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Freddie Mac and Fannie Mae Publish Updated Redesigned Static URLA

November 17, 2017

Freddie Mac and Fannie Mae (the GSEs) are announcing the publication of the static version of the updated redesigned Uniform Residential Loan Application (URLA) (i.e., Freddie Mac Form 65 / Fannie Mae Form 1003). This release contains revisions to the URLA previously announced in 2016 and follows the Federal Housing Finance Agency’s (FHFA) announcement on October 20, 2017, that a question about the applicant’s language preference would be added to the URLA. 

This final static version of the redesigned URLA provides the preferred language question in the Personal Information section of the Borrower Information and Additional Borrower components. The static version of the other URLA components (Unmarried Addendum, Lender, Continuation Sheet, and Demographic Information Addendum) were also updated and republished to each GSE’s URLA web page.

The GSEs will publish the interactive (.pdf) and dynamic (.pdf) versions of the redesigned URLA by the end of 2017 along with several supporting documents to assist the industry with implementation of the URLA, and each GSE’s automated underwriting system specification (i.e., Freddie Mac’s Loan Product Advisor® and Fannie Mae's Desktop Underwriter® (DU®).

Additional Information and Training

Freddie Mac and Fannie Mae will continue to support lenders and technology solution providers throughout implementation and adoption of the redesigned URLA with thorough documentation, live webinars, and educational outreach starting in early 2018 and continuing throughout the year. The documents referenced in this announcement, and other supporting materials, are located on Freddie Mac’s URLA page and Fannie Mae’s URLA page.

If you have questions about the redesigned URLA, please contact your respective GSE account representative, or email ULAD@FreddieMac.com or ULAD@FannieMae.com.