Single-Family News Center
Come See Us May 20 – 23 at MBA Secondary in New York City!
Visit Freddie Mac in booth 112 or our Client Central room at the New York Marriott Marquis. See how we're Reimagining the Mortgage ExperienceSM.
Freddie Mac Aces the 2018 HousingWire Tech100 Awards
April 13, 2018 - Freddie Mac is a 2018 HousingWire Tech100 Award winner for Loan Product Advisor® automated collateral evaluation (ACE). The awards are presented annually to the 100 most innovative technology companies in the US housing industry.
Subsequent Transfers of Servicing, Modifications and More in Guide Bulletin 2018-6
April 11, 2018 - Guide Bulletin 2018-6 announces updates to subsequent transfers of servicing, mortgage modifications and more.
At MBA Tech: Learn How Automation Will Speed Your Lending Process
April 10, 2018 - Come see us at the MBA Technology Solutions Conference & Expo 2018, April 15-18, in Detroit, MI. Drop by our booth #519 or our meeting room, Level 5, Mackinac West, in the Detroit Marriot at the Renaissance Center exhibit hall. We looking forward to seeing you.
Loan Product Advisor® to Generate Alphanumeric LP Keys Beginning June 18, 2018
April 06, 2018 - To ensure that your systems accept alphanumeric values from Loan Product Advisor beginning June 18, 2018, please review any additional systems that use or store LP Keys.
Coming Soon: Lower Cost and More Efficient Financing with Single Close
April 05, 2018 - You will soon be able to finance manufactured home construction loans with a single close construction conversion mortgage. One close, giving you more efficiency, lower cost and less risk.
Go-live Date for New UMBS Announced
March 28, 2018 - The Federal Housing Finance Agency announced June 3, 2019, as the go-live date for the new Uniform Mortgage-Backed Securities. Freddie Mac and Fannie Mae will begin issuing these securities on this date, creating the new GSE combined market of TBA eligible securities.
Guide Bulletin 2018-5: New Opportunities for Second Homes; 2-unit Primary Residences; and Condo Units
March 28, 2018 - Guide Bulletin 2018-5 announces requirement updates that further expands access to credit and creates more opportunities to do better business with us.
Simplifying the Underwriting Process for Self-employed Borrowers Helps You Save Time and Reduce Costs
March 27, 2018 - To give you a competitive advantage and help you grow your business, Freddie Mac is collaborating with fintech LoanBeam to simplify the underwriting of self-employed borrowers.
Updated Loan Product Advisor Specification and Support Documents Align with the Redesigned Uniform Residential Loan Application
March 27, 2018 - As a follow-up to the publication of the final redesigned Uniform Residential Loan Application (Form 65) in December, Freddie Mac and Fannie Mae (the GSEs) have published new and updated supporting documents.
New Eligibility Status Fields in Loan Selling Advisor
March 26, 2018 - Starting today, you will see new eligibility status fields and message headings for income and asset on various Loan Selling Advisor screens. These are placeholders for furture representation and warranty relief offerings.
Extension of Foreclosure Sale Suspension in Puerto Rico and the U.S. Virgin Islands
March 07, 2018 - Guide Bulletin 2018-4 extends the suspension of all foreclosure sales in Puerto Rico and the U.S. Virgin Islands for two more months through May 31, 2018.
Clarification on EDR Default Action Codes for Extend Modification
March 01, 2018 - In response to your feedback, we're clarifying required Electronic Default Reporting default action codes related to the Extend Modification.
Guide Bulletin 2018-3: Mortgages in Eligible Disaster Areas, Cash Payups and More
February 28, 2018 - Selling Guide Bulletin 2018-3 provides updates on mortgages in Eligible Disaster Areas, cash payups and more.
ULDD Phase 3 Loan Selling Advisor Updates Deferred Until March 5
February 26, 2018 - We are deferring the Uniform Loan Delivery Dataset (ULDD) Phase 3 updates to Loan Selling AdvisorSM and Loan Quality Advisor® until March 5, 2018.
Are You Ready for New Imminent Default Evaluations in Workout Prospector?
February 26, 2018 - Workout Prospector® now captures imminent default evaluations for Freddie Mac Flex Modifications®.
Optional ULDD Phase 3 Data Delivery Starts Monday
February 21, 2018 - Learn about critical updates and resources as you prepare to deliver ULDD Phase 3 data to us.
Guide Bulletin 2018-2: Charge Off Recommendations, Document Custody Requirements and More
February 14, 2018 - Servicing Guide Bulletin 2018-2 includes updates to charge off recommendations, document custody requirements and more
Guide Bulletin 2018-1: Extension of Effective Date for Rental Income Revisions and Updates to Incorporate ULDD Phase 3 Requirements
January 31, 2018 - Guide Bulletin 2018-1 announces an extension of the effective date for rental income revisions and updates to ULDD Phase 3 requirements.
Loan Product Advisor® to Generate Alphanumeric Values for LP Keys
January 31, 2018 - Loan Product Advisor will begin generating alphanumeric values for LoanProspectorKeyIdentifier (LP Key) this summer. Begin reviewing any systems that use or store LP Keys to ensure that alphanumeric values are accepted.
ULDD Phase 3 Update
January 30, 2018 - Today's update provides the mandate date (May 20, 2019) and Application Received Date (January 1, 2019) for Phase 3 of the Uniform Loan Delivery Dataset.
Important UCD Update
January 30, 2018 - Starting June 25, Uniform Closing Dataset (UCD) edits will turn critical/fatal and the Borrower Closing Disclosure PDF must be embedded for all loans with an associated UCD submission.
New Loan Selling Advisor Critical Edits
January 30, 2018 - Today, we're announcing new Loan Selling AdvisorSM critical edits, effective June 1, 2018.
Loan Advisor Suite® Business Intelligence Honored at MicroStrategy World™ 2018
January 24, 2018 - Freddie Mac was recently honored with a MicroStrategy Customer Award at MicroStrategy WorldTM 2018.
Freddie Mac Flood Insurance Requirements Remain Unchanged Despite a Lapse in the National Flood Insurance Program
January 22, 2018 - The National Flood Insurance Program's (NFIP) authority to issue new and renewal policies and increase coverage on existing policies expired on January 20, 2018. Our policies on flood insurance remain unchanged.
Federal Government Shutdown Will Not Impact Freddie Mac Operations
January 22, 2018 - The current federal government shutdown will have no direct impact on Freddie Mac, since we are not a government agency and are not funded through the congressional appropriations process.
Take Advantage of Our New Low Loan Balance Execution Opportunity
January 19, 2018 - Beginning on February 1, 2018, you will have a new cash execution opportunity for loans with original balances of $200,000 or less.
Update on Rental Income Changes and MI Master Policies
January 10, 2018 - The revised rental income requirements announced in Bulletin 2017-12 will now be effective for Freddie Mac mortgages with settlement dates on and after November 30, 2018. MI companies will issue new master policies this year reflecting the revised GSE rescission relief principles.
Register Now to Test Our Investor Reporting Changes
January 09, 2018 - We continue to make progress on the Investor Reporting Change Initiative, and we'll soon be entering the testing phase of the project. Register today to test our investor reporting changes.
Request for Input: Alternate Credit Scores
January 08, 2018 - Freddie Mac encourages stakeholders to respond to a Request for Input on alternate credit scores, as issued by our regulator, the Federal Housing Finance Agency (FHFA).
2018 FHA Loan Limits Coming Soon in Loan Product Advisor®
December 21, 2017 - Loan Product Advisor will reflect updated loan limits for Federal Housing Administration (FHA) mortgages on January 2, 2018.
Reminder & Notices
Single Security Updates
We've put together resources for Seller/Servicers to help you determine what changes and business opportunities you need to prepare for.
Freddie Mac Updates Fraud Mitigation Best Practices
The Freddie Mac Financial Fraud Investigation Unit (FFIU) has updated and posted online its comprehensive Single-Family mortgage fraud mitigation best practices document.
Historical Guide Snapshots (PDFs)
Check out the historical snapshots of our Single-Family Seller/Servicer Guide, which capture the Guide requirements as of a specific date, in easy-to-use PDF format.
The information found in the Single-Family News Center is not a replacement or substitute for information found in the Single-Family Seller/Servicer Guide and/or the terms of your Master Agreement and/or Master Commitment.