Single-Family News Center
You Can Now Originate Certain Loans Without an Appraisal
Get to closing faster. Save money. Our automated collateral evaluation (ACE) can now be applied to both no cash-out refinance and purchase transactions.
Freddie Mac and Fannie Mae Publish Updated Redesigned Static URLA
November 17, 2017 - Freddie Mac and Fannie Mae (the GSEs) are announcing the publication of the static version of the updated redesigned Uniform Residential Loan Application (URLA).
Guide Bulletin 2017-26: Updates to Credit Underwriting and Mortgage Eligibility Requirements, Loan Product Advisor and More
November 15, 2017 - Guide Bulletin 2017-26 announces updates to credit underwriting and mortgage eligibility requirements, Loan Product Advisor and more.
A Better Way to Learn is Here – Freddie Mac Learning
November 14, 2017 - You now have access to a more robust learning experience from Freddie Mac, with tools that empower you to do business better. Sign up for Freddie Mac Learning, the simple, intuitive solution for learning about our products, technology and programs.
Here's How We've Put Your Feedback on eMortgage Adoption to Work
November 14, 2017 - Read the follow-up to the 2016 survey findings report to see exactly how the GSEs are addressing barriers to eMortgage adoption.
Heads Up: Customer Testing Updates for Investor Reporting Changes
November 10, 2017 - We are updating our customer testing strategy supporting the Investor Reporting Change Initiative to provide a better, more flexible customer experience.
Calculating Required Reserves is Getting Easier
November 08, 2017 - Loan Product Advisor® is being updated on November 12, 2017, with important changes to the calculation of required reserves.
ULDD Phase 3 Updates and Guidance
November 07, 2017 - We are introducing updates to the existing ULDD Phase 3 specification with updated appendices.
Guide Bulletin 2017-25: Temporary Modification and Insurance Requirements Related to Disaster Relief for Servicers
November 02, 2017 - Guide Bulletin 2017-25 announces Servicing requirements to assist borrowers whose mortgaged premises or places of employment are located in Eligible Disaster Areas.
Why the Single Security Should Be on Your Radar
November 01, 2017 - As you start mapping out your plans for 2018, make sure you’re keeping the Single Security initiative on your radar. Learn more about the activities leading to the launch of the Single Security in 2Q of 2019.
Go All-In on Servicing Performance
October 31, 2017 - Today, we're announcing the new and improved Servicer Performance Profile that combines your Servicer Success Scorecard and Manager Series Reports into one holistic application with a convenient homepage.
Temporary Selling Requirements Related to California Wildfires
October 25, 2017 - Guide Bulletin 2017-24 extends the temporary selling requirements announced in previous Guide Bulletins to mortgages secured by properties located in Eligible Disaster Areas impacted by wildfires in California.
Updated Requirements for Debt Payment-to-income Calculation, Appraisals and More in Guide Bulletin 2017-23
October 18, 2017 - Learn more about new flexibilities and opportunities for your business with requirement updates we are announcing in Guide Bulletin 2017-23.
UCDP Release Notification - Appraisal Form 1004D/442 Functionality
October 17, 2017 - Effective October 30, 2017, Freddie Mac and Fannie Mae (the GSEs) will support the Appraisal Update and/or Completion Report (Freddie Mac Form 442 / Fannie Mae Form 1004D) in the Uniform Collateral Data Portal® (UCDP®).
Updates to Imminent Default Evaluation, SCRA, Property Condition Certificates and More in Guide Bulletin 2017-22
October 11, 2017 - Learn about the new rules-based approach for determining imminent default for mortgage modifications. Guide Bulletin 2017-22 also announces other updates important to Servicers.
Upcoming Servicer Performance Profile Changes
October 11, 2017 - On October 31, we're making big improvements to your Servicer Performance Profile. But first, we have to make a few changes, beginning this weekend.
Loan Product Advisor® Updates Support New HMDA Demographic Information Data
October 02, 2017 - Loan Product Advisor® will be updated on October 8, 2017, to align with the updated Consumer Financial Protection Bureau (CFPB) reporting requirements as referenced in the November 1, 2016, Freddie Mac and Fannie Mae joint announcement.
Resources to Help You with the Freddie Mac Flex Modification
October 02, 2017 - Now that you've begun evaluating borrowers for Flex Modification Trial Period Plans, we want to remind you that we offer training and resources to make your evaluations as smooth as possible going forward.
Temporary Seller Reimbursement Process for Property Inspection Costs
September 29, 2017 - As a follow-up to Guide Bulletin 2017-21, we are providing Sellers with details on how to request reimbursement for expenses associated with certain property inspections.
URLA Implementation Timeline Updates
September 26, 2017 - Today we're announcing important implementation updates related to the Uniform Residential Loan Application and publishing the updated Demographic Information Addendum.
A Simpler Version of eNotes is on the Way
September 26, 2017 - The GSEs announce a new electronic promissory Note (eNote) specification to support the delivery of eMortgage loans.
Our Ongoing Response to Recent Disasters: Updates to Temporary Selling and Servicing Requirements
September 25, 2017 - As the 2017 hurricane season continues with strong storms that cause damage and hardship to millions, we're working hard to respond quickly to help our Seller/Servicers and their borrowers. We're announcing updates to our temporary Selling and Servicing requirements in Guide Bulletin 2017-21.
New Name, Look and Feel for the Selling System
September 21, 2017 - The Freddie Mac Selling System will be rebranded to Loan Selling Advisor on December 11 - fully integrating it into Freddie Mac Loan Advisor Suite. We're also making other improvements, primarily based on customer feedback.
The GSEs Support Your UCD Transition
September 15, 2017 - Freddie Mac and Fannie Mae (the GSEs) have a new approach to enforcing the UCD delivery requirement.
Guide Bulletin 2017-20 Announces Credit Underwriting, Appraisal and Condo Requirement Changes
September 14, 2017 - Guide Bulletin 2017-20 announces credit underwriting, appraisal and condo requirement changes
Temporary Hurricane Harvey and Irma Requirements in Guide Bulletin 2017-19
September 13, 2017 - In today's Single-Family Seller/Servicer Guide (Guide) Bulletin 2017-19 we're announcing temporary changes and reminders for our Sellers and Servicers.
New Guide Bulletin Updates Loss Mitigation, Security Instruments Storage and Expense Reimbursement Requirements
September 13, 2017 - In Single-Family Seller/Servicer Guide (Guide) Bulletin 2017-18, we're announcing updates to loss mitigation, security instrument storage and expense reimbursement requirements.
Guide Bulletin 2017-17 Announces Enhanced Relief Refinance Requirements
September 08, 2017 - Today's Bulletin announces complete requirements for our new high LTV refinance offering, Freddie Mac Enhanced Relief RefinanceSM.
Temporary Selling Requirements for Properties Impacted by Hurricane Harvey
September 07, 2017 - Guide Bulletin 2017-16 announces temporary selling requirements for properties impacted by Hurricane Harvey.
Are You Ready for the Freddie Mac Flex Modification® on October 1?
September 05, 2017 - Fall is around the corner and you must begin evaluating borrowers for the Flex Modification no later than October 1, 2017. To help you get ready and make your process as smooth and efficient as possible, we've added training.
Guide Bulletin 2017-15: Updates on Investor Reporting Changes and More
August 30, 2017 - Guide Bulletin 2017-15 provides updates on our Investor Reporting Change Initiative, Uniform Instruments requirements and highlights Servicer impacts from Guide Bulletin 2017-10.
Reminder & Notices
Single Security Updates
We've put together resources for Seller/Servicers to help you determine what changes and business opportunities you need to prepare for.
Freddie Mac Updates Fraud Mitigation Best Practices
The Freddie Mac Financial Fraud Investigation Unit (FFIU) has updated and posted online its comprehensive Single-Family mortgage fraud mitigation best practices document.
Historical Guide Snapshots (PDFs)
Check out the historical snapshots of our Single-Family Seller/Servicer Guide, which capture the Guide requirements as of a specific date, in easy-to-use PDF format.
The information found in the Single-Family News Center is not a replacement or substitute for information found in the Single-Family Seller/Servicer Guide and/or the terms of your Master Agreement and/or Master Commitment.