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Revised Eligibility Date for Relief Refinance Mortgages

October 22, 2013

To make our eligibility requirements more transparent to borrowers, effective October 27, 2013, we will use the note date of the mortgage being refinanced, instead of the Freddie Mac settlement date, to determine eligibility for our Freddie Mac Relief Refinance MortgagesSM offering.

As a result of this change, the mortgage being refinanced must have a note date on or before May 31, 2009. This revised requirement applies to both Relief Refinance Mortgages – Same Servicer and Relief Refinance Mortgages – Open Access, including those originated under the Home Affordable Refinance Program (HARP). Loan Prospector® and the Freddie Mac Loan Look-Up Tool will be updated by October 27, 2013, to support this change.

The Single-Family Seller/Servicer Guide (Guide) will be updated to reflect this revised eligibility requirement with an upcoming Guide Bulletin.

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