Single-Family News Center
Servicers Help 1 Million Borrowers
Together, Freddie Mac and our Servicers supported the nation’s housing market recovery by optimizing borrower outcomes.
2015 Loan Limits Announced
November 24, 2014 - We are maintaining our base conforming loan limits at the existing 2014 levels through December 31, 2015, and increasing the high-cost areas loan limits in certain counties.
Guide Bulletin 2014-21: Updates to the Selling Representation and Warranty Framework Life-of-Loan Exclusions
November 20, 2014 - We're enhancing the life-of-loan representation and warranties under the selling representation and warranty framework. The enhancements are detailed in Guide Bulletin 2014-21.
Get Ready for the 2015 Purchase Market
November 18, 2014 - It's time to start planning your 2015 business strategies. Purchase money will continue to dominate the housing market, so to help you understand what to expect and where to focus your efforts, hear our Chief Economist Frank Nothaft's projections.
Guide Bulletin 2014-20 Announces Several Servicing Requirement Updates
November 17, 2014 - Read today's Guide Bulletin to learn about servicing requirement changes that make doing business with us easier.
Guide Bulletin 2014-19 Announces Changes to Scorecard and Foreclosure Timelines
November 14, 2014 - Guide Bulletin 2014-19 announces changes for the Freddie Mac Servicer Success Scorecard and Foreclosure Timelines.
Loan Prospector to Align with Recent Guide Requirements
November 13, 2014 - On November 24, 2014, Loan Prospector® will be updated to align with the changes to the requirements for Freddie Mac Home Possible® mortgages announced in Single-Family Seller/Servicer Guide (Guide) Bulletin 2014-18.
Reminder to Notify Freddie Mac of Organizational Changes
October 28, 2014 - Today we published an Industry Letter to remind all our customers about our requirements to notify Freddie Mac if your company is undergoing ownership or organizational changes.
Introducing the New Freddie Mac Default Fee Appeal System
October 27, 2014 - The new Default Fee Appeal System automates the appeals process and provides greater clarity, transparency and communication between Servicers and Freddie Mac for appeals.
Sellers Notified of November 16 UCDP Release
October 21, 2014 - On November 16, 2014, Freddie Mac and Fannie Mae (the GSEs) will make the following updates to the Submission Summary Report (SSR) in the Uniform Collateral Data Portal® (UCDP®).
Servicers Help More Than One Million Borrowers
October 16, 2014 - Together, Freddie Mac and our Servicers supported the nation’s housing market recovery by optimizing borrower outcomes, which means working to find the best possible solutions for struggling homeowners.
Home Possible Enhancements and Other Updates Announced in Guide Bulletin 2014-18
October 15, 2014 - We’re enhancing Home Possible® Mortgages to provide you with greater flexibility to help your borrowers with an affordable lending solution. Review Bulletin 2014-18 for details on the Home Possible enhancements and other revised selling requirements.
Upcoming Loan Prospector Liabilities Enhancements Reminder
October 14, 2014 - On October 19, we are releasing Loan Prospector® liability enhancements that will provide you with greater transparency regarding the Loan Prospector total debt calculation used to determine total debt for the debt-to-income (DTI) ratio.
Building a Better Workout Prospector through Collaboration
October 07, 2014 - We recently launched the new and improved Workout Prospector®. These enhancements could not have been successfully implemented without your help.
Servicing Updates Announced in Guide Bulletin 2014-17
October 01, 2014 - Read today's Guide Bulletin to learn about servicing requirement changes that we made with you and your borrowers in mind.
Returning HVE Messaging to the UCDP
September 24, 2014 - To provide you with feedback regarding the accuracy of an appraised property value, on November 23, 2014, we are reintroducing a subset of HVE® messaging in the UCDP®.
ULDD Addendum Provides Clarity and Alignment
September 23, 2014 - Review the updated ULDD Addendum and determine if updates to your systems or processes are needed.
Selling System Updates Coming in October
September 18, 2014 - In a few weeks, you’ll see some changes in the selling system. These updates are in response to your feedback and are part of our ongoing effort to provide you with greater certainty that the loans you deliver to us meet our purchase requirements.
Are You Missing Out on the Fastest Growing Group of Homebuyers?
September 17, 2014 - Statistics show that the fastest growing group of homebuyers in the United States is Hispanics. If you’re willing to put some extra effort into reaching out to the Hispanic community, the payoff can be big.
Modifications Are Easier With Requirement Updates in Guide Bulletin 2014-16
September 15, 2014 - Read today's Guide Bulletin to learn about servicing requirement changes that we made based on your feedback and our ongoing effort to create more efficient and effective policies.
QCIM – A Powerful Tool to Help You Manage Your QC Loan Requests
September 08, 2014 - Find out how QCIM and the new Management Reporting function helps you manage QC requests and analyze overall trends.
New White House Servicemembers Civil Relief Act (SCRA) initiative
August 26, 2014 - Today the White House announced a new Servicemembers Civil Relief Act (SCRA) initiative, created so service members can maximize all of the protections under SCRA, including the 6% interest rate cap.
Increasing Transparency Into Loan Prospector Liabilities
August 26, 2014 - Learn how our October 19, 2014, Loan Prospector® enhancements will provide you with greater transparency regarding the Loan Prospector total debt calculation used to determine total debt for the debt-to-income (DTI) ratio.
Checkout the New and Improved Workout Prospector
August 25, 2014 - We've made several important enhancements to Workout Prospector® based on Servicer feedback.
Reminder about Mortgages with PACE Obligations
August 20, 2014 - We are reminding Seller/Servicers that mortgages with Property Assessed Clean Energy (PACE) and PACE-like obligations that provide for first-lien priority are not eligible for sale to Freddie Mac.
Selling System News and Reminders
August 18, 2014 - Learn about updates that could reduce post-funding data corrections; Plus, on August 25, ULDD Phase 2 is in effect.
Guide Bulletin 2014-15: Updates Align with Industry Regulations and Practices
August 14, 2014 - Bulletin 2014-15 announces selling and servicing updates to align with industry regulations and practices, including requirements for reporting anti-money laundering noncompliance and Suspicious Activity.
Information about the New Selling Representation and Warranty Relief Date Report
August 12, 2014 - If you have mortgages that obtained selling representation and warranty relief between February and July 2014, your organization will receive a report by mid-September.
Servicers Required to Take Action Based on Termination of DRLS Law Firms
August 12, 2014 - Servicers with existing Freddie Mac Default Legal Matters at terminated law firms (see article for list) must take immediate steps to secure and transfer them to new law firm (s) on or before October 12, 2014.
Selling System Update: Delivery Data Edits for LTV Delayed Until August
July 24, 2014 - On June 18, 2014, we announced new selling system delivery data critical and warning edit messages to be implemented on July 21. The loan-to-value comparison edits were not implemented and will be delayed until August 18.
Building Your Purchase Market: Resources for Responsible Lending Practices
July 17, 2014 - As you grow your purchase money business, we want you to remain confident that the loans you deliver to us meet our requirements. Our tools, technology, and resources are available to make it easier for you to do business with us.
Reminder & Notices
Historical Guide Snapshots (PDFs)
Check out the historical snapshots of our Single-Family Seller/Servicer Guide, which capture the Guide requirements as of a specific date, in easy-to-use PDF format.
The information found in the Single-Family News Center is not a replacement or substitute for information found in the Single-Family Seller/Servicer Guide and/or the terms of your Master Agreement and/or Master Commitment.