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Request for Input: Alternate Credit Scores

January 8, 2018

FHFA, with input from Freddie Mac, Fannie Mae and other stakeholders, has been analyzing the challenges and benefits of alternative credit scores. At this time, FHFA is requesting input from all lenders and other industry participants We encourage all stakeholders to respond to a Request for Input on this important topic issued by our regulator, the Federal Housing Finance Agency (FHFA).

We’ve worked closely FHFA and Fannie Mae on the issue.

Freddie Mac is taking steps to expand access to credit through initiatives such as our low down payment Home Possible® mortgages and automating scoring for borrowers without credit scores.

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