts to account for revised Seller data requirements, changes related to the CFPB's TRID Amendment, expanded allowable fee types and improved clarity.
Simplify Your Underwriting Process with Asset and Income Modeler (AIM)
December 11, 2018 - Through the expertise of third-party service providers, asset and income modeler (AIM) with Loan Product Advisor automates the manual processes of assessing borrower assets and income. Gain efficiencies in your underwriting process with AIM get your edge.
Annual Holiday Eviction Moratorium
December 10, 2018 - Freddie Mac (OTCQB: FMCC) announced today a nationwide suspension of eviction lock-outs between Dec. 17, 2018 and Jan. 2, 2019. The moratorium applies to all foreclosed, occupied homes owned by Freddie Mac.
Temporary Selling Requirements Related to CA Wildfires; Updates Related to Hurricane Irma
December 06, 2018 - Guide Bulletin 2018-26 provides temporary selling requirements for certain mortgages secured by properties, or for borrowers with places of employment in certain zip codes in Butte County .
Flexible Financing and Innovative Features with CHOICEHome
December 06, 2018 - Wouldn't it be great to utilize more of our credit and collateral flexibilities with manufactured home borrowers? With our Freddie Mac CHOICEHome℠ pilot program, we're paving the way to do just that.
Guide Bulletin 2018-24: Single Security Updates, New Underwriting Flexibilities and 2019 Loan Limits
December 05, 2018 - Guide Bulletin 2018-24 announces updates that support the June 3, 2019 implementation of the Single Security. It also updates the Guide with new flexibilities and opportunities for your business.
Update: Loan Selling Advisor Purchase Statement Data Export Capability
December 04, 2018 - Freddie Mac is committed to providing you with technology solutions that can help your business grow. We previously communicated that effective December 10, 2018 you'll see the addition of several existing data elements that are being added to the standard 'Summary Data MISMO 3.0' export dataset.
Loan Product Advisor and Loan Selling System Updated to Align with 2019 Loan Limits
December 03, 2018 - Start taking advantage of the greater origination potential you have with the higher conforming loan limits. Loan Product Advisor has been updated to reflect the 2019 loan limits.
Give Your Users Instant Access to Freddie Mac Tools
December 03, 2018 - Freddie Mac Access Manager is a provisioning system that enables you to easily manage your users' access to certain Freddie Mac Single-Family sourcing and servicing tools and applications.
Guide Bulletin 2018-23 Introduces Automated Income and Asset Assessment
November 28, 2018 - Guide Bulletin 2018-23 introduces automated income and asset assessment with Loan Product Advisor®. Read the Bulletin to find out exactly what these new capabilities mean for your business.
Loan Limits for 2019 Are Increasing
November 27, 2018 - In line with the Federal Housing Finance Agency announcement, we're increasing our maximum base conforming and high-cost area loan limits on January 1, 2019.
ULDD Phase 3 Update
November 20, 2018 - Freddie Mac and Fannie Mae (the GSEs) are providing an update to Phase 3 of the Uniform Loan Delivery Dataset (ULDD), as a follow up to our July 10, 2018 announcement.
Reminder & Notices
Single Security Updates
We've put together resources for Seller/Servicers to help you determine what changes and business opportunities you need to prepare for.
Freddie Mac Updates Fraud Mitigation Best Practices
The Freddie Mac Financial Fraud Investigation Unit (FFIU) has updated and posted online its comprehensive Single-Family mortgage fraud mitigation best practices document.
Historical Guide Snapshots (PDFs)
Check out the historical snapshots of our Single-Family Seller/Servicer Guide, which capture the Guide requirements as of a specific date, in easy-to-use PDF format.
The information found in the Single-Family News Center is not a replacement or substitute for information found in the Single-Family Seller/Servicer Guide and/or the terms of your Master Agreement and/or Master Commitment.